First Community Credit Union

FIRST COMMUNITY CREDIT UNION

First Community Credit Union, established in 1954 and headquartered in Houston, TX, is a nationally accessible financial cooperative committed to empowering over 165,000 members with trusted banking solutions. With total assets surpassing $2.4 billion and a strong net worth of more than $217 million, First Community CU offers financial stability and personalized service under the leadership of CEO TJ Tijerina.

Members benefit from a comprehensive range of services designed to fit diverse financial needs. Enjoy convenient ATM and cash withdrawal access nationwide, along with basic drive-thru and shared branch transactions for seamless banking wherever you go. Competitive auto loans and vehicle financing help you hit the road confidently, while mortgage loans and refinancing options support your homeownership goals.

Business members can take advantage of merchant services and flexible business loan programs tailored for growth. Personal banking includes checking and savings accounts, credit cards with rewarding benefits, personal loans, and debt consolidation solutions—all accessible through secure online and mobile banking platforms for easy management anytime.

Backed by a dedicated team of over 400 employees across multiple branches, First Community Credit Union combines modern technology with member-focused care to support your financial journey nationwide. Discover more at https://fccu.org/ .

Introduction

Welcome to first-community-66818, a trusted financial institution established in 1954. With our headquarters located in the vibrant city of Houston, TX, we are committed to empowering our members through exceptional financial services and community-focused values. Under the leadership of CEO TJ Tijerina and Board President Martin Miracle, we strive to provide personalized banking experiences that cater to the diverse needs of our members, including military personnel and their families.

At first-community-66818, we prioritize accessibility and modern banking solutions. Our members benefit from a suite of innovative tools, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. As an NCUA-insured institution since 1/17/1986 0:00, you can trust that your assets are secure with us. For more information about our services or to become a member, visit our official website at https://fccu.org/ or reach out via fax at (281) 856-6421. Join us in experiencing a member-first approach that puts your financial empowerment at the forefront.

Financial Services

First Community Credit Union is dedicated to providing a comprehensive suite of financial services designed to meet the diverse needs of its members. With offerings that include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services like merchant services and business loans, members can access everything they need under one roof. The credit union understands that managing finances effectively requires convenience and flexibility, which is why it offers robust online banking capabilities alongside a user-friendly mobile application. Members can enjoy seamless transactions through features like person-to-person transfers, mobile payments, e-statements, and electronic signatures, all designed to simplify everyday banking tasks.

At First Community Credit Union, we believe in empowering our members to achieve their financial goals whether it's planning for life milestones or growing a small business. Our digital tools ensure that you have access to your accounts anytime, anywhere. Interested individuals can explore membership eligibility by visiting https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility , making it easy to join our community. Additionally, for those looking to finance their dreams, our loan aggregator service at https://www.lendmesh.com/loans/mortgage_loans allows members to compare rates and find the best options available. We are committed to providing personalized support; feel free to reach out via fax at (281) 856-6421 for any inquiries or assistance you may need. Join us today and take advantage of the numerous benefits designed with your financial success in mind.

Financial Highlights

First Community Credit Union stands as a trusted and valuable financial partner for individuals and businesses alike, exemplifying stability and growth in the financial landscape. With a total membership of 165,959, our credit union has successfully fostered a robust community of satisfied members who rely on us for their banking needs. Our impressive total assets of 2,421,246,359 highlight our strong financial foundation, while our net worth of 217,335,266 illustrates our commitment to maintaining fiscal health and ensuring member security.

In the past year, we achieved a net income of 9,343,123, demonstrating our ability to operate efficiently while delivering high-quality services to our members. Our total deposits amounting to 32,370,341 reflect the trust placed in us by our community, as they choose to secure their hard-earned savings with First Community Credit Union. Moreover, with a diverse portfolio comprising 93,054 loans and leases, we cater to various financial needs—from personal loans to vehicle financing.

Our dedicated team of 419 employees works tirelessly to provide exceptional service, ensuring that every member receives personalized attention and expert guidance tailored to their unique financial situations. We take pride in our solid net worth ratio of 896, which emphasizes our strength and resilience within the credit union industry.

In addition to personal banking services, we also offer competitive credit card options with a loan volume of 15,046, alongside an extensive auto loan portfolio featuring 38,232 loans. For businesses seeking growth opportunities, we facilitate commercial loans totaling 116, further establishing ourselves as a crucial ally in driving local economic development. Our prudent approach is reflected in our total borrowings of 238,500,000, ensuring that we remain well-capitalized while supporting our members.

As a member-owned institution with transparency at its core, First Community Credit Union is committed to empowering individuals and fostering community prosperity. We invite you to explore how we can assist you in achieving your financial goals. For more insights into your lending options, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Financial Services

Financial Highlights

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