Consumers Credit Union Portage MI | Affordable Auto Loans & Checking

Introduction

At Consumers Credit Union, we believe in the power of community and financial empowerment. Located at 1511 W Centre Ave, Portage, MI 49024, our branch has proudly served its members since 1964. With a strong commitment to helping our 142,950 members achieve their financial goals, we offer a wide range of services designed to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. Our total assets exceed $2.38 billion, showcasing our stability and dedication to providing secure financial options. With $65,993,314 in deposits and a net worth of $223,309,042, we are well-equipped to serve our community's financial needs. Under the leadership of CEO Scott Sylvester and Board President Kim Shook, our dedicated team of 431 employees works tirelessly to ensure that each member receives personalized service and support. We're proud to have a robust network that includes over 87,715 loans and leases to help families and businesses thrive. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077. If you have questions or need assistance, don't hesitate to reach out by calling us at 269-345-7804. Join us at Consumers Credit Union today let's build a brighter financial future together! For more information about our services and offerings, please visit our website at consumerscu.org.

Branch History & Mission

Consumers Credit Union has a proud history of serving the community in Portage, MI, since it first opened its doors in 1964. Established with the vision of providing accessible financial services to local residents, Consumers has grown significantly over the years. Today, our branch at 1511 W Centre Ave, Portage, MI 49024 proudly serves a membership of 142,950 and boasts total assets of over $2.38 billion. From our humble beginnings, we have embraced change and innovation while remaining dedicated to our mission: to empower our members through personalized financial solutions and community support. Our commitment goes beyond just banking; we strive to make a positive impact in the lives of those we serve. Whether it's offering affordable auto loans, home mortgages, or personal banking services, we aim to help our members achieve their financial goals. As part of Consumers Credit Union's journey, we've introduced various modern conveniences to enhance member experiences. Our branch features both ATM availability and drive-thru banking for easy access to your funds. With operating hours that accommodate busy schedules Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. we're here when you need us most. While members can visit us at our physical location on Centre Avenue, official correspondence should be sent to our mailing address at P.O. Box 525, Oshtemo, MI 49077. We take pride in being ADA compliant and ensuring that all members can access our services comfortably. At Consumers Credit Union, we believe that strong partnerships within the community are vital for growth and development. We actively engage in outreach efforts and collaborate with local organizations to support various initiatives that uplift our neighborhoods. We invite you to join us on this journey! Experience firsthand the difference that a member-focused credit union can make in your financial life. Visit us today or call us at (269) 345-7804 to learn more about how we can assist you with your financial needs. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Consumers at our Centre Street branch, conveniently located at 1511 W Centre Ave in Portage, MI! We're proud to serve the vibrant community of Kalamazoo County. Our location is easily accessible and just a short drive from popular local landmarks like the Portage District Library and the beautiful Lake Center Park. When you visit us, you'll find ample parking available, making it simple for you to stop by. Plus, our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services without hassle. Our operating hours are tailored to meet your needs: Monday through Wednesday from 9:00 a.m. to 5:30 p.m., and Thursday and Friday from 9:00 a.m. to 6:00 p.m. For those who prefer Saturday banking, we're open from 9:00 a.m. until noon. Whether you're here for personal banking, auto loans, or any of our other financial services, we're committed to providing you with a friendly and efficient experience. In addition to traditional banking options, we offer convenient ATM access and drive-thru services for quick transactions such as deposits and withdrawals. If you have any questions or need assistance, don't hesitate to give us a call at 269-345-7804. While members can visit us at 1511 W Centre Ave Portage Mi 49024, official correspondence should be sent to P.O. Box 525 in Oshtemo, MI if needed. We invite you to come by and see how Consumers can help you achieve your financial goals!

Member Eligibility

At Consumers, we believe that everyone deserves access to a supportive financial community. If you're looking to join us, becoming a member is simple and welcoming! We invite individuals who live, work, worship, or attend school in our local area to apply. This means if you're part of our vibrant community, you likely qualify to enjoy the many benefits we offer. Membership opens the door to personalized banking services tailored just for you, from checking and savings accounts to loans and credit cards with rewards. Ready to take the next step? You can find detailed eligibility criteria on our website at . If you're eager to open an account, it's as easy as visiting us at our branch located at 1511 W Centre Ave Portage Mi 49024 or giving us a call at (269) 345-7804. Join Consumers today and experience the difference of being part of a credit union that truly cares about its members!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Alongside our loan options, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to process payments seamlessly while managing your cash flow more effectively. Our merchant services are designed to provide convenience and efficiency, allowing you to focus on what matters most growing your business. Located at 1511 W Centre Ave Portage Mi 49024 in Portage, MI, we invite you to explore how our business banking solutions can help you achieve your goals. Connect with us today at (269) 345-7804!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

Need cash on the go? Our ATM services ensure easy access to your funds whenever you need them. Plus, enjoy basic drive-thru banking options for quick deposits and withdrawals without leaving your car.

Business Banking Solutions

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we are here to support you with the financial resources you need.

Credit Cards with Benefits

Our credit cards come with rewards that make every purchase more rewarding. Imagine earning points for every dollar spent points that can be redeemed for travel, merchandise, or even cashback! This way, your everyday spending can work for you.

Digital Banking for Convenience

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or making payments through mobile applications, our digital banking features are designed with your busy lifestyle in mind.

Get Started Today!

We invite you to explore all that Consumers has to offer at Centre Street. If you have questions or want more information about any of our services, feel free to reach out at (269) 345-7804. Our friendly staff is always ready to assist you! Experience the difference in banking with us today!

Personal Banking Made Easy

For individuals and families, our personal banking options include checking and savings accounts that help you manage your daily finances effortlessly. You can take advantage of our auto loans and vehicle financing to get behind the wheel of your dream car without breaking the bank. Looking to own a home? Our mortgage loans and refinancing services are designed to help you find the right fit for your budget. Additionally, if you're dealing with multiple debts, consider our personal loans and debt consolidation options to regain control over your financial situation.

Digital & Online Banking

At Consumers, we understand that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to help you manage your finances anytime, anywhere. Whether you're at home or on the go, accessing your accounts has never been easier! Our online banking platform, available at https://www.consumerscu.org/, provides you with 24/7 access to your accounts. You can check your balance, transfer funds, and pay bills with just a few clicks. Plus, if you prefer managing your banking on your smartphone, our mobile application makes it simple to bank from the palm of your hand. For those who like to keep track of their spending and savings, we offer e-statements. This feature allows you to receive your monthly statements electronically, so you can stay organized while reducing paper clutter. And if you need to send money quickly to friends or family, our person-to-person transfers make it easy and efficient. We also prioritize security in all our online services. While we currently do not support electronic signature authorization, our mobile payments feature ensures that transactions are safe and secure. You can shop confidently knowing that your financial information is protected. At Consumers, we're dedicated to providing accessible and user-friendly banking solutions tailored to fit your lifestyle. With real-time account management and easy-to-use features, banking has never felt more in control. Explore all the possibilities today by visiting us at https://www.consumerscu.org/!

Financial Strength

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to highlight our robust financial strength, which ensures that we can continue to serve you effectively. With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is evident as we support your financial goals with $39,075 in used auto loans and a total of $2,091,705,346 in loans and leases available for our members. Our operational efficiency reflects in our results with a current net income of $0, which allows us to focus on delivering competitive loan rates and solid financial products for you. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 308,686, showcasing a strong and growing member base that trusts us with their finances. This trust is what drives us forward every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 1511 W Centre Ave Portage Mi 49024 or call 269-345-7804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. We provide financing options that are tailored to fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options that may save you money.

Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. This product is ideal for those looking to consolidate debt or cover unexpected costs without high interest rates.

Credit Lines

In addition to traditional loans, we have extensive credit line options available. With a total of $661,509,863 in credit lines issued, our services provide flexibility for whatever life throws your way. For business owners interested in expanding their operations, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and thrive in today's market. At Consumers, we're here to support your financial journey every step of the way. You can reach us at 269-345-7804 for any questions or to discuss which loan option may be best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 1511 W Centre Ave Portage MI 49024 or check out our website here for more information on how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. We offer flexible terms and guidance throughout the process to ensure you find the right mortgage solution for your unique situation.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the rates you see are reliable and reflect current market conditions.

Consumers

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans