Welcome to texas-bay, a cornerstone of financial empowerment and community service since our establishment in 1936. Located in the heart of Houston, TX, we are proud to uphold our mission of providing exceptional financial services tailored to the needs of our members, including military personnel and their families. Under the leadership of CEO Jesse Gutierrez and Board President Rudy Wright, we are dedicated to fostering a culture of trust, accessibility, and member-first service.

At texas-bay, we understand that modern banking requires innovative solutions. That’s why we offer a range of user-friendly digital tools, including Online Banking, a convenient Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization. Our commitment to safeguarding your assets is reflected in our NCUA insurance since 4/5/1991 0:00, ensuring that your deposits are secure. With total assets exceeding $841 million and a growing membership base of over 57,000 individuals, we invite you to explore how our services can support your financial journey. For more information about us or to reach out directly, visit our official website at https://www.texasbaycu.org/ or contact us via fax at (281) 464-9230.

At Texas Bay, we understand that banking is about more than just transactions; it's about building relationships and supporting our members through every stage of life. Our wide range of services includes everything from personal banking solutions like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. For small businesses, we offer tailored business banking services, including merchant services and business loans designed to help you thrive. Whether you're planning a significant life milestone or looking to grow your business, our offerings are crafted to meet your needs.

In today's fast-paced world, convenience is key. That's why we provide robust digital access through our online banking platform and mobile application, allowing you to manage your finances anytime, anywhere. With features like person-to-person transfers, mobile payments, e-statements, and e-signatures, accessing your accounts and executing transactions has never been easier or more secure. This seamless integration of technology empowers our members to take control of their finances efficiently.

Becoming a member of Texas Bay is straightforward and accessible. We invite you to explore the eligibility requirements at https://www.texasbaycu.org/about-us/become-a-member . If you're considering various loan options, our loan aggregator at https://www.lendmesh.com/loans/personal_loans can assist in comparing rates tailored for you. For personalized support or inquiries, feel free to reach out via fax at (281) 464-9230. At Texas Bay, we're dedicated to not only meeting your financial needs but also enhancing your overall banking experience.

Texas Bay Credit Union stands as a trusted financial partner, exemplifying stability and commitment to its members since 1936. With a robust total membership of 57,572, Texas Bay has fostered a community of individuals who rely on its services for their financial needs. The credit union boasts total assets amounting to 841,526,290, showcasing its strong financial foundation and ability to support its members effectively.

The credit union's impressive net worth of 66,849,578 underlines its resilience and credibility within the industry. Demonstrating operational efficiency, Texas Bay achieved a net income of 333,547, reflecting its prudent management and dedication to fostering growth for both the institution and its members. Total deposits at Texas Bay have reached 91,165,726, indicating member trust and confidence in the union's offerings.

With an extensive portfolio encompassing a variety of products, Texas Bay has facilitated a total of 40,937 loans and leases, including auto loans, credit cards, and commercial loans. The credit card loan volume stands at an impressive 16,711, while the auto loan volume reflects a commendable 13,012. Additionally, Texas Bay manages a focused number of commercial loans totaling 4, illustrating its commitment to supporting local businesses.

Employing a dedicated workforce of 182 employees, Texas Bay ensures that every member receives personalized service tailored to their unique financial situations. The credit union’s net worth ratio of 794 is indicative of its sound financial health, making it an attractive option for those seeking reliable banking solutions.

In a world where transparency is paramount, Texas Bay Credit Union remains committed to providing clear insights into its performance metrics and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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