At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to know your money is safe and growing. That's why we are committed to maintaining a strong financial foundation. With a
net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$972,453,824 in share certificates and
$288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$174,880,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with
$57,552 in used auto loans and a total of
$2,472,658,478 in loans and leases. Our
$0 net income reflects our operational efficiency as we continue to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having
469 full-time employees and
3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at
$2,811,193. Additionally, the total share accounts at Consumers have reached an impressive
402,566, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Consumers is your trusted partner. Visit us at
4 E Main St Mount Morris Il 61054 or call
815-734-6427 to learn more about how we can help you achieve your financial goals.