Consumers Credit Union Portage MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Consumers, your trusted financial partner located at 1065 E Milham Ave, Portage, MI 49002. Since opening our doors in 1964, we've been committed to serving our community with care and integrity. With over 142,950 members and assets exceeding $2.38 billion, we are proud to be a cornerstone of financial support in the Portage area. At Consumers, we understand that every member has unique financial needs. That's why we offer a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also provide robust business banking solutions tailored for entrepreneurs and small businesses. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to PO Box 525, Oshtemo, MI 49077. Our dedicated team of 431 employees, led by CEO Scott Sylvester and Board President Kim Shook, is here to ensure you receive the highest level of service possible. With a net worth of $223,309,042 and total deposits amounting to $65,993,314, we prioritize your financial security and growth. Our commitment extends beyond just numbers; we strive to make a positive impact on our community through various initiatives and support programs. Whether you're looking to open an account or seeking advice on financial decisions, we're here for you! Call us at 616-393-0555 or visit our website at www.consumerscu.org to learn more about how we can help you achieve your financial goals. Join us today and experience the difference that personalized service can make!

Branch History & Mission

Community-Centric Mission

At Consumers, our mission is straightforward: to improve the financial well-being of our members while fostering a sense of belonging within the community. We understand that each member's financial journey is unique. That's why we strive to offer personalized service and tailored solutions that fit individual needs. We are proud to be ADA compliant, ensuring accessibility for all members who walk through our doors or use our online platforms. With operating hours designed for convenience Monday through Wednesday from 9:00 AM to 5:30 PM and extended hours on Thursday and Friday until 6:00 PM we make it easy for you to reach us. Additionally, with ATM availability at our branch and basic access for cash withdrawals and balance checks, your banking needs are just a stone's throw away.

Join Us

As we continue to grow and innovate, we invite you to be part of this exciting journey. Whether you're looking for a new account or need assistance with loans or financing options, Consumers is here for you every step of the way. While members can visit us at 1065 E Milham Ave Portage Mi 49002, official correspondence should be sent to PO Box 525, Oshtemo, MI 49077. Discover how we can help you achieve your financial goals today! Call us at (616) 393-0555 or visit us online at Consumers to learn more about joining our family. Experience the difference with Consumers where your success is our mission!

Our Evolution

From our humble beginnings, we have continually adapted to meet the evolving needs of our members. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each milestone has been driven by our mission: to provide financial solutions that empower individuals and strengthen communities. Our headquarters in Oshtemo serves as the backbone of our operations, ensuring that we maintain a high standard of service across all branches. We believe that when you support your community, everyone thrives together. Our commitment extends beyond banking; it encompasses partnerships with local organizations and outreach programs aimed at improving the quality of life for all residents.

Branch Location & Accessibility

Welcome to Consumers Credit Union at our Milham Ave branch, located at 1065 E Milham Ave in beautiful Portage, MI. This convenient spot is easily accessible for all members and visitors, making it simple to handle your banking needs. If you're looking for a friendly place to discuss your financial goals or simply need to make a quick transaction, we're here for you! Our branch is situated near the bustling intersection of Milham Avenue and Sprinkle Road, just a short drive from popular local landmarks like the Portage District Library and the scenic Lake Center Park. Parking is ample and easy to navigate, ensuring that your visit is as smooth as possible. We are committed to accessibility and offer features that comply with ADA standards, including ramps for those who may need assistance. At our Milham Ave branch, we pride ourselves on providing excellent service during our operating hours: Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until noon. Our dedicated staff is ready to help you with various services including personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards. For added convenience, we also have an ATM available on-site for quick cash withdrawals and balance checks. While we don't offer drive-thru services at this location, our team is always ready to assist you inside the branch. If you have any questions or need assistance before your visit, feel free to give us a call at 616-393-0555. Whether you're stopping by to open an account or just want to learn more about what we offer, we look forward to welcoming you at Consumers Credit Union!

Member Eligibility

Joining the Consumers family means becoming part of a supportive community that genuinely cares about your financial well-being. To become a member, you'll need to meet some friendly eligibility criteria. Generally, anyone who lives, works, or worships in the area around 1065 E Milham Ave Portage Mi 49002 can join us! We also welcome family members of current members and those connected to our local community in various ways. For the most up-to-date and detailed information about membership eligibility, feel free to check out our website at . Once you're ready to take this exciting step, opening an account with us is a breeze. Just give us a call at (616) 393-0555, and we'll guide you through the simple process. At Consumers, you'll gain access to a range of benefits designed with your needs in mind from personalized banking services to competitive loan rates. We're here to help you thrive financially!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services simplify payment processing, allowing you to focus on what you do best serving your customers. Imagine accepting payments seamlessly, whether they're using credit cards or mobile wallets. This not only enhances customer satisfaction but also boosts your bottom line. Located at 1065 E Milham Ave Portage Mi 49002 in Portage, MI, we are here to support your business every step of the way. Contact us at (616) 393-0555 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we offer comprehensive business banking services. From merchant services that help you process payments smoothly to business loans that support growth, we've got what it takes to help your business thrive.

Call to Action

Explore the full suite of offerings at Consumers today! Visit us at 1065 E Milham Ave or check out our website at consumerscu.org for more information on how we can support your financial goals. Your journey toward better banking starts here!

Convenient Access

Accessibility is key at Consumers. With our ATM services available on-site, withdrawing cash or checking balances is simple and convenient. Our online and mobile banking platforms ensure that managing your finances is just a few taps away. Whether you're stopping by or reaching out over the phone at 616-393-0555, our friendly team is ready to assist you with all of these services and more.

Home Loans and Refinancing

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services make the process straightforward. Our knowledgeable staff will guide you through each step, ensuring you understand your options and feel confident in your decisions.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine effortlessly accessing your funds through online banking or mobile applications, giving you the flexibility to check balances and make transactions anytime, anywhere. When it comes to financing your vehicle, our auto loans and vehicle financing options can help put you behind the wheel of your dream car without breaking the bank. We offer competitive rates and friendly terms tailored to fit your budget.

Personal Loans and Credit Cards

Need extra cash for a big purchase or want to consolidate debt? Our personal loans are designed for those moments when life throws unexpected expenses your way. Plus, our credit cards come with rewards that can benefit you every time you shop.

Digital & Online Banking

Key Features

Our services include secure person-to-person transfers that make sending money to friends or family a breeze. Want to pay back a friend for lunch? Just use our simple transfer option! For those who prefer mobile payments, we offer the flexibility to make purchases directly from your smartphone. Rest assured that your information is safe with us; while we don't currently offer electronic signature authorization, we prioritize keeping your data secure through other robust measures. And if you ever have questions or need assistance, our dedicated team is just a call away at (616) 393-0555. With 24/7 online banking services available, managing your finances has never been easier or more accessible. Join us at Consumers today and experience the future of banking!

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your money. With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; we have $39,075 in used auto loans and $2,091,705,346 in total loans and leases available to assist you across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees ready to serve you with knowledge and dedication. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 1065 E Milham Ave Portage Mi 49002 or call (616) 393-0555 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans, helping many members get on the road. Whether it's financing for a brand-new vehicle or a reliable used one, our team is here to guide you through the process and help you find a loan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in existing operations, our commercial loan options can help fuel your business ambitions. At Consumers, we strive to make borrowing straightforward and accessible. If you're interested in refinancing or want more information about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (616) 393-0555 or visit us at our branch located at 1065 E Milham Ave Portage Mi 49002 in Portage, MI. Our dedicated team is ready to assist you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, ensuring you have the resources needed for your home purchase or refinance. We pride ourselves on providing personalized service and competitive rates tailored to meet your specific needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping you in control of your spending.

Loan Aggregator

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Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans