Consumers Credit Union Waukegan IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Consumers, your trusted partner in financial well-being, located at 3737 N Lewis Ave, Waukegan, IL 60087. Since our establishment in 1930, we have been dedicated to serving our community with a wide range of financial services tailored to meet your needs. With over 228,000 members and a robust total asset base of $3,538,406,467, we pride ourselves on being a pillar of stability and support in the Waukegan area. At Consumers, we understand that financial decisions can be daunting. That's why our friendly team is committed to providing personalized service and expert guidance every step of the way. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have you covered. Our total loans and leases stand at an impressive 132,270, reflecting our dedication to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 3737 N Lewis Ave, Waukegan, IL 60087-1502. We are here not just as a financial institution but as a community partner. Our total deposits reach $252,671,710, showcasing the trust our members place in us. Our leadership team led by CEO Sean Rathjen and Board President Scott Drabicki works tirelessly to ensure that we uphold our mission of enriching lives through financial empowerment. With a workforce of 472 employees, we are proud to be part of your journey toward financial success. Ready to take the next step? Reach out to us today at 847-623-3636 or explore our services further at myconsumers.org. Your financial future starts here!

Branch History & Mission

Join Us!

As we continue this journey together with our members, we invite you to be part of the Consumers family. Experience firsthand the benefits of joining a credit union that truly cares about your financial future. Whether you're looking for personal loans or want to open a new savings account, we're here for you every step of the way. Call us today at 847-623-3636 or explore more about membership options on our website here. Together, let's build a brighter future!

Our Journey

From our humble beginnings nearly a century ago, Consumers has transformed into a robust financial institution. Initially focused on helping local families secure loans and manage their savings, we have expanded our services to include personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our commitment to providing accessible financial services remains as strong as ever. Our branch is conveniently located near various landmarks in Waukegan, making it easy for members to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We also offer drive-thru banking and ATM access for added convenience.

Our Mission

At Consumers Credit Union, our mission goes beyond just providing financial services; we aim to enrich lives and strengthen communities. We believe that by supporting our members' financial health, we contribute to the overall well-being of Waukegan. Our programs focus not only on sound banking practices but also on community outreach initiatives that promote education and financial literacy. Our dedication to accessibility is evident in our digital advancements. With features like online banking and mobile payments, we're committed to ensuring that every member can manage their finances easily and securely. Additionally, we are proud of our ADA-compliant facilities that welcome everyone in our community. While you can visit us at 3737 N Lewis Ave, official correspondence should be sent to 3737 N Lewis Ave, Waukegan, IL 60087-1502 if needed.

Branch Location & Accessibility

Welcome to the Consumers Credit Union branch at N. Waukegan, conveniently located at 3737 N Lewis Ave, Waukegan, IL 60087. Our branch is here to make your banking experience as smooth as possible, whether you're stopping by for a quick transaction or exploring our full range of services. Nestled in the vibrant community of Waukegan, our branch is just a stone's throw away from local landmarks that you know and love. With ample parking available, visiting us is hassle-free. We're also proud to offer features that enhance accessibility for all members, including ADA-compliant entrances and ramps. Our friendly team is ready to assist you during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday with Drive-Thru services from 9 AM to 1 PM. Whether you need help with personal banking, auto loans, or any of our other financial services, we're here for you. For added convenience, we also have an ATM on-site and a drive-thru banking option for those who prefer to manage their finances without stepping out of their vehicles. While members can visit us at our branch location for all their needs, official correspondence should be sent to our mailing address: 3737 N Lewis Ave, Waukegan, IL 60087-1502. Don't hesitate! Give us a call at 847-623-3636 or stop by today. We look forward to serving you!

Member Eligibility

At Consumers, we believe in creating a welcoming community where everyone can thrive. Becoming a member of our branch is an exciting step towards better financial opportunities and support. If you're looking to join us at 3737 N Lewis Ave, Waukegan, IL 60087, you'll find that eligibility is designed to be straightforward and inclusive. Whether you live, work, or worship in the area, there are plenty of ways to qualify for membership. To see if you fit the criteria or for any specific details, feel free to check out our eligibility page at https://www.myconsumers.org/about/what-we-do/membership . Once you've confirmed your eligibility, opening an account is simple and convenient! You can easily start the process by visiting [this link]( https://forms.fivision.com/myconsumers/oa/default .aspx ) or by giving us a call at 847-623-3636. We're here to help you every step of the way as you embark on your journey with Consumers!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine being able to accept payments seamlessly whether you run a brick-and-mortar store or an online shop. Our services help you manage transactions efficiently, giving you more time to focus on what truly matters growing your business. With our local expertise and commitment to service, we're here to help your business thrive. Reach out today at 847-623-3636 or visit us online at www.myconsumers.org to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we understand the importance of robust financial support. Our Business Banking services include merchant services and business loans designed to help you succeed in today's competitive market.

Convenient Access Options

We also offer essential banking conveniences like ATM & Cash Withdrawal Services. With our ATMs available throughout the area and basic drive-thru banking options for deposits and withdrawals, accessing your money has never been easier. Our location features a friendly team ready to assist with any questions or transactions during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're visiting us in person or using our online tools at myconsumers.org, we're here to ensure your banking experience is smooth and enjoyable. If you want to learn more about how we can serve you better or open an account today, feel free to give us a call at 847-623-3636! Join us at Consumers where your financial wellbeing is our priority!

Flexible Personal Loans

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. We aim to help you manage those financial surprises by offering solutions that fit your lifestyle.

Home Ownership Assistance

Owning a home is a significant milestone for many people. At Consumers, we provide various Mortgage Loans & Refinancing options that cater to different financial situations. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we guide you through every step of the process.

Personal Banking Solutions

For individuals seeking to manage their finances efficiently, our Personal Banking options include checking and savings accounts designed for everyday needs. Imagine having access to your funds anytime through our user-friendly Online & Mobile Banking platforms. You can easily check your balance, transfer money, or pay bills right from your smartphone or computer. Plus, with our Credit Cards with Rewards, you can earn points on your purchases that can be redeemed for various rewards.

Vehicle Financing Made Easy

If you're thinking about purchasing a car, our Auto Loans & Vehicle Financing services make it straightforward and stress-free. We offer competitive rates and flexible terms to help you drive off in the vehicle you desire without straining your budget.

Digital & Online Banking

Key Features for Easy Banking

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, real-time account management keeps you in control of your financial life. Plus, with features like electronic signature authorization, signing documents has never been simpler or more secure. E-statements are another great feature we provide at Consumers. Say goodbye to paper clutter and keep track of your transactions digitally. You can easily access your e-statements whenever you need them, making it effortless to manage your finances. For those who love mobile technology, our mobile application offers all the functionalities you need right from your smartphone. You can make mobile payments, conduct person-to-person transfers with ease, and enjoy a seamless banking experience on the go. If you prefer using contactless payments, our mobile payments feature allows you to shop without reaching for your wallet.

Security You Can Trust

We prioritize your security with advanced measures in place to protect your information and transactions. Our systems are designed to keep your data safe while providing a user-friendly interface that makes navigating through options simple. At Consumers, we believe that banking should fit into your lifestyle not the other way around. With our comprehensive digital and online banking services, managing your finances is not just easy; it's also secure and accessible whenever you need it. Experience the freedom of banking on your terms today!

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you effectively. With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $174,880,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $57,552 in used auto loans and $2,472,658,478 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 469 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,811,193. Total Share and Deposit Accounts: 402,566, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 3737 N Lewis Ave Waukegan Il 60087 or call (847) 623-3636 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans to help you save even more.

Business Financing

For business owners, our outstanding commercial loans totaling $301,508,026 provide the capital needed to grow and expand. We work closely with businesses of all sizes to understand their specific needs and tailor solutions that fit. At Consumers, we're dedicated to helping our members navigate their financial journeys with confidence. For more information about eligibility and how we can assist you further, feel free to reach out at (847) 623-3636 or visit us at our branch located at 3737 N Lewis Ave Waukegan Il 60087 in Waukegan, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that fits your lifestyle today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans helping members manage their finances effectively. These cards come with competitive rates and can be an excellent tool for budgeting or making larger purchases without tying up funds.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's essential to have a reliable resource that helps you make informed decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers displayed are fair and transparent. One key benefit of using LendMesh is the Verified Data feature. Loan offers come from legitimate financial institutions, which fosters trust and transparency in the information provided. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results allows users to see all available options without any hidden agendas. Moreover, LendMesh provides Real-Time Rate Comparisons. Users have access to up-to-date loan rates from multiple institutions, enabling them to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a straightforward way to compare loan offers, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CONSUMERS

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us!

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Access Options

Flexible Personal Loans

Home Ownership Assistance

Personal Banking Solutions

Vehicle Financing Made Easy

Digital & Online Banking

Key Features for Easy Banking

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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