Consumers Credit Union Kalamazoo MI | Credit Cards Rewards & Auto Loans

Introduction

Welcome to Consumers, your trusted credit union located at 7200 Elm Valley Dr, Kalamazoo, MI 49009. Since our establishment in 1964, we have been dedicated to serving our members with personalized financial solutions that empower them to achieve their goals. With a robust membership of over 142,950 and total assets reaching an impressive $2,384,854,945, we pride ourselves on being a cornerstone of the Kalamazoo community. At Consumers, we understand that every member's financial journey is unique. That's why we offer a wide range of services from personal banking like checking and savings accounts to various loan options including auto financing and mortgages. Our commitment to providing accessible and affordable financial products is reflected in our total loans amounting to 87,715 and total deposits of $65,993,314. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 525, Oshtemo, MI 49077. Our leadership team is dedicated to ensuring that Consumers remains a place where members feel valued and supported. Under the guidance of CEO Scott Sylvester and Board President Kim Shook, we continually strive to enhance our services and foster a welcoming environment for all. With a strong net worth of $223,309,042 and cash in hand totaling $34,423,513, we are well-positioned to support our members through any financial endeavor. Whether you're looking for guidance on loans or simply wish to discuss your banking options, don't hesitate to reach out! Call us at 269-345-7804 or visit our website at consumerscu.org for more information. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

Commitment to Community

Our commitment goes beyond just banking; it extends into community outreach efforts as well. We actively participate in local events and partner with organizations that share our vision for a better future for Kalamazoo. We understand that our success is intertwined with the well-being of the community we serve.

Modern Banking Experience

In today's fast-paced world, we also embrace technology to enhance your banking experience. With online banking and mobile payments available, managing your finances has never been easier or more convenient. Although we currently do not offer ATM or drive-thru services at this branch location, our focus remains on delivering exceptional customer service during lobby hours from Monday through Friday from 9 AM to 4 PM. As we look forward to the future, we invite you to join us at Consumers. Experience firsthand how being part of our credit union can help you achieve your dreams while contributing positively to our vibrant community. Together, let's build a stronger financial future!

Our Journey

From our early days, Consumers has been dedicated to serving our members and helping them achieve their financial goals. We started with a small group of passionate individuals who believed in the power of community banking. Today, we continue that legacy by providing a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. As we celebrate our growth over the decades, we remain focused on building strong relationships with our members and offering them the best financial tools available.

Our Mission

At Consumers, our mission is clear: to empower our members through personalized financial solutions while fostering a sense of community and support. We believe that everyone deserves access to quality financial services that can help improve their lives. Whether you are looking to buy your first home or save for retirement, we are here to guide you every step of the way. While members can visit us at 7200 Elm Valley Dr Kalamazoo Mi 49009, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077 if needed.

Branch Location & Accessibility

Connect with Us

If you have questions or want more information about what we offer, don't hesitate to call us at 269-345-7804. We invite you to visit us soon and experience the dedicated service that makes Consumers your trusted financial partner in Kalamazoo!

Nearby Landmarks and Accessibility

You'll find us just a short drive from popular spots like the Kalamazoo Nature Center and the Portage Creek Bicentennial Park, making it simple to stop by while you're out enjoying your day. Our location is designed for accessibility; we have ADA-compliant features ensuring everyone can access our services comfortably. Plus, there's ample parking available right outside, so you won't have to worry about finding a spot.

Operating Hours and Services

We're here for you Monday through Friday from 9 AM to 4 PM. Whether you're looking to open a new checking account or explore options for auto loans and personal loans, our friendly staff is ready to assist you. We provide a range of services including mortgage loans, credit cards with rewards, and business banking solutions. Unfortunately, we do not currently offer ATM services or drive-thru banking at this location.

Member Eligibility

Becoming a member of Consumers is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the area, you're already eligible to join! We welcome individuals from all walks of life, including those who may have been overlooked by traditional banks. At our branch located at 7200 Elm Valley Dr Kalamazoo Mi 49009, you'll find a supportive community dedicated to helping you reach your financial goals through personalized services and tailored products. To make things even easier for you, the process of becoming a member is straightforward. Simply give us a call at (269) 345-7804, and our friendly team will guide you through opening your account and accessing all the benefits we offer. For detailed eligibility criteria and more information on how to get started, feel free to check out our website at . We're excited to welcome you into our community!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. Imagine launching a new product line or securing the perfect location for your operations our loans can make that happen.

Non-Member Commercial Loans

- We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions tailored to your needs. Every dollar counts, and we're here to help you manage your finances effectively.

Outstanding Commercial Loans

- With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses. Your success contributes to the prosperity of our entire community. In addition to loans, we offer merchant services that make transactions easier for you and your customers. From payment processing solutions to point-of-sale systems, we provide tools that enhance your operations. Partner with us at Consumers located at 7200 Elm Valley Dr Kalamazoo Mi 49009, and let's work together to achieve your business goals. For more information, give us a call at (269) 345-7804.

Comprehensive List Of Services

Business Banking

For those who run their own businesses, we offer tailored solutions through our business banking services. From merchant services that streamline transactions to business loans that provide the funding you need for growth, we're committed to supporting local entrepreneurs every step of the way.

Credit Solutions

Managing debt can be challenging, but our personal loans for debt consolidation can help simplify your finances. In addition, our credit cards come with rewards that allow you to earn points on everyday purchases, turning spending into savings.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can easily manage your accounts from anywhere, whether you're checking your balance on the go or making transfers between accounts. Plus, our ATM and cash withdrawal services ensure you have access to your money whenever you need it. At Consumers, we pride ourselves on being more than just a financial institution; we're a community partner focused on helping you achieve your financial goals. If you're ready to explore how our services can benefit you or if you have any questions, don't hesitate to give us a call at 269-345-7804. Visit us today at our Kalamazoo branch or check out our website at consumerscu.org for more information!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options make it easier than ever to own your dream house. We understand how important this investment is, which is why we work closely with you to find the best rates and terms that fit your budget.

Personal Banking

Our personal banking options include checking and savings accounts that are designed with your lifestyle in mind. If you're saving for a big purchase or just want to keep your funds secure while earning interest, we have the right account for you. We also offer auto loans and vehicle financing so you can hit the road in style without breaking the bank.

Digital & Online Banking

Accessible Banking Anytime, Anywhere

With our comprehensive digital banking options, you're empowered to handle everything from checking balances to paying bills whenever it suits you. The ease of access combined with real-time account management gives you complete control over your finances. So whether you're at home or out and about in Kalamazoo, Consumers has got you covered every step of the way. Explore all these features and more by visiting us online at https://www.consumerscu.org/ today!

Key Features to Enhance Your Banking Experience

Enjoy the convenience of e-statements, which allow you to access your financial information without cluttering your mailbox. You can easily keep track of your transactions and statements online, making it simpler than ever to stay organized. Plus, our mobile application provides a user-friendly interface where you can manage your accounts right from your smartphone. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it a breeze. Whether it's splitting a bill or sending a gift, transferring funds has never been easier. And with mobile payments enabled, you can make purchases directly from your phone no need to carry cash or cards.

Security You Can Trust

At Consumers, we prioritize your security. Our online banking platform utilizes advanced encryption technology to keep your personal information safe while you manage your accounts. While we currently do not offer electronic signature authorization, we ensure that all other aspects of our digital banking services are designed with your safety in mind.

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, and we continuously strive to improve the services we offer to you. With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is further reflected in our $218,884,511 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $39,075 in used auto loans and $2,091,705,346 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While maintaining these strengths, our operations have resulted in a net income of $0, highlighting our efficiency. We also take pride in having 418 full-time employees and 13 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. With a total of 308,686 share accounts, it's clear that more members trust us with their finances every day. Our net shares available for lending stand at $0, showcasing the funds we have ready to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 7200 Elm Valley Dr Kalamazoo Mi 49009 or call (269) 345-7804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand. Additionally, if you're considering refinancing options or exploring eligibility requirements for any of our products, please feel free to contact us for more information. Our commitment to serving our community is reflected in our comprehensive loan offerings. At Consumers, we believe that everyone deserves access to financial resources that empower them. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loans can fit into your life today! Visit us at 7200 Elm Valley Dr Kalamazoo Mi 49009, call us at (269) 345-7804, or check out our website at https://www.consumerscu.org/ for more details on how we can assist you in reaching your financial aspirations.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with the vehicle you need while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. We are here to guide you through every step of the process and ensure that your transition into homeownership is smooth.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. These cards provide you with the freedom to make purchases while allowing you to enjoy rewards and benefits tailored to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects real-time information, allowing consumers to view current rates and terms across multiple lenders.

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans