Myconsumers

Nestled in the heart of Deer Park, IL, the Consumers Credit Union branch at 21440 W Lake Cook Rd is a trusted financial partner dedicated to supporting your journey toward financial well-being. Whether you’re looking for some of the best auto loans to drive away in your dream vehicle or exploring low mortgage rates and refinancing options to secure your ideal home, this branch offers expert guidance with a personal touch. Open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 12:30 PM and 1:30 PM to 4:30 PM, plus Wednesday hours from 10:30 AM to 12:30 PM and 1:30 PM to 4:30 PM, managing your finances fits smoothly into your busy lifestyle.
With over 228,000 members and assets surpassing $3.5 billion, Consumers provides a comprehensive range of services including personal checking and savings accounts designed for everyday convenience. Business owners benefit from merchant services and flexible business loans tailored to fuel growth. Members also enjoy credit cards with rewarding perks, personal loans for debt consolidation, plus online and mobile banking that keep your money accessible anytime.
Visit the Consumers Credit Union branch in Deer Park today to explore trusted auto financing or mortgage solutions crafted just for you. Experience community-focused service that puts your financial future first—contact us for personalized guidance!
Phone: 847-862-2087 | Website: http://www.myconsumers.org

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
7 %
5 Yrs
80 %
home equity
7.5 %
10 Yrs
80 %
home equity
7.75 %
15 Yrs
80 %
home equity
8 %
20 Yrs
80 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Yr Fixed
5.5 %
5.733 %
15.0 Yrs
CONVENTIONAL
FIXED
10 Yr Fixed
5.875 %
6.209 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/1 Conforming ARM
6.25 %
6.394 %
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Smart Start
6.625 %
6.772 %
5.0 Yrs
CONVENTIONAL
FIXED
20 Yr Fixed
6.75 %
6.944 %
20.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed
5.5 %
5.596 %
15.0 Yrs
JUMBO
ADJUSTABLE
5/1 Jumbo ARM
6.375 %
6.434 %
5.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed
6.875 %
6.936 %
30.0 Yrs
JUMBO
FIXED
30 Yr Fixed
6.875 %
7.024 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan (unsecured)
8.99 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
With Auto Buying Service
3.99 % - 4.49 %
5 Yrs
Auto
Without Auto Buying Service
4.49 % - 5.18 %
5 Yrs
Auto
With Auto Buying Service
4.84 % - 5.34 %
6 Yrs
Auto
Without Auto Buying Service
5.34 % - 5.84 %
6 Yrs
Auto
With Auto Buying Service
5.94 % - 6.39 %
7 Yrs
Auto
Without Auto Buying Service
6.44 % - 6.89 %
7 Yrs

Introduction

Welcome to Consumers Credit Union, your trusted financial partner located at 21440 W Lake Cook Rd, Deer Park, IL 60010. Established in 1930, we have been dedicated to serving our community for over 90 years. With a growing membership of 228,456 individuals, we pride ourselves on being more than just a bank; we're a part of your community. At Consumers, we understand the importance of financial stability and growth. That's why we offer a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our commitment to you is reflected in our impressive total assets of $3,538,406,467 and total deposits amounting to $252,671,710. While members can visit us at our Deer Park branch for all their banking needs, official correspondence should be sent to the same address: 21440 W Lake Cook Rd, Deer Park, IL 60010-3609. Under the leadership of our CEO Sean Rathjen and Board President Scott Drabicki, we strive to create a welcoming environment where every member feels valued. Our team of 472 employees is here to support you in achieving your financial goals. We invite you to explore how Consumers Credit Union can help you thrive financially. Whether you're looking for a loan or simply want to open an account, feel free to reach out at 847-862-2087 or visit us online at www.myconsumers.org. Your journey towards better financial health starts here!

Branch History & Mission

Community Commitment

At Consumers, we're not just about numbers; we're about people. Our commitment extends beyond providing financial services. We actively engage in community outreach initiatives that strengthen our ties with local organizations and residents. We believe in giving back and ensuring that our success translates into positive impact within the neighborhoods we serve.

Modern Banking Solutions

We understand the importance of convenience in today's fast-paced world. That's why we offer a range of digital banking solutions including online banking and mobile payments. Our members can access their accounts anytime, anywhere making banking easy and efficient. Additionally, our branch is ADA compliant to ensure all members have access to our facilities. As we continue to grow and adapt to the changing landscape of finance, we invite you to join us on this journey. Experience the benefits of being part of Consumers where your financial well-being is our top priority. Visit us today or call us at 847-862-2087 to learn more about how we can help you achieve your financial dreams!

Our Mission

Our mission is simple yet powerful: to provide our members with exceptional financial services while supporting the communities we serve. We strive to create an environment where everyone can achieve their financial goals through accessible banking solutions. Whether it's personal banking, auto loans, or mortgage financing, we are here to help you every step of the way. While members can visit us at our Deer Park location for all their banking needs, official correspondence should be sent to our mailing address at 21440 W Lake Cook Rd, Deer Park, IL 60010-3609.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near popular spots like the Deer Park Town Center, our branch is easily accessible for all your banking needs. We offer ample parking right outside our doors and ensure that our facilities are ADA compliant, making it easy for everyone to visit us. If you need to reach us by mail, please send correspondence to the same address: 21440 W Lake Cook Rd, Deer Park, IL 60010-3609.

Operating Hours

We know how busy life can be, which is why we strive to keep our hours flexible. Our lobby is open Monday through Friday from 8:30 AM to 12:30 PM and again from 1:30 PM to 4:30 PM. On Wednesdays, we open a bit later at 10:30 AM but still welcome you during those same afternoon hours.

Services Offered

At Consumers Credit Union, we provide a range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. While we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside.

Your Next Visit

We invite you to stop by or give us a call at 847-862-2087 if you have any questions or need assistance. Our dedicated team is here to help you with all your financial needs. Come visit us today and experience the welcoming environment that makes Consumers Credit Union a great place for your banking needs!

Member Eligibility

At Consumers, we believe that everyone deserves to be part of a welcoming community focused on your financial well-being. If you're looking to become a member of our Deer Park branch, located at 21440 W Lake Cook Rd, you've come to the right place! Membership is open to anyone who lives, works, worships, or attends school in the area. It's as simple as that! We want you to join us and experience the benefits of personalized banking services designed with your needs in mind. You can check out all the details about eligibility on our website at this link. Opening an account with us is straightforward and convenient. Whether you're interested in checking and savings accounts, loans, or any other services we offer, our friendly team is here to help you every step of the way. To get started with your membership journey or if you have any questions, feel free to call us at 847-862-2087. We're excited for you to join our community and look forward to serving you!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services are designed with your daily operations in mind. Imagine processing payments seamlessly while managing cash flow effortlessly. Whether you're a retail store or an online service provider, our solutions simplify transactions so you can focus on what matters most growing your business. Visit us at 21440 W Lake Cook Rd Deer Park Il 60010 in Deer Park, IL, or call us at (847) 862-2087 to learn more about how our business banking and commercial services can support your goals. Together, let's build a prosperous future for your business!

Comprehensive List Of Services

Accessibility

At Consumers, we also ensure basic banking needs are met with our Basic ATM Access, allowing for quick withdrawals and balance checks whenever you need them. If you have questions or need assistance, feel free to reach out to us at (847) 862-2087 or visit us at 21440 W Lake Cook Rd, Deer Park, IL 60010. We invite you to explore all the ways Consumers can support your financial goals. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Visit us online at myconsumers.org to learn more about becoming a member today!

Business Banking

Small business owners will find great support with our Business Banking services, including Merchant Services & Business Loans. We understand how crucial it is for businesses to have access to financing and payment solutions that are efficient and affordable.

Credit Cards and Rewards

For those who like to earn while they spend, our Credit Cards with Rewards provide cash back and points for your everyday purchases. Imagine turning your regular shopping trips into rewards that can be used for travel or gift cards!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. You can manage your accounts from anywhere check balances, transfer funds, or pay bills all from your smartphone or computer. With features like ATM & Cash Withdrawal Services, accessing cash has never been easier.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, we have you covered. Our Checking & Savings Accounts are tailored to help you manage your day-to-day finances while earning interest. For those in need of financing a new vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services offer competitive rates and flexible terms. We understand that life can bring unexpected expenses, which is why our Personal Loans & Debt Consolidation options are designed to give you financial relief when you need it most.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to send money quickly and easily through person-to-person transfers. Whether you're splitting a bill with friends or sending a gift to family, this feature allows for hassle-free transactions right from your mobile device. Plus, with our mobile application available for download, you can manage your finances directly from your smartphone, putting you in control wherever life takes you. For added security and peace of mind, we offer electronic signature authorization. This means you can sign important documents digitally without needing to visit the branch in person saving you time while ensuring your information stays safe. We also provide e-statements so that you can access your bank statements online whenever you'd like, promoting an eco-friendly approach to banking. Additionally, if you're looking for a quick and easy way to pay at stores or online, our mobile payments feature is here for you. It's convenient and secure, allowing you to make purchases without carrying cash or cards. At Consumers, we're committed to providing accessible and user-friendly solutions tailored to fit your lifestyle. Discover all these features and more by visiting us at https://www.myconsumers.org/ today!

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust that your money is safe and well-managed. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $174,880,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $57,552 in used auto loans and a total of $2,472,658,478 in loans and leases. Our operational efficiency is highlighted by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 469 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,811,193. Total Share and Deposit Accounts: 402,566, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 21440 W Lake Cook Rd Deer Park IL 60010 or call 847-862-2087 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our dedicated team at our Deer Park branch can assist you every step of the way.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $301,508,026 provide essential support to elevate your business operations. If you're considering refinancing options or want to check your eligibility for any of these loan products, feel free to reach out! You can contact us at 847-862-2087 or visit us at 21440 W Lake Cook Rd Deer Park IL 60010. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Loans

For those looking for more flexibility with their finances, we have various credit lines available totaling $918,558,204. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883. We can help guide you through the process to find a solution that fits your budget and lifestyle.

Loan Aggregator

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