Welcome to bayou-city, where our commitment to serving the community has been unwavering since we opened our doors in 1980. Located in the heart of Houston, TX, we pride ourselves on providing personalized financial solutions tailored to meet the needs of our diverse membership. Under the leadership of CEO RITANA LAYNE SANTAFIELD and Board President ROBERT NYGAARD, our mission is rooted in empowering individuals and families through exceptional service and innovative banking options.

As a federally insured institution by NCUA since 1/24/1980 0:00, we ensure that your deposits are secure while offering modern banking conveniences such as online banking, a user-friendly mobile application, person-to-person transfers, e-statements, and more. At bayou-city, we believe that accessibility and trust are paramount in fostering long-lasting relationships with our members. Explore how we can support your financial journey by visiting us at https://www.bcfcu.com/ or contacting us via fax at (713) 704-0524. Join us today and experience a member-first approach designed to enhance your financial well-being.

At bayou-city, we understand that managing your finances is essential for achieving your life goals, whether it's purchasing your first home, financing a new vehicle, or growing your small business. That's why we offer a comprehensive suite of financial services tailored to meet the diverse needs of our members. From personal banking solutions, including checking and savings accounts, to specialized services like auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans for debt consolidation, we've got you covered. Our business banking options also extend to merchant services and business loans, ensuring that entrepreneurs have the financial support they need to thrive.

In today's digital age, convenience is paramount. With our robust online banking platform and user-friendly mobile application, you can manage your finances anytime, anywhere. Enjoy seamless access to person-to-person transfers for quick payments among friends or family, along with e-statements for efficient record-keeping. While electronic signatures are not currently available, our commitment to providing innovative solutions means we're always looking for ways to enhance your experience. For those interested in exploring membership opportunities or learning more about eligibility requirements, visit . And if you're considering different loan options or rates, check out https://www.lendmesh.com/loans/vehicle_loans for a comparison that can help you make informed decisions. Should you need personalized assistance or have any questions, feel free to reach out via fax at (713) 704-0524; our dedicated team is here to support you every step of the way.

Bayou City is not just a credit union; it is a dedicated financial partner that has been serving its members since 1980. With a total membership of 2,393, Bayou City embodies community spirit and trust, striving to meet the diverse financial needs of its members in Houston, TX, and beyond. The institution boasts impressive financial stability, evidenced by total assets amounting to 25,321,434 and a net worth of 2,299,402. This strong foundation allows Bayou City to offer competitive loan products and services while ensuring member deposits are safeguarded with utmost diligence.

The financial health of Bayou City is further highlighted by its net income of 13,928 and total deposits reaching 813,833. With over 2,958 loans and leases currently managed, the credit union demonstrates its commitment to providing accessible financing options tailored to individual circumstances. Notably, the auto loan volume stands at 1,122, indicating a robust engagement with members looking for vehicle financing solutions.

Bayou City's operational excellence is underscored by its dedicated team of just 8 employees, reflecting an intimate understanding of member needs and personalized service. The credit union also maintains a commendable net worth ratio of 908, reinforcing its credibility as a sound financial institution. Furthermore, with a growing portfolio that includes a credit card loan volume of 1,984 and no reliance on external borrowings, Bayou City exemplifies responsible lending practices.

As a member-focused organization, transparency is paramount at Bayou City. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , assuring members that their credit union operates with accountability and integrity.

Experience the benefits of being part of a trusted financial community today! Compare real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans and discover the best rates tailored for your unique financial journey.