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Personal Loans
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Introduction
Welcome to Consumers, your trusted financial partner located at 4946 Grand Ave, Gurnee, IL 60031. Established in 1930, we have been dedicated to serving our community for over nine decades, helping members achieve their financial goals with a personal touch. With a total membership of 228,456, we pride ourselves on being more than just a credit union; we are a family that cares about your financial well-being. At Consumers, we understand that every member's needs are unique. That's why we offer a wide range of services, from checking and savings accounts to auto loans and mortgage refinancing. As of now, our total assets stand at an impressive $3,538,406,467, with total deposits reaching $252,671,710. This solid foundation allows us to provide competitive loan options to our members over 132,270 loans and leases have been disbursed to date! Under the leadership of CEO Sean Rathjen and Board President Scott Drabicki, our team of 472 employees is here to ensure you receive exceptional service. We also maintain a strong commitment to the community by supporting local initiatives and providing financial education. While you can visit us directly at our branch in Gurnee, official correspondence should be sent to the same address: 4946 Grand Ave, Gurnee, IL 60031. If you have any questions or need assistance, feel free to call us at 847-623-3636. Explore how Consumers can help you navigate your financial journey today! Visit us online at myconsumers.org or stop by for a chat about how we can meet your banking needs. We look forward to serving you!
Branch History & Mission
Commitment to Innovation
In today's fast-paced world, we understand the importance of staying current with technology. That's why we offer modern conveniences such as online banking, mobile payments, and e-statements to enhance your banking experience. Our branch is ADA compliant and equipped with ATM services for easy access to your funds anytime you need them. Additionally, we have drive-thru banking available for members who prefer quick transactions without leaving their vehicles. We strive to meet the diverse needs of our members while ensuring that everyone feels valued and supported. As we look ahead, we remain dedicated to our vision of empowering individuals and businesses alike through personalized financial solutions. If you're not already a member of Consumers, we invite you to join us on this journey. Visit us at 4946 Grand Ave or give us a call at 847-623-3636 to learn more about how you can benefit from becoming part of our family. Experience the difference that comes with being part of a credit union that truly cares!
Our Mission
At Consumers, our mission is straightforward: to provide exceptional financial services while fostering a sense of community. We believe that banking should be more than just transactions; it should be about building relationships and supporting one another. With a total membership of over 228,000 people and assets totaling $3,538,406,467, we are proud to serve as a reliable resource for all your financial needs. Our commitment extends beyond typical banking services. We actively engage in community outreach programs and partnerships that support local initiatives. Whether it's through educational workshops or sponsorships of local events, we aim to make a meaningful impact on the lives of those we serve.
Branch Location & Accessibility
Operating Hours
We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. These hours are designed to fit into your schedule so you can get the help you need when it's convenient for you.
Services Offered
At Consumers Credit Union, we provide a variety of banking services tailored to meet your personal and business needs. From checking and savings accounts to auto loans and mortgages, our experienced staff is here to assist you every step of the way. If you're in a hurry, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Additionally, we have an ATM available for easy cash withdrawals and balance checks right on-site. With our online and mobile banking options, managing your finances has never been easier!
Visit Us Today!
We invite you to come by our Gurnee branch today! Whether you're looking for new account options or simply have questions about our services, our friendly team is ready to help. Feel free to call us at 847-623-3636 if you have any inquiries before visiting. Your financial journey starts here at Consumers Credit Union!
Member Eligibility
At Consumers, we believe that joining our credit union is like becoming part of a close-knit community where your financial needs are understood and prioritized. If you're interested in becoming a member, you'll find that eligibility is quite accessible! Typically, anyone who lives or works in Lake County, Illinois, is welcome to join us. Additionally, family members of existing members can also take advantage of our services. This means that whether you're looking for a supportive banking partner for your personal finances or wanting to help your loved ones get started on their financial journey, we're here for you. To explore the complete details on membership eligibility and ensure you meet the criteria, please visit our website at https://www.myconsumers.org/about/what-we-do/membership. Once you're ready to take the next step, opening an account is a breeze! Just check out our account opening process at https://forms.fivision.com/myconsumers/oa/default.aspx or give us a call at (847) 623-3636 for any questions. We can't wait to welcome you to the Consumers family at 4946 Grand Ave Gurnee Il 60031!
Business Banking & Commercial Services
Financing Options That Matter
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services Made Simple
In addition to loans, we offer practical merchant services that make day-to-day operations smoother. Picture this: a busy Saturday at your café where every second counts. Our efficient payment processing systems help you serve customers quickly, ensuring they leave happy and return for more. From point-of-sale systems to online payment solutions, we have everything you need to keep your business running seamlessly. For personalized service and expert guidance, visit us at 4946 Grand Ave Gurnee Il 60031, Gurnee, IL or call us at (847) 623-3636. Let's work together to make your business dreams a reality!
Comprehensive List Of Services
Business Banking
Small business owners will find value in our robust business banking services, which include merchant services and business loans tailored specifically for entrepreneurs. Whether you're starting a new venture or expanding an existing one, we aim to be the financial partner you can rely on.
Convenience Features
Understanding the importance of convenience in today's fast-paced world, we offer extensive ATM and cash withdrawal services. With ATMs readily available, accessing your funds is quick and easy. Our basic drive-thru banking allows for straightforward transactions such as deposits and withdrawals without needing to leave your vehicle. We also embrace technology with features like mobile payments, making it simple for you to pay bills or send money to friends instantly. Our online banking service means you can check balances or transfer funds from anywhere saving you time while keeping your finances at your fingertips. In summary, whether you're managing personal finances or running a business, Consumers is here for all your banking needs. Our commitment is not just about providing services but ensuring that each member feels supported every step of the way. For more information about how we can assist you further or if you have questions about any specific service, feel free to give us a call at 847-623-3636 or visit us at myconsumers.org. Join us today and discover how we can help make your financial journey smoother!
Loans and Financing
Life often brings unexpected expenses, and that's where our auto loans and vehicle financing come into play. Whether you're buying a new car or refinancing an existing loan, we've got competitive rates to fit your budget. And if you're looking to buy a home, our mortgage loans and refinancing options can help make that dream a reality. For those times when you need a little extra help, consider our personal loans and debt consolidation services. These options can provide quick access to cash while helping you manage existing debts more efficiently. Plus, our credit cards with rewards allow you to earn points on everyday purchases turning spending into savings!
Personal Banking
When it comes to personal banking, we offer various checking and savings accounts that help you manage your money effectively. Whether you're saving for a big purchase or just need a safe place for your day-to-day funds, our accounts are designed with your needs in mind. Imagine being able to easily track your savings progress or access funds whenever you need them through our user-friendly online and mobile banking platforms.
Digital & Online Banking
Accessibility and Security
Security is a top priority at Consumers. We ensure that all your transactions are protected with advanced security measures, so you can bank with confidence. The interface is designed to be intuitive, ensuring that everyone can navigate their accounts easily no technical expertise required! In today's fast-paced world, having access to real-time account management is essential. Our digital banking services not only provide convenience but also peace of mind knowing that you're in control of your finances wherever life takes you. Experience the future of banking today with Consumers where convenience meets security!
Key Features
One of the standout features of our online banking is the ability to access your e-statements conveniently. Gone are the days of waiting for paper statements in the mail; now, you can view your financial activity instantly with just a few clicks. Plus, if you prefer signing documents digitally, our electronic signature authorization makes that process simple and quick. For those who are always on the go, our mobile application offers a user-friendly experience that lets you manage your accounts from your smartphone. You can even make mobile payments effortlessly or send money to friends and family through our person-to-person transfer feature. Whether you're splitting a dinner bill or paying back a friend, it's all done securely within the app.
Financial Strength
Growing Membership Base
Trust is key to our success; that's why we proudly serve 402,566 members who choose us as their trusted financial partner. Our net shares available for lending and investments stand at $2,811,193, highlighting our commitment to responsible financial management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 4946 Grand Ave Gurnee Il 60031 or call (847) 623-3636 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Your savings are secure with us. Members' funds are backed by $972,453,824 in share certificates and $288,461,304 in money market shares. These offerings provide stable and rewarding opportunities for financial growth. Unlike traditional banks, we prioritize our members; with non-member deposits at $123,830,551, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is evident in our $0 figure, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 469 full-time employees and 3 part-time employees, we ensure that our branches are always ready to serve you with knowledgeable support.
Reinvestment for Better Services
We have $174,880,549 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our robust lending capacity includes $57,552 in used auto loans and $2,472,658,478 in total loans and leases, helping support your financial goals across various sectors.
Solid Financial Health
With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound management is reflected in our net worth ratio of $917, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our team is here to assist you every step of the way.
Business Loans
For business owners, our outstanding commercial loans totaling $301,508,026 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses today and aim to offer solutions that fit your specific requirements. If you're considering refinancing any of these loan types or want to know about eligibility options, don't hesitate to reach out. Our knowledgeable team is ready to guide you through various options available at Consumers. For more information about our loan offerings or to speak with a representative directly, please call us at 847-623-3636 or visit us at 4946 Grand Ave Gurnee IL 60031. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you secure the financing you need today!
Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans helping members manage their finances effectively. These cards come with benefits tailored to help you handle everyday purchases while building your credit history.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, making buying or refinancing simple. We are dedicated to providing personalized service and support throughout the entire mortgage process so you can feel confident in your investment.
Loan Aggregator
Benefits of Using LendMesh
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Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. LendMesh places a strong emphasis on accuracy, so users can trust that they are looking at legitimate options when comparing loans.