FIRST COMMUNITY CREDIT UNION

At First Community, we understand that financial decisions are personal and impactful. Located at 23803 Fm 1093 Rd, Richmond, TX 77406, our branch serves as a trusted partner in helping you navigate your financial journey. Since our establishment in 1954, we've built a strong community of over 165,959 members who rely on us for their banking needs. With total assets exceeding $2.4 billion and deposits amounting to $32,370,341, we are committed to providing our members with the best services possible. Our dedicated team, led by CEO TJ Tijerina and Board President Martin Miracle, works tirelessly to ensure that your banking experience is seamless and rewarding. Whether you're looking for auto loans, mortgage options, or personal banking services, we have tailored solutions designed just for you. Our commitment to community extends beyond finances; it's about fostering relationships and being there when you need us most. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284. If you're ready to take the next step in achieving your financial goals or have any questions about our services, don't hesitate to reach out! Call us at 281-856-5300 or explore our offerings online at FCCU.org. Join us today and experience the difference that comes with being part of the First Community family!

Becoming a member of First Community is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Richmond area, you're already on your way to enjoying the benefits of membership! We welcome individuals from various backgrounds and professions, making it easy for everyone to feel at home here. As a member, you'll gain access to competitive rates on loans and savings accounts, personalized service, and a range of financial products designed just for you. To learn more about how you can become part of our community, visit our eligibility page at https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility . The process is straightforward and welcoming just reach out to us at (281) 856-5300 if you have any questions or need assistance. You can also explore account opening details through this link: https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility . We can't wait to help you start your journey with First Community, located at 23803 Fm 1093 Rd Richmond Tx 77406!

At First Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust in your financial institution, and we are proud to highlight our strong financial standing. With a net worth of $217,335,266, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further emphasized by our net worth ratio of $896, which demonstrates our commitment to maintaining a strong capital base. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication to reinvesting in our community is reflected in our $202,776,282 in undivided earnings. This allows us to enhance innovative banking tools, strengthen lending options, and implement better security measures to serve you more effectively. With $19,116 in used auto loans and $1,844,593,728 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is evident with a net income of $9,343,123, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees who are always ready to serve you with knowledgeable support. Net Shares (funds available for lending and investments) stand at $4,248,111, while the total number of share accounts has reached an impressive 329,662. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 23803 Fm 1093 Rd Richmond Tx 77406 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At First Community, we understand that financial needs vary, and we're here to help you find the right solution. Whether you're looking to purchase a new vehicle, refinance your home, or manage your expenses with a credit card, our diverse loan products are designed with you in mind. With over 93054 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly attractive; if you're looking to buy a new car, our rates are among the best in the industry. We currently have over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, which can help you secure your dream home with ease. For those managing business finances, our outstanding commercial loans amounting to $218,504,352 provide essential capital for growth and expansion. If you're interested in unsecured credit cards, we have flexible terms available with a total of $81,975,596 in unsecured credit card loans helping members manage their finances effectively. In addition to these offerings, we also provide eligibility options and refinancing opportunities to ensure that everyone has access to the financial support they need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your options further or have questions about what we offer, feel free to reach out! You can contact us at (281) 856-5300 or visit us at our branch located at 23803 Fm 1093 Rd Richmond Tx 77406, Richmond, TX. We're here to assist you every step of the way!

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