Consumers Credit Union Kalamazoo MI | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Consumers, your trusted financial partner located at 3140 Oakland Dr, Kalamazoo, MI 49008. Since our establishment in 1964, we have proudly served our community and built a strong foundation based on trust and reliability. With over 142,950 members and a dedicated team of 431 employees, we strive to provide personalized financial services tailored to meet your needs. At Consumers, we understand that every member's journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our total assets exceed $2.38 billion, reflecting our commitment to supporting you in achieving your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 7200 Elm Valley Dr, Kalamazoo, MI 49009. We take pride in maintaining strong relationships within the community and actively contribute to its growth. Under the leadership of CEO Scott Sylvester and Board President Kim Shook, we prioritize transparency and member satisfaction. Our financial stability is evident with total deposits amounting to $65,993,314 and a net worth of $223,309,042. We also maintain a healthy cash reserve of $34,423,513, ensuring that we can support your needs effectively. If you're looking for a credit union that values its members and community as much as you do, look no further! Feel free to reach out to us at 269-345-7804 or explore more about our services online at consumerscu.org. We invite you to visit us today and discover how we can help you achieve your financial aspirations!

Branch History & Mission

Join Us

Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 5:30 PM; and Saturday from 9 AM to noon. We invite you to visit us or reach out at (269) 345-7804. Experience firsthand how Consumers Credit Union can be your trusted partner in financial success. Join us today and become part of a community-focused credit union where your dreams matter!

Our Journey

Located at 3140 Oakland Dr, Kalamazoo, MI 49008, Consumers Credit Union has grown significantly over the years. From humble beginnings, we now proudly serve over 142,950 members with total assets amounting to an impressive $2,384,854,945. Our commitment to fostering strong relationships within the community has been a guiding principle since day one. As we evolved, we embraced technology and modern banking practices while ensuring that our services remain accessible to everyone. We understand that convenience is key; that's why we offer a range of digital solutions alongside traditional banking methods. With features such as online banking, mobile payments, and ATMs available for easy access, we strive to meet the needs of all our members.

Our Mission

At Consumers Credit Union, our mission is simple yet powerful: to provide excellent financial services while supporting the growth and well-being of our community. We believe that when our members succeed financially, the entire community thrives. Whether it's offering personal loans or facilitating business financing, we are here to help you achieve your goals. We also take pride in our community involvement. From partnering with local organizations to hosting educational workshops on financial literacy, our efforts extend beyond just banking. We are deeply committed to making a positive impact in Kalamazoo and its surrounding areas. For those who need additional assistance or wish to send official correspondence, please note that our mailing address is 7200 Elm Valley Dr, Kalamazoo, MI 49009.

Branch Location & Accessibility

Call to Action

Ready to take the next step in your banking journey? Visit us today at Consumers or give us a call at 269-345-7804. Our friendly staff is eager to assist you with any questions or services you may need. Your financial goals are important to us let's achieve them together!

Operating Hours & Services

At Consumers, we aim to serve you during hours that fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon. We are closed on Sundays so our team can recharge and be ready for you each week. As part of our commitment to providing excellent service, we offer a variety of banking options tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got what you need under one roof. Plus, with our drive-thru service available for quick transactions and ATM access right outside, managing your finances has never been easier. While members can visit us at 3140 Oakland Dr, official correspondence should be sent to our mailing address at 7200 Elm Valley Dr, Kalamazoo, MI 49009.

Parking & Accessibility

We understand that accessibility is key. Our branch features ample parking with designated spots for those who need closer access. Inside, we are proud to offer ADA-compliant facilities, including ramps and accessible restrooms, ensuring that everyone feels welcome.

Member Eligibility

At Consumers, we believe in creating a welcoming community where every member can thrive. Joining us is easy and open to anyone who lives, works, or worships in the Kalamazoo area. We also welcome family members of existing members, ensuring that your loved ones can enjoy the benefits of our cooperative spirit. By becoming a member of Consumers, you not only gain access to a variety of financial products and services tailored to your needs, but you also become part of an organization that prioritizes your well-being over profits. To learn more about the specific eligibility criteria, feel free to check out our detailed resource at . If you're ready to take the next step towards membership or have any questions, don't hesitate to call us at (269) 345-7804. We're here to help you start your journey with us at our branch located at 3140 Oakland Dr Kalamazoo Mi 49008!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner that simplifies your payment processing. Our merchant services provide you with the tools to accept payments seamlessly, whether in-store or online. This means faster transactions, happier customers, and more time for you to focus on what matters most growing your business. Located at 3140 Oakland Dr Kalamazoo Mi 49008 in Kalamazoo, MI, we invite you to explore how our personalized services can empower your business journey. Reach out today at (269) 345-7804!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide tailored solutions through our Business Banking services. This includes merchant services that make it easy for you to accept payments from customers and business loans to help grow your venture. We are committed to supporting local businesses in Kalamazoo.

Digital and Convenient Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. You can manage your accounts anytime, anywhere with just a few taps on your smartphone. Our app allows for easy transactions like bill payments and person-to-person transfers. Plus, with access to ATMs throughout the area for cash withdrawals and balance checks, you'll always have what you need at your fingertips.

Drive-Thru and ATM Services

Our branch provides basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. With an ATM available right at the branch, getting cash or checking balances has never been easier. At Consumers, we strive to create a welcoming environment where all members feel valued and supported. If you have any questions about our services or want to explore how we can assist you further, don't hesitate to reach out! You can contact us at 269-345-7804 or visit us online at Consumers. We look forward to serving you!

Loans and Credit Options

If you find yourself needing extra funds for unexpected expenses or major purchases, consider our Personal Loans & Debt Consolidation options. We understand that managing finances can sometimes be challenging, and we're here to help lighten that load. Additionally, our Credit Cards with Rewards give you the chance to earn points on every purchase, turning your spending into savings.

Personal Banking

We offer a variety of Personal Banking options, including checking and savings accounts that fit your lifestyle. If you're planning to buy a car, our Auto Loans & Vehicle Financing can get you on the road with competitive rates and flexible terms. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services make the process straightforward and stress-free.

Digital & Online Banking

Go Paperless with E-Statements

Say goodbye to clutter and hello to convenience with e-statements! At Consumers, we offer e-statements for all members. This eco-friendly option allows you to receive your account statements electronically, making it easier to track your spending while helping the environment.

Mobile Banking at Your Fingertips

Our mobile application brings banking right into the palm of your hand. You can make mobile payments with ease, allowing for quick transactions without the hassle of cash or cards. Plus, our person-to-person transfer feature makes sending money to friends and family simple and fast.

Online Banking Made Easy

With our online banking services available at https://www.consumerscu.org/, accessing your accounts is just a click away. Whether you're checking your balance, paying bills, or transferring funds, everything is designed with your convenience in mind. Our system is available 24/7, so you can manage your finances on your schedule.

Security You Can Trust

Your security is our top priority. While we do not currently support electronic signature authorization, we take every measure to ensure that your personal information remains safe. Rest assured that our online banking features are built with robust security protocols designed to protect you against fraud. At Consumers, we're committed to providing accessible and efficient banking solutions tailored to meet your needs. Experience the ease of managing your finances digitally today!

Financial Strength

Member Trust

We are honored to have built a strong member base with a total of 308,686 share accounts reflecting the trust placed in us by over 142,950 members who rely on our services daily. With net shares available for lending at $0, we remain focused on maximizing benefits for our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 3140 Oakland Dr Kalamazoo Mi 49008 or call 269-345-7804 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to keep offering competitive loan rates and solid financial products tailored for our members. We proudly employ 418 full-time employees and 13 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Improvement

Our commitment to serving you is evident in our $218,884,511 in undivided earnings. These funds are reinvested into innovative banking tools, stronger lending options, and enhanced security measures to improve your experience with us. Additionally, we support our members' financial goals with $39,075 in used auto loans and a total of $2,091,705,346 in loans and leases, demonstrating our capacity to help you achieve your dreams.

Secured Savings for Members

Your savings are secure with us through $648,052,464 in share certificates and $521,996,529 in money market shares, which offer stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $9,403,000, we ensure that our resources focus on benefiting you providing better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $223,309,042, we maintain robust financial health. This allows us to offer better rates, lower fees, and enhanced member services that truly benefit you. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. No matter if you're purchasing a brand-new model or a reliable used vehicle, our competitive rates make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, we are here to support your journey. At Consumers, we believe in making financing accessible for everyone. If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out. You can contact us at (269) 345-7804 during our operating hours: M-T 9-5, Fri 9-5:30 and Sat 9-noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $42,872,491 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed. Our credit card products come with various benefits to help you make the most out of your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing a home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step.

Loan Aggregator

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Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans