Consumers Credit Union Gregory SD | Best Auto Loans & Personal Banking

Introduction

Welcome to Consumer's Federal Credit Union, your trusted financial partner in Gregory, SD. Established in 1977, we have been dedicated to serving our community for over four decades, offering a variety of financial services tailored to meet your needs. Located at 301 Highway 18 West, we are proud to support 1,552 members with a total asset base of $18,505,677 and $716,744 in deposits. At Consumer's FCU, we believe in building strong relationships with our members. Our team is led by CEO Dannielle Miller and Board President Bryan Nelson, who are committed to ensuring that you receive the best possible service. With just 5 employees, we prioritize personalized attention and community engagement, making your banking experience as smooth as possible. Our services include personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Whether you're looking to buy a new vehicle or consolidate debt, we've got you covered! We also offer business banking services, ensuring that local businesses have access to essential financial resources. While members can visit us at 301 Highway 18 West, official correspondence should be sent to PO Box 69, Gregory, SD 57533. If you have any questions or need assistance, don't hesitate to give us a call at 605-835-8749. Join us today and discover how Consumer's FCU can help you achieve your financial goals! Visit our website at consumersfcu.coop for more information on our services or to get started with your membership. Your journey towards financial wellness starts here!

Branch History & Mission

Welcome to Consumer's Federal Credit Union, a cornerstone of the Gregory community in South Dakota since 1977. Established with a vision to empower individuals and families through accessible financial services, we have grown alongside our members, evolving to meet their changing needs over the decades. Located at 301 Highway 18 West, Gregory, SD 57533, our branch is easily reachable and conveniently positioned for your banking needs. From humble beginnings, Consumer's has expanded its offerings to include a wide range of financial products tailored to support personal and business goals. Today, we proudly serve over 1,552 members and manage total assets amounting to $18,505,677. This growth reflects not only our commitment to providing excellent service but also the trust placed in us by our community. At Consumer's Federal Credit Union, our mission is clear: we strive to offer exceptional financial services while fostering community support and engagement. We believe that banking should be more than just transactions; it should be about building relationships. Our dedicated team is here to assist you with everything from personal banking solutions such as checking and savings accounts to auto loans and mortgage refinancing. We also provide business banking services to help local enterprises thrive. Our branch operates with the following hours: Monday through Friday from 8:00 A.M. to 5:00 P.M., and Saturday from 9:00 A.M. to 12:00 P.M., making it convenient for you to visit us whenever you need assistance. Additionally, we offer drive-thru banking and ATM access for quick transactions on the go. While members can visit us at our physical address, official correspondence should be sent to PO Box 69, Gregory, SD 57533 if different from the branch address. We are proud of our commitment to digital advancements; our online and mobile banking platforms make managing your finances easier than ever. Consumer's Federal Credit Union is not just about financial products; we actively engage in community outreach efforts and partnerships that uplift those around us. By joining us, you become part of a cooperative that prioritizes people over profit. We invite you to experience the benefits of membership at Consumer's Federal Credit Union! Whether you're looking for a new place for your banking needs or seeking guidance on financial decisions, we are here for you every step of the way. Join us today and see how we can help you achieve your financial goals! For more information or assistance, feel free to call us at 605-835-8749 or visit our website at https://www.consumerscu.org/.

Branch Location & Accessibility

Accessibility Features

At Consumer's Federal Credit Union, we prioritize accessibility. Our branch is equipped with ADA-compliant features and ramps to ensure everyone can visit us comfortably. Plus, we offer ample parking space so you can easily access our services without any hassle.

Operating Hours and Services

We know how important it is for you to manage your time effectively. That's why we offer flexible operating hours join us Monday through Friday from 8:00 A.M. to 5:00 P.M., and on Saturdays from 9:00 A.M. until noon. Whether you prefer in-person assistance or self-service options, we have something for everyone! Our services include personal banking like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're a business owner, we also provide business banking solutions tailored to meet your needs. And don't forget about our convenient ATM access and drive-thru banking for quick deposits and withdrawals!

Visit Us Today!

We invite you to come by Consumer's Federal Credit Union at 301 Highway 18 West in Gregory. Our friendly team is eager to assist you with all your financial needs. Feel free to give us a call at 605-835-8749 if you have any questions before your visit. We look forward to welcoming you soon!

Member Eligibility

At Consumer's, we believe that everyone deserves a chance to be part of our welcoming community. Joining us is straightforward and open to individuals who live, work, worship, or attend school in Gregory County. If you fit into these categories, we invite you to become a member and enjoy all the benefits we have to offer, from personal banking services to competitive loan options. For more details on eligibility criteria, feel free to check out this resource: . Opening an account with Consumer's is designed to be a smooth process. All you need to do is visit us at 301 Highway 18 West, Gregory SD 57533, or give us a call at (605) 835-8749 during our operating hours. Our friendly staff is here to guide you every step of the way and answer any questions you might have about becoming a member or about the services we provide. Join us today and experience the difference!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $19 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,079,880, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our services make it easy to manage cash flow, so you can spend less time worrying about finances and more time delighting your customers. Located at 301 Highway 18 West Gregory Sd 57533 in Gregory, SD, we're here to provide the resources you need for success. Reach out to us at (605) 835-8749 or visit us online at Consumer's Federal Credit Union to learn more about how we can partner with you on your journey.

Comprehensive List Of Services

Business Banking Services

For local businesses, we provide comprehensive solutions like Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we have financial tools that will help your business thrive in today's economy.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your finances anytime, anywhere. From checking balances to transferring funds between accounts, everything can be done at the tap of a finger. You can also enjoy easy access to cash with our ATM & Cash Withdrawal Services available at various locations. For those quick transactions, our basic Drive-Thru Banking lets you handle deposits and withdrawals without leaving your car.

Get Started Today!

If you're in Gregory or nearby areas and looking for reliable financial services that prioritize your needs, visit us at Consumer's or give us a call at 605-835-8749. Our friendly staff is eager to assist you in finding the right solutions for your financial goals. Join us today and experience the difference in banking! For more information about our services or to explore additional resources online, visit us at Consumer's Federal Credit Union. We look forward to serving you!

Personal Banking Solutions

When it comes to personal banking, we offer Checking & Savings Accounts designed for every lifestyle. Imagine having easy access to your funds while earning competitive interest rates. Our accounts come with features that make managing your money simple and straightforward. Need a new car? Our Auto Loans & Vehicle Financing options are here to assist you in getting behind the wheel of your dream vehicle without breaking the bank. With flexible terms and competitive rates, financing your next vehicle has never been easier. Homeownership is a significant milestone, and our Mortgage Loans & Refinancing services are crafted to support you through this journey. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our team is ready to guide you every step of the way. For those unexpected expenses or plans that need funding, consider our Personal Loans & Debt Consolidation options. We understand that life can throw curveballs, and our loans can help you manage those challenges effectively. And if you're looking for a way to earn rewards while spending, check out our Credit Cards with Rewards program. It's a fantastic way to make the most out of your everyday purchases.

Digital & Online Banking

Convenient Access to Your Accounts

Our online banking service, accessible at https://www.consumerscu.org/, allows you to check balances, transfer funds, and pay bills with just a few clicks. You have the flexibility to manage your accounts 24/7, ensuring that your finances are always within reach. Whether you're at home or on the go, you'll have real-time access to everything you need.

Effortless Money Transfers

Need to send money quickly? Our person-to-person transfer feature lets you send funds instantly to friends and family without any hassle. Just a few taps on your mobile application will do the trick!

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We offer e-statements so you can receive your account statements electronically. This not only helps the environment but also keeps your financial information organized and easily accessible.

Secure Transactions Made Easy

We prioritize your security and convenience. With electronic signature authorization available, signing documents is a breeze no more printing or mailing forms! Plus, our mobile payments feature means you can make purchases directly from your smartphone, adding another layer of simplicity to your daily transactions.

Stay Connected with Our Mobile App

Our mobile application makes it easy for you to manage your accounts on the move. With features like balance checks, transaction history, and bill payments at your fingertips, you'll never feel out of touch with your finances. At Consumer's, we believe that banking should be straightforward and secure. Explore all these great features today by visiting us online at https://www.consumerscu.org/ and take control of your financial future!

Financial Strength

At Consumer's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which ensures that we can continue to serve you reliably and effectively. With a net worth of $1,694,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,611,383 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is also reflected in our $1,559,640 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $290 in used auto loans and $10,299,664 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our strong operational efficiency is evident with a net income of $134,431, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 4 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and commitment. Net Shares (Funds available for lending and investments): $0 further demonstrate our ability to meet your needs effectively. With a total of 2,593 share accounts, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumer's is your trusted partner. Visit us at 301 Highway 18 West Gregory Sd 57533 or call (605) 835-8749 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,414,623 in used vehicle loans and $2,782,589 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $1,079,880 provide the capital needed to grow and expand. We understand that running a business comes with challenges; let us help you tackle them head-on with our supportive lending options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,322, make buying or refinancing simple. With a range of mortgage products available, we're here to guide you through every part of the process.

Refinancing Options

If you're considering refinancing an existing loan or need assistance figuring out your eligibility for any of our products, our dedicated team is here to help you navigate your options. Consumer's is committed to providing you with the best financial solutions possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at 605-835-8749 or visit us at 301 Highway 18 West Gregory Sd 57533 during our operating hours: Monday-Friday from 8:00 A.M. - 5:00 P.M., and Saturday from 9:00 A.M. - 12:00 P.M. Let us help you take the next step towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $177,510 in loans helping members manage their finances effectively. This product is perfect for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Accurate Comparisons

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User Trust

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Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans