Consumers Credit Union Holland MI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Consumers, your trusted financial partner located at 1037 Washington Ave, Holland, MI 49423. Established in 1964, our credit union has been dedicated to serving the community and providing exceptional banking services for nearly six decades. With a growing membership of 142,950 and total assets exceeding $2.38 billion, we pride ourselves on offering personalized financial solutions that meet the diverse needs of our members. At Consumers, we understand that your financial goals are unique. Whether you're looking for a new auto loan, mortgage refinancing, or personal banking services, our team is here to guide you every step of the way. Under the leadership of our CEO, Scott Sylvester, and Board President, Kim Shook, we strive to foster a supportive environment where all members can thrive. While members can visit us at our branch in Holland, official correspondence should be sent to our mailing address: PO Box 525, Oshtemo, MI 49077. Our doors are open Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday until 6:00 p.m., and Saturday mornings until 12:00 p.m., making it easy for you to stop by and speak with our knowledgeable staff. With total deposits amounting to $65,993,314 and cash in hand of $34,423,513, we are well-equipped to support your financial endeavors. We also take pride in our robust offerings which include auto loans totaling over 87,715 loans and competitive credit cards with rewards designed just for you. Join us today and discover how Consumers can help you achieve your financial dreams! Feel free to give us a call at 616-393-0555 for more information or visit us online at consumerscu.org to explore all that we have to offer. Your journey towards better banking starts here!

Branch History & Mission

Join Us

We invite you to experience the benefits of membership at Consumers. With convenient operating hours Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. we're here when you need us most. Plus, enjoy the convenience of our drive-thru service and ATM availability. Explore what it means to be part of a credit union that truly cares about its members and the community. Reach out today at 616-393-0555 or visit us online at consumerscu.org. Together, let's build a brighter financial future!

Our Journey

Located at 1037 Washington Ave, Holland, MI 49423, our branch has been a cornerstone of the local economy for nearly six decades. Over the years, we've evolved significantly while maintaining our core mission: to provide accessible financial services that empower our members to achieve their goals. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing options, we cater to a wide array of needs. As we grew, so did our services. We've embraced technology with online and mobile banking options that allow members to manage their finances conveniently from anywhere. Our commitment to accessibility also includes ADA-compliant facilities and services designed for everyone.

Our Mission

At Consumers, we believe in the power of community. Our mission is not just about providing financial products; it's about creating lasting relationships that foster growth and security for all members. We actively engage in community outreach programs and partnerships aimed at making a positive impact in Holland and beyond. Whether it's supporting local schools or participating in charity events, we strive to give back because we know that when our community thrives, we all thrive. While you can visit us at our branch address for your banking needs, please note that official correspondence should be sent to PO Box 525, Oshtemo, MI 49077.

Branch Location & Accessibility

Contact Us

Got questions? Give us a call at 616-393-0555. We look forward to welcoming you soon! Come visit us at Consumers your trusted partner in financial success right here in Holland!

Nearby Landmarks and Accessibility

Situated near local landmarks, including beautiful parks and bustling shopping areas, our branch is perfectly positioned for both residents and visitors of Holland. We pride ourselves on being accessible to everyone; our branch features ADA-compliant ramps and designated parking spaces to ensure all members can enjoy our services without hassle.

Operating Hours and Services

We are open Monday through Wednesday from 9:00 a.m. to 5:30 p.m., and extend our hours on Thursday and Friday until 6:00 p.m., making it easier for you to find time in your busy schedule. On Saturdays, you can visit us from 9:00 a.m. to 12:00 p.m. Our team is ready to assist you with a range of services, including personal banking, auto loans, mortgage options, and credit cards with rewards. For those who prefer quick transactions, we also offer drive-thru banking for deposits, withdrawals, and simple transactions. Plus, you'll find an ATM available for easy access to cash whenever you need it. While members can visit us at 1037 Washington Ave, please send any official correspondence to PO Box 525, Oshtemo, MI 49077 if needed.

Member Eligibility

At Consumers, we believe that joining our community means becoming part of something special. If you're looking to become a member, you're in the right place! To qualify, you simply need to meet a few friendly criteria, such as living or working in the areas we serve. This opens the door for individuals and families who want to take advantage of our great financial products and services. We're here to help you with everything from checking and savings accounts to auto loans and mortgages. The journey to membership is smooth and welcoming just visit us at 1037 Washington Ave Holland Mi 49423 or give us a call at (616) 393-0555 for more details. For those ready to dive in, you can find all the specific eligibility requirements at . Our team is eager to assist you with the account opening process, ensuring it's as easy as possible. So why wait? Join us at Consumers today, where your financial goals are supported by a caring community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your business without the hassle of complicated transactions. Our solutions allow you to accept payments easily, helping you focus more on what you love serving your customers. Located at 1037 Washington Ave Holland Mi 49423 in Holland, MI, we're here to help you thrive. Reach out to us at (616) 393-0555 to learn how we can partner with you in your business endeavors!

Comprehensive List Of Services

Business Banking

For local business owners, Consumers offers specialized banking services including merchant services and business loans. We understand the demands of running a business and are committed to providing solutions that help you thrive.

Flexible Financing Options

Life can be unpredictable, and sometimes you might find yourself needing extra cash. Our personal loans are designed for situations like debt consolidation or unexpected expenses. Plus, if you're interested in building credit while enjoying rewards, check out our credit cards with rewards program.

Get Started Today!

With so many valuable services at your fingertips, we encourage you to reach out! Call us at (616) 393-0555 or visit us at 1037 Washington Ave Holland Mi 49423 for more information about how we can support your financial goals. At Consumers, we're here to help every step of the way!

Modern Banking Experience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. You can manage your accounts from anywhere at any time whether it's transferring funds, checking balances, or paying bills on the go. Our ATM services also ensure that cash withdrawal is simple and straightforward. If you prefer face-to-face interactions for basic transactions like deposits and withdrawals, take advantage of our drive-thru banking service. It's quick and efficient, allowing you to handle simple banking needs without leaving your vehicle.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why our offerings include checking and savings accounts designed to help you save effectively while keeping your funds accessible. Whether you're setting aside money for a special occasion or need a reliable account for daily transactions, we've got you covered. For those looking to make significant purchases, our auto loans and vehicle financing options are tailored just for you. Imagine driving off in your dream car with terms that fit your budget! Additionally, if you're considering buying a home or refinancing an existing mortgage, our competitive mortgage loans are here to assist.

Digital & Online Banking

Key Features

Enjoy the convenience of e-statements with Yes. No more waiting for paper statements in the mail; you'll receive them directly to your inbox, helping you stay organized and eco-friendly. For those who prefer mobile transactions, our mobile application makes banking even easier. Available for download, it allows you to make mobile payments with ease whether you're splitting a dinner bill or purchasing groceries. The app also supports person-to-person transfers through Yes, making it simple to send money to friends or family without any hassle. Security is a top priority at Consumers. While we do not currently use electronic signature authorization with No, our platform employs strong security measures to protect your personal information and transactions. With all these features combined, managing your finances has never been more accessible or straightforward. We invite you to explore our online banking options today at https://www.consumerscu.org/ and experience financial management like never before!

Financial Strength

Commitment to Growth

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $39,075 in used auto loans and $2,091,705,346 in total loans and leases, supporting our members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0, further emphasizing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 1037 Washington Ave Holland Mi 49423 or call (616) 393-0555 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans to help members get on the road confidently. Whether you're eyeing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget.

Business Financing

For business owners looking to expand, our outstanding commercial loans total $265,279,836, providing essential capital for growth and innovation. If you're considering refinancing or checking eligibility for any of these products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you with all your loan needs. For more information about our loan offerings or to speak with a representative, call us at 616-393-0555 during our operating hours: Monday - Wednesday from 9:00 AM - 5:30 PM; Thursday and Friday from 9:00 AM - 6:00 PM; Saturday from 9:00 AM - 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Consumers, we're committed to helping you achieve your financial aspirations with transparency and support.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $128,065,957. We make buying or refinancing simple and straightforward. Our team is here to guide you through the process and ensure you find the best solution for your housing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $42,872,491 in loans available, our credit cards are designed to help members manage their finances effectively while earning rewards along the way.

Loan Aggregator

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Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans