Consumers Credit Union Kalamazoo MI | Cheap Mortgage Refinance & Business Banking

Introduction

Welcome to Consumers Credit Union, your trusted partner in financial growth since 1964. Located conveniently at 5940 Gull Rd, Kalamazoo, MI 49048, we have been dedicated to serving our community with a commitment that goes beyond just banking. With a membership of over 142,950 and total assets amounting to an impressive $2,384,854,945, we pride ourselves on being a cornerstone of support for individuals and families in the Kalamazoo area. At Consumers Credit Union, we're not just about numbers; we're about people. Our knowledgeable team, led by CEO Scott Sylvester and Board President Kim Shook, works tirelessly to ensure you receive personalized service tailored to your unique needs. Whether you're looking for auto loans, mortgages, or business financing options, we've got you covered. In fact, we've issued over 87,715 loans and maintain total deposits of $65,993,314, reflecting our solid foundation and dedication to responsible lending. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 525, Oshtemo, MI 49077. We invite you to explore our wide range of services from personal banking solutions to online and mobile banking options designed with your convenience in mind. Join us in building a brighter financial future together! For any questions or assistance, feel free to call us at (269) 345-7804. We're here for you Monday through Saturday and ready to help you achieve your financial goals!

Branch History & Mission

Community Commitment

Consumers is more than just a credit union; we are an active participant in the Kalamazoo community. Through various outreach programs and partnerships with local organizations, we aim to give back and support those in need. We believe that by investing in our community, we help create a brighter future for everyone.

Mission Statement

Our mission is simple yet profound: to enhance the financial well-being of our members and the communities we serve. We strive to provide accessible financial services that cater to individual needs while promoting financial literacy and responsible banking practices. Whether you're looking for a new checking account or exploring loan options for your dream car, our team is here to help you every step of the way. While members can visit us at 5940 Gull Rd Kalamazoo Mi 49048, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077. This ensures that all communication reaches us promptly and securely.

Modern Banking Experience

In today's fast-paced world, we recognize the importance of convenience. That's why we offer modern banking solutions such as online banking and mobile payments alongside traditional services like drive-thru banking and ATMs. Our commitment extends beyond just transactions; we prioritize ADA compliance and customer-centric initiatives to ensure everyone feels welcome. We invite you to experience the difference at Consumers. Join us today and discover how together we can achieve your financial goals while strengthening our community ties! For more information or assistance, feel free to call us at 269-345-7804 during our operating hours: Monday - Wednesday from 9:00 a.m. - 5:30 p.m., Thursday and Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 9:00 a.m. -12:00 p.m. Let's build a better tomorrow together!

Our Evolution

From humble beginnings, Consumers has evolved significantly over the decades. Initially focused on providing essential banking services, we have expanded our offerings to include personal banking accounts, auto loans, mortgages, and business banking solutions. Each milestone in our history has been driven by our mission to empower our members financially while fostering community support.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before your visit, feel free to call us at 269-345-7804. We look forward to welcoming you into our branch! While members can visit us at 5940 Gull Rd, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077. Come see how Consumers can help make your banking experience a breeze!

Nearby Landmarks and Accessibility

Nestled near popular spots like the Kalamazoo Valley Museum and just a short drive from the local shopping areas, our branch is easy to find. Parking is plentiful and accessible, ensuring that your visit is as smooth as possible. Our facility meets ADA compliance standards, making it accessible for everyone.

Operating Hours and Services

We understand that life can be busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday from 9:00 a.m. to 6:00 p.m., and don't forget about our Saturday hours from 9:00 a.m. to 12:00 p.m. Whether you need personal banking services like checking and savings accounts or are looking for auto loans and credit cards with rewards, we have something for everyone. For those who prefer quick transactions, we offer drive-thru banking for deposits and withdrawals, as well as ATM access for balance checks and cash withdrawals all designed to provide you with convenience at every turn.

Member Eligibility

At Consumers, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the area around 5940 Gull Rd Kalamazoo Mi 49048. Whether you're looking for personal banking solutions, auto loans, or just a supportive financial partner, we're here for you. You'll enjoy benefits like competitive rates and friendly service tailored to your needs. If you're curious about the full eligibility criteria, feel free to check out more details at . When you're ready to join us, opening an account is a breeze! Just give us a call at (269) 345-7804, and we'll guide you through the easy process. Join us today and discover how Consumers can help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services help streamline transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from your customers, whether they prefer credit cards or mobile payments. This not only enhances customer satisfaction but also boosts your bottom line. Located at 5940 Gull Rd Kalamazoo Mi 49048 in Kalamazoo, MI, we are dedicated to empowering local businesses with the tools they need to thrive. Reach out to us at (269) 345-7804 or visit our website at https://www.consumerscu.org/ to learn more about how we can assist you on your path to success!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also understand that sometimes you need quick access to cash or wish to conduct simple transactions without entering the branch. Our ATM services facilitate easy withdrawals and balance checks whenever needed. Plus, our basic drive-thru banking allows for deposits and withdrawals with minimal hassle. In conclusion, whether you're in Kalamazoo or on the go, Consumers is dedicated to supporting your financial journey through various services designed just for you. To learn more about how we can assist you or if you have any questions, please feel free to reach out at 269-345-7804 or visit us online at consumerscu.org. Your financial well-being is our priority!

Business Banking

For small business owners, we understand the unique challenges you face. That's why we offer business banking services that include merchant services and business loans. We aim to empower entrepreneurs by providing financial solutions that can help their businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience matters. At Consumers, we provide robust online and mobile banking features that allow you to manage your finances from anywhere at any time. With mobile payments and person-to-person transfers available at your fingertips, handling transactions has never been easier.

Loans and Financing Options

When it comes to financing, we offer a variety of options to help you navigate major purchases. Need a new vehicle? Our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing solutions are tailored to fit your specific situation, making homeownership more attainable than ever. If you're facing debt challenges, our personal loans and debt consolidation services can provide relief by simplifying payments into one manageable amount. Additionally, our credit cards with rewards allow you to earn points on your everyday purchases, giving back as you spend.

Personal Banking

Our personal banking services include checking and savings accounts designed for your everyday needs. Imagine having a checking account that helps you manage your daily expenses while also offering a savings account with competitive interest rates. This combination can help you build a financial cushion for unexpected costs or future plans.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.consumerscu.org/, you can check balances, pay bills, and transfer funds anytime you need. No more waiting in line or rushing to the bank before closing time. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate. Plus, with features like person-to-person transfers, sending money to friends or family is as simple as a few taps on your smartphone.

Go Mobile

For members who prefer banking on the go, our mobile application provides all the essential features right at your fingertips. You can access your accounts, deposit checks using your phone's camera, and make mobile payments effortlessly. If you're someone who enjoys convenience, you'll appreciate our mobile payments feature that lets you make quick purchases without fumbling for cash or cards.

Secure and Accessible

Your security is paramount to us. While we currently do not offer electronic signature authorization, rest assured that all our digital services are protected with advanced security measures. We are committed to keeping your information safe while you manage your finances with ease. Additionally, e-statements are available for those who prefer paperless options, giving you instant access to your financial statements without clutter. At Consumers, we strive to provide an inclusive banking experience that meets the needs of all our members. So whether you're checking your balance from your couch or transferring money during lunch break, we've got you covered every step of the way!

Financial Strength

Commitment to Growth and Security

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $39,075 in used auto loans and $2,091,705,346 in total loans and leases available to help you realize your dreams. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

With a total of 308,686 share accounts, our strong and growing member base trusts us with their finances. This reflects the confidence our community has placed in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 5940 Gull Rd Kalamazoo Mi 49048 or call (269) 345-7804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already assisted members with $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans, helping them get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms to suit your budget.

Business Loans

For business owners looking to expand or improve cash flow, our outstanding commercial loans total $265,279,836. These loans provide the necessary capital for growth and innovation in your business endeavors. At Consumers Credit Union in Kalamazoo (269-345-7804), our goal is to support you in making sound financial decisions. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out; our knowledgeable staff is ready to assist. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and take control of your financial future!

Credit Lines and Personal Loans

For those who need extra financial flexibility, we provide access to credit lines totaling $661,509,863. This option allows you to borrow only what you need when you need it. Additionally, we offer unsecured credit card loans with a total amount of $42,872,491, giving you an easy way to manage your expenses without tying up assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957. With competitive rates and personalized service, our team can guide you through the mortgage process so you can focus on making your house a home.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to make informed decisions without hidden agendas.

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans