First Community Credit Union Houston TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Community, where our commitment to serving you is at the heart of everything we do! Located conveniently at 15260 Fm 529 Rd, Houston, TX 77095, we have been your trusted financial partner since 1954. Over the years, we've grown to support a vibrant community of 165,959 members with a focus on delivering personal and accessible banking solutions. At First Community, we take pride in our impressive financial standing, boasting total assets of over $2.4 billion and total deposits amounting to $32,370,341. Our dedication to you is evident in our robust loan portfolio, which includes 93,054 loans and leases, designed to meet a variety of needs from auto loans and mortgages to personal loans and business financing. Our leadership team, headed by CEO TJ Tijerina and Board President Martin Miracle, is devoted to ensuring that every member receives exceptional service. With a team of 419 employees, we're here to help you navigate your financial journey with ease. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284-0129. Our services include online and mobile banking options, making it easier than ever to manage your finances on the go. Whether you're looking for checking accounts, savings options, or credit cards with rewards, we have something for everyone. Ready to take the next step? Don't hesitate to call us at 281-856-5300 or visit our website at FCCU.org for more information. Join us today and experience the difference that comes with being part of the First Community family!

Branch History & Mission

Community Engagement

Over the years, First Community has been actively involved in various community outreach programs. We believe in giving back through partnerships with local organizations and initiatives that uplift those in need. Whether it's through financial education workshops or support for local charities, we aim to make a positive impact on the lives of those around us. Additionally, our facilities are designed with accessibility in mind. We proudly offer ADA-compliant services so that everyone can enjoy full access to our offerings. Our branch features an ATM for quick transactions and drive-thru banking for added convenience during busy hours. As we look towards the future, we invite you to join our family at First Community. Experience firsthand the benefits of membership where you're more than just an account holder; you're part of something bigger. Visit us today at 15260 Fm 529 Rd, call us at 281-856-5300, or check out our website at FCCU.org to learn more about how we can assist you on your financial journey!

Our Mission

Our mission is clear: to provide exceptional financial services while fostering a sense of belonging and support in the community. We believe that everyone deserves access to affordable banking solutions that empower them to achieve their dreams. With total assets exceeding $2.42 billion, First Community is well-positioned to offer a wide range of services, including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking options. We are not just about numbers; we're about people. Our dedicated team works tirelessly to ensure that every member receives the attention they deserve. We also embrace technology with features such as online banking and mobile payments, ensuring convenience and accessibility for all.

Branch Location & Accessibility

Welcome to First Community, your friendly neighborhood credit union located at 15260 FM 529 Rd in Houston, TX. We're conveniently situated near popular spots like the bustling Cypress Park and the vibrant shopping centers along Highway 290, making it easy for you to pop in during your day. Whether you're running errands or just passing through, we're here to serve your financial needs. At First Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways and ramps, ensuring everyone can visit us comfortably. Parking is plentiful, so you'll never have to worry about finding a spot when you arrive. We understand that life can be busy, which is why we offer flexible operating hours. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Our dedicated team is ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. For those on the go, we provide ATM services right here at our branch for quick cash withdrawals or balance checks. Plus, if you're looking for added convenience, our drive-thru banking allows you to complete simple transactions without leaving your vehicle. If you're interested in shared services with other partner credit unions, we've got you covered too! While members can visit us at our branch address for all their needs, official correspondence should be sent to our mailing address: PO Box 840129, Houston, TX 77284-0129. Feel free to reach out at 281-856-5300 if you have any questions or need assistance. We look forward to welcoming you into our community!

Member Eligibility

Becoming a member of First Community means joining a welcoming community that values your financial well-being. If you live, work, or worship in the area around our branch at 15260 Fm 529 Rd Houston Tx 77095, you're likely eligible to enjoy all the benefits we offer. Whether you're looking for personal banking services, loans, or simply a supportive place to manage your finances, we've got you covered. For specific eligibility criteria and to see if you qualify, check out this helpful resource: https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility . Opening an account is straightforward and designed to be inclusive for everyone. If you're ready to take the next step towards becoming a member, visit our account opening page here: https://oao.fccu.org/AppSite/default?_gl=1*oyojl2*_gcl_au*ODAwOTE3ODEzLjE3Mzk1NTEyMjM.&FormName=MembershipEligibility . Should you have any questions along the way, don't hesitate to reach out to us at (281) 856-5300. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $114 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $218,504,352, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easier for your business. Imagine being able to accept payments from customers seamlessly, whether they're paying with cash or credit card. This convenience not only enhances customer satisfaction but also helps you keep track of sales more effectively. Located at 15260 Fm 529 Rd Houston Tx 77095 in Houston, TX, our expert team is ready to assist you with all your business banking needs. Reach out to us at (281) 856-5300 and discover how we can help your business grow!

Comprehensive List Of Services

Business Banking Support

For small business owners, our business banking services include essential tools like merchant services and business loans, designed to help you thrive in today's marketplace. We know how important it is for businesses to have access to reliable financial products that support growth and sustainability.

Convenient Online & Mobile Banking

In today's busy world, convenience matters. Our robust online and mobile banking platforms make managing your finances straightforward. From checking account balances to transferring funds, everything is just a click away. Additionally, our ATM services allow you quick access for withdrawals and balance checks without any hassle.

Credit Cards That Reward You

At First Community, we believe in rewarding our members. Our credit cards with rewards allow you to earn points on everyday purchases, making it easier to treat yourself or save on future expenses.

Drive-Thru & Shared Branch Services

If you prefer face-to-face interactions but are short on time, our basic drive-thru banking offers quick deposits, withdrawals, and simple transactions without leaving your car. Plus, if you're a member of another partner credit union, enjoy the ease of using our shared branch transactions for deposits and withdrawals. We invite you to explore all these services and more at First Community. Our friendly team is ready to assist you in achieving your financial dreams. For more information or if you're ready to get started today, give us a call at (281) 856-5300 or visit us online at Administration. We're excited to serve you!

Loans for Every Need

Whether you're dreaming of a new car or planning to buy a home, we have you covered with competitive auto loans and vehicle financing options. You can easily navigate through our mortgage loans and refinancing services to find the best fit for your circumstances. If you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation solutions can help ease financial burdens.

Personal Banking Solutions

For individuals looking to manage their everyday finances, our personal banking services are tailored just for you. We offer various checking and savings accounts that make it easy to save for the future while accessing your funds when you need them. Imagine having the flexibility to withdraw cash from an ATM anytime or use our mobile banking app to keep track of your balance all from the comfort of your home.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://fccu.org/ , you can check balances, transfer funds, and pay bills without stepping foot in a branch. Whether you're at home or on the go, having instant access to your accounts means you're always in control of your money.

Mobile Banking Made Simple

Our mobile application is here to simplify your banking experience. You can make person-to-person transfers easily with just a few taps on your phone. Want to grab coffee without worrying about cash? Our mobile payments feature lets you pay directly from your device, making transactions smoother than ever. At First Community, we believe that managing your finances should be as straightforward as possible. With user-friendly tools and secure options tailored for our members, you're never far from financial peace of mind. Join us today at https://fccu.org/ and discover how our digital services can work for you!

Stay Secure and Efficient

We prioritize your safety with features like electronic signature authorization, making it easy to sign documents securely from wherever you are. Plus, with e-statements readily available, you can keep track of your transactions while going paperless helping both the environment and your organization.

Financial Strength

Member-Centric Savings Solutions

Members' savings are secured through $545,851,702 in share certificates and $536,485,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,343,123 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 355 full-time employees and 64 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $202,776,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $19,116 in used auto loans and $1,844,593,728 in total loans and leases.

Solid Financial Foundation

With a net worth of $217,335,266, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $896 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $4,248,111. Total Share and Deposit Accounts: 329,662, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Community is your trusted partner. Visit us at 15260 Fm 529 Rd Houston Tx 77095 or call (281) 856-5300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,194,805 in used vehicle loans and $293,906,658 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your payments more manageable.

Credit Lines and Business Loans

For those looking for additional flexibility or capital for business growth, our total credit lines amount to an impressive $843,222,921. Additionally, we have outstanding commercial loans totaling $218,504,352, providing the capital needed for businesses to thrive. At First Community, we believe in making finance accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your options or have questions about eligibility and application processes, don't hesitate to contact us or visit our website at FCCU.org. Your journey towards financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,452,304, make buying or refinancing simple. We strive to offer competitive rates and flexible terms to fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,975,596 in loans helping members manage their finances effectively. These cards come with rewards and benefits that enhance your purchasing power while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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FIRST COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenient Online & Mobile Banking

Credit Cards That Reward You

Drive-Thru & Shared Branch Services

Loans for Every Need

Personal Banking Solutions

Digital & Online Banking

Easy Access Anytime

Mobile Banking Made Simple

Stay Secure and Efficient

Financial Strength

Member-Centric Savings Solutions

Operational Efficiency

Reinvestment for Growth

Solid Financial Foundation

Trusted Partnership

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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