Personal Loans in Houston, TX

Looking for a personal loan in Houston, TX? Comparing offers from local lenders helps you find the best rates and terms tailored to your needs, whether it’s for debt consolidation, home improvements, or unexpected expenses.

Our Houston-based lenders understand the community and provide fast, flexible options designed to support your financial goals. Start comparing today to secure the loan that fits your life with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
velocitycu
10.74 - 11.49 %
5 Yrs
20,000 - $40,000
∞
ecu
10.9 - 19.9 %
5 Yrs
∞
rrcu
11.3 - 13.3 %
∞
techcu
11.49 - 27.49 %
2 - 6 Yrs
$50,000
∞
meriwest
11.5 - 16.84 %
1 - 5 Yrs
2,500 - $40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
gtfcu
12.99 %
0.1 - 5 Yrs
2,500 - $10,000
∞
unitedfcu
12.99 %
5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Velocity has a personal loan with an APR of 10.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 11.49% , also unchanged during these periods. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7 and 30 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and a month ago. Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have an APR of 13.3% , also unchanged during those periods.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Greater Texas's both the Helping hand loan and Personal loan with an APR of 12.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loans maintain a consistent rate of 12.99% over this period.

United has a fixed rate signature personal loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Houston, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
ADVANCIAL FEDERAL CREDIT UNION
4411 SAN FELIPE ST HOUSTON TX 77027
ATM
P2P
E-Statements
E-Signature
Assets: $2,379,033,747
Deposits: $185,405,145
Net Worth: $181,071,309
Employees: 304.0
Members: 133,915
TEXAS DOW EMPLOYEES CREDIT UNION
3800 SOUTHWEST FWY STE 100 HOUSTON TX 77027
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,835,296,940
Deposits: $465,436,271
Net Worth: $481,391,425
Employees: 878
Members: 379,058

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION
✅OAK FARMS EMPLOYEES CREDIT UNION
✅PRIMEWAY FEDERAL CREDIT UNION
✅HOUSTON POLICE FEDERAL CREDIT UNION
✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION
✅HOUSTON HIGHWAY CREDIT UNION
✅PILGRIM CUCC FEDERAL CREDIT UNION
✅PORT TERMINAL FEDERAL CREDIT UNION
✅SYNERGY FEDERAL CREDIT UNION
✅UNION FIDELITY FEDERAL CREDIT UNION
✅TEXAS DOW EMPLOYEES CREDIT UNION
✅MEMORIAL 62571 CREDIT UNION
✅INVESTEX CREDIT UNION
✅MET TRAN FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅PRIORITY TRUST CREDIT UNION
✅UNITED ENERGY CREDIT UNION
✅FIRST SERVICE 68605 CREDIT UNION
✅HARRIS COUNTY FEDERAL CREDIT UNION
✅KBR HERITAGE FEDERAL CREDIT UNION
✅JSC FEDERAL CREDIT UNION
✅ILA 1351 FEDERAL CREDIT UNION
✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION
✅BAKER HUGHES FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅FIRST EAGLE FEDERAL CREDIT UNION
✅TEAM FINANCIAL FEDERAL CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION
✅SHELL FEDERAL CREDIT UNION
✅UNITED COMMUNITY 68369 CREDIT UNION
✅SP TRAINMEN FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅BCM FEDERAL CREDIT UNION
✅BAYOU CITY FEDERAL CREDIT UNION
✅PIE CREDIT UNION
✅TRUITY FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅MEMBERSOURCE CREDIT UNION
✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION
✅PORT OF HOUSTON CREDIT UNION
✅TOGETHER CREDIT UNION
✅REED CREDIT UNION
✅FIRST COMMUNITY 66818 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅TEXAS LEE FEDERAL CREDIT UNION
✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION
✅TEXAS BAY CREDIT UNION
✅HOUSTON FEDERAL CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅GULF COAST EDUCATORS FEDERAL CREDIT UNION
✅HERITAGE HUB FEDERAL CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION
✅AMOCO FEDERAL CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅CREDIT HUMAN FEDERAL CREDIT UNION
✅LIGHT COMMERCE CREDIT UNION
✅CYFAIR CREDIT UNION
✅ENERGY CAPITAL CREDIT UNION
✅SMART FINANCIAL CREDIT UNION
✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
✅BRAZOS VALLEY SCHOOLS CREDIT UNION
✅SOUTHERN STAR CREDIT UNION
✅SOUTHERN 9214 CREDIT UNION
✅BP FEDERAL CREDIT UNION
✅FIRST SERVICE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅ST LUKES COMMUNITY CREDIT UNION
✅HOUSTON BELT TERMINAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅COMMUNITY RESOURCE 68021 CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION
✅ESSENTIAL CREDIT UNION
✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION
✅ILA 28 FEDERAL CREDIT UNION
✅SHARED RESOURCES CREDIT UNION
✅PASADENA MUNICIPAL FEDERAL CREDIT UNION
✅IBEW LU 66 CREDIT UNION
✅CHEMCEL FEDERAL CREDIT UNION
✅BEACON 6062 CREDIT UNION
✅BAYER HERITAGE FEDERAL CREDIT UNION
✅CITY OF DEER PARK FEDERAL CREDIT UNION
✅LUBRIZOL EMPLOYEES CREDIT UNION
✅U S I CREDIT UNION

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