Consumers Credit Union Kalamazoo MI | Top Checking & Auto Loans

Introduction

Welcome to Consumers Credit Union, your trusted partner in financial growth since 1964. Located at 5018 W Main St, Kalamazoo, MI 49009, we have been committed to serving our community and making banking accessible for everyone. With a strong membership base of over 142,950 members and total assets exceeding $2.38 billion, we take pride in providing personalized services tailored to meet your unique needs. At Consumers, we understand that financial decisions can be daunting. That's why our friendly team is here to guide you every step of the way, whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans or mortgages. Our goal is to empower you with the tools and resources necessary for achieving your financial aspirations. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077. Our dedicated staff, led by CEO Scott Sylvester and Board President Kim Shook, works diligently to ensure that your experience with us is both pleasant and productive. With a robust portfolio that includes $65,993,314 in total deposits and a net worth of $223,309,042, we are well-equipped to support your financial journey. Plus, our commitment extends beyond numbers; we actively engage with our community through various initiatives aimed at giving back and fostering growth. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! You can contact us at (269) 345-7804 or explore more about what we offer by visiting our website at consumerscu.org. Join us today and experience the difference of a credit union that truly cares about its members!

Branch History & Mission

Community Commitment

We are not just a credit union; we are part of this vibrant community. Our efforts extend beyond banking as we work closely with local organizations to support education, health initiatives, and economic development within Kalamazoo and surrounding areas. With an ATM available on-site and a drive-thru for quick transactions, we're here to make your banking experience as smooth as possible. We also prioritize accessibility by ensuring our facilities are ADA compliant because every member deserves equal access.

Join Us Today!

At Consumers, your financial well-being is our top priority. Experience firsthand how we can help you achieve your goals whether it's saving for a dream home or managing day-to-day expenses effectively. Become part of our growing family today! For more information about joining or our services, give us a call at 269-345-7804 or visit us online at www.consumerscu.org. Let's build a brighter future together!

Mission Statement

Our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to the tools and resources needed for financial success. That's why we actively engage in partnerships and outreach programs aimed at uplifting those around us. While members can visit us at 5018 W Main St, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077. We're open Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our drive-thru service makes it even easier for you to access your funds when on the go.

Our Journey

Over the years, Consumers has evolved significantly, adapting to the needs of our members while maintaining our core mission: to improve lives through financial services. With total assets reaching an impressive $2,384,854,945, we have established ourselves as a trusted partner for individuals and families seeking reliable banking solutions. Whether it's personal checking accounts or business loans, our wide range of services is designed with you in mind. At Consumers, we understand that banking is more than just transactions; it's about relationships. Our dedicated team is here to support you with personalized service and expert guidance. We take pride in offering modern conveniences like online banking and mobile payments while ensuring that traditional values like integrity and community focus remain at the forefront of everything we do.

Branch Location & Accessibility

Convenient Access

At Consumers, we prioritize accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can comfortably access our services. There's ample parking available right outside, so whether you're visiting us in person or using our drive-thru service, you'll find it quick and easy.

Get in Touch

Have questions or want more information? Feel free to give us a call at 269-345-7804! We're always happy to assist you. Come see us today and discover how Consumers can help you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your schedule: Monday through Wednesday from 9:00 a.m. to 5:30 p.m., and Thursday through Friday from 9:00 a.m. to 6:00 p.m. Plus, if you need to swing by on Saturday, our drive-thru is open from 9:00 a.m. to 12:00 p.m., providing extra flexibility for your banking needs.

Services Offered

Our branch is equipped with an ATM for quick cash withdrawals and balance checks. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly team is here to help. We also offer credit cards with rewards, making it easier than ever to manage your finances effectively. While members can visit us at 5018 W Main St, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077.

Member Eligibility

At Consumers, we believe that everyone deserves a place in our community, and becoming a member is easy and welcoming! If you're looking to join us at our branch located at 5018 W Main St Kalamazoo Mi 49009, you'll find that eligibility is open to those who live, work, worship, or attend school in the area. It's all about connecting with your neighbors and enhancing your financial well-being together. For more detailed eligibility criteria, you can check out this resource. Joining Consumers not only gives you access to a range of personal banking services like checking and savings accounts, auto loans, and credit cards with rewards but also allows you to be part of a supportive community focused on helping each other thrive. The process of opening an account is straightforward and designed for convenience just give us a call at (269) 345-7804 for any questions or to get started on your membership journey today!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced market, having reliable merchant services can enhance your customer experience. Imagine processing payments seamlessly while managing inventory without stress. Our merchant services offer easy payment acceptance and tracking tools that save you time and effort, allowing you to focus on what really matters growing your business. Located at 5018 W Main St Kalamazoo Mi 49009, Kalamazoo, MI 49009, we're here to provide personalized service tailored to your needs. Reach out to us at (269) 345-7804 or visit our website at https://www.consumerscu.org/ for more information on how we can assist you in achieving your business goals.

Comprehensive List Of Services

Additional Services

We also understand that sometimes all you need is quick assistance. That's why we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. Our drive-thru service ensures that even when you're busy, banking remains hassle-free. Whether you're stopping by during lobby hours from Monday through Friday or utilizing our Saturday drive-thru service from 9:00 AM until noon, we are here for you. If you have questions or want more information about any of our services, please reach out at 269-345-7804. Our friendly staff at Consumers in Kalamazoo is always ready to assist you with all your financial needs. Visit us today or check out our website at consumerscu.org to learn more!

Business Banking

For entrepreneurs and businesses, we provide specialized services such as Business Banking, which includes merchant services and business loans. We're committed to supporting local businesses by offering financial products that help them thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking solutions at Consumers. With our Online & Mobile Banking, you can manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services are available for quick access to your funds. You can even use mobile payments for easy transactions on the go!

Personal Banking

When it comes to managing your finances, we understand that everyone has unique goals. That's why we offer Personal Banking options like checking and savings accounts designed to help you save for the future or manage everyday expenses effectively. Need a new car? Our Auto Loans & Vehicle Financing services can get you behind the wheel without breaking the bank. Whether you're purchasing a brand-new vehicle or refinancing an existing loan, our team is here to guide you every step of the way. Thinking about buying a home? We offer Mortgage Loans & Refinancing options that make homeownership accessible and affordable. For those looking for extra funds, our Personal Loans & Debt Consolidation services can help you manage debt more efficiently while providing financial flexibility. And don't forget about our Credit Cards with Rewards! They allow you to earn points on your everyday purchases, turning spending into savings.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.consumerscu.org/, you can check your account balances, transfer funds, and pay bills whenever you need to. No more rushing to the bank before closing time or dealing with long lines. Whether you're at home, at work, or on the go, managing your money has never been simpler.

Enjoy Modern Payment Options

Take advantage of modern payment technology with our mobile payments feature. Whether you're shopping online or in-store, you can make quick payments directly from your phone no cash or cards needed! In short, Consumers is committed to providing accessible and efficient banking solutions that work for you. Experience the ease of online banking today!

Secure and User-Friendly

Security is our top priority. Although we currently do not offer electronic signature authorization, rest assured that all transactions through our platforms are protected with advanced security measures. Our user-friendly interface ensures that you can navigate through your accounts effortlessly.

Stay in Control

Our mobile application brings banking right to your fingertips. With features like person-to-person transfers, you can easily send money to friends and family without any hassle. Plus, if you prefer going paperless, e-statements are available to keep your financial records organized and accessible.

Financial Strength

Commitment to Growth and Stability

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $39,075 in used auto loans and $2,091,705,346 in total loans and leases. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further showcasing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 5018 W Main St Kalamazoo Mi 49009 or call (269) 345-7804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength enables us to be your reliable partner for all your financial needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates so you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and aim to offer solutions that help you thrive. At Consumers, we believe in making financing accessible and straightforward. Whether you're interested in refinancing options or need assistance determining eligibility for our various loan products, our dedicated staff is ready to help you explore all available opportunities. You can reach us at (269) 345-7804 for any questions or visit us during our operating hours: Monday - Wednesday from 9:00 a.m. - 5:30 p.m., Thursday and Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 9:00 a.m. - 12:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Consumers, we're here to support your financial well-being with personalized service tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. We are committed to guiding you through the process, ensuring you find the best terms for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $42,872,491 in loans helping members manage their finances effectively, our credit card options come with rewards and benefits tailored to your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing accurate information ensures that users receive fair and transparent offers tailored to their needs.

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans