Texas Bay Credit Union Pasadena TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Texas Bay, your trusted financial partner located at 1301 W Pasadena Fwy, Pasadena, TX 77506. Since our establishment in 1936, we have been dedicated to serving our community and fostering financial growth among our 57,572 members. With a solid foundation built on trust and reliability, we pride ourselves on offering a wide range of services designed to meet your needs whether you're looking for personal banking solutions or business financing options. At Texas Bay, we are more than just a credit union; we are part of the fabric of our community. With total assets reaching an impressive $841,526,290 and total deposits of $91,165,726, we ensure that your funds are secure while providing competitive loan options totaling 40,937 loans and leases. Our commitment to excellence is reflected in our net worth of $66,849,578 and cash in hand amounting to $5,002,645. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 12611 Fuqua St, Houston, TX 77034. Under the leadership of CEO Jesse Gutierrez and Board President Rudy Wright, our team of 182 employees is here to help you navigate your financial journey with personalized service and expert advice. We invite you to explore the many services we offer from checking and savings accounts to auto loans and mortgage refinancing. Our online and mobile banking platforms make it easy for you to manage your finances anytime, anywhere. If you're ready to experience the Texas Bay difference or have any questions, don't hesitate to reach out! Call us at 713-852-6700, or visit our website at texasbaycu.org today!

Branch History & Mission

A Legacy of Community Focus

Since our inception, Texas Bay has been dedicated to providing quality financial services while nurturing strong community ties. From humble beginnings, we have evolved into a full-service credit union offering personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to our members extends beyond banking; we actively engage in community outreach initiatives that support local organizations and events.

Join Us!

Texas Bay is more than just a credit union; it's a place where members become part of a family. With drive-thru service available and shared service center access for added convenience, we make it easier than ever for you to bank on your terms. We invite you to join us and experience the benefits of membership at Texas Bay. Reach out to us at 713-852-6700 or visit our website today! Together, let's build a brighter financial future for everyone in Pasadena and beyond.

Modern Banking Solutions

In today's fast-paced world, we embrace technology to improve your banking experience. We offer features like online banking, mobile payments, and e-statements to ensure that managing your finances is easy and efficient. Additionally, our branch is ADA compliant and equipped with an ATM for quick access to your funds.

Our Mission

At Texas Bay, our mission is simple yet impactful: to enhance the financial well-being of our members while fostering a sense of belonging and support within the community. We strive to provide excellent service that meets the diverse needs of our members. Whether you are seeking financial advice or looking for convenient banking options like online and mobile services, we are here to help you succeed. While you can visit us at our branch location on Pasadena Fwy for all your banking needs, please note that official correspondence should be directed to our mailing address at 12611 Fuqua St, Houston, TX 77034.

Branch Location & Accessibility

Call to Action

Ready to experience the convenience of banking with Texas Bay? We invite you to visit our Pasadena branch today or give us a call! While you're here, discover how we can help you achieve your financial goals in a welcoming atmosphere. If you need to send any official correspondence, please use our mailing address at 12611 Fuqua St, Houston, TX 77034. We look forward to seeing you soon!

Convenient Access

At Texas Bay, we believe that banking should be accessible for everyone. Our branch features ample parking and is equipped with ADA-compliant access points, including ramps for easy entry. Whether you're stopping by to chat with our friendly staff or using our drive-thru service for quick transactions, we have you covered.

Operating Hours

We know that life can get busy! That's why our lobby hours are set to accommodate your schedule. Visit us Monday through Friday from 9:00 a.m. until 5:00 p.m., and if you need service on Saturday, our drive-thru is open from 9:00 a.m. until 12:00 p.m. Need assistance? Feel free to give us a call at 713-852-6700; we're here to help!

Services Offered

Texas Bay provides a range of services designed with you in mind, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we offer merchant services and business loans. Plus, our ATMs are readily available for quick cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Texas Bay is like stepping into a welcoming community where your financial needs are prioritized. If you're looking to join us, you'll be happy to know that membership is open to individuals who live, work, or worship in the Pasadena area, as well as their family members. This means that whether you're just starting out on your financial journey or looking for a supportive place to manage your wealth, there's a spot for you here! Plus, being a member gives you access to a variety of benefits like lower loan rates and personalized service that larger banks often can't offer. Getting started is easy! You can visit us at our branch located at 1301 W Pasadena Fwy Pasadena Tx 77506, or give us a call at (713) 852-6700 for more information. If you're curious about the specific eligibility criteria, feel free to check out our detailed guidelines at https://www.texasbaycu.org/about-us/become-a-member . Ready to open an account? You can find all the details you need at https://www.texasbaycu.org/open-an-account . We can't wait to welcome you into the Texas Bay family!

Business Banking & Commercial Services

Empowering Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,564,838, we continue to drive economic growth by financing new and expanding businesses. Imagine walking into your dream office or expanding your operations with ease. Our member-focused loans can make that vision a reality. We're dedicated to understanding your unique needs and providing flexible financing options that empower you to take the next step.

Seamless Merchant Services

In addition to loans, we offer merchant services designed to simplify everyday transactions. Picture this: you're at a bustling market or busy storefront, and you need an efficient way to process sales. Our merchant services help you do just that accept payments quickly and securely, so you can focus on what truly matters: serving your customers and growing your business. Ready to explore how we can support your business journey? Visit us at 1301 W Pasadena Fwy Pasadena Tx 77506 in Pasadena, TX or call us at (713) 852-6700 today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Texas Bay offers comprehensive business banking solutions. From merchant services that help streamline payments to various types of business loans, we are here to support your growth.

Community Access

We believe in accessibility for all members of our community. That's why Texas Bay offers basic shared branch transactions for partner credit union members, ensuring everyone can access their funds without hassle. Our commitment extends beyond just traditional banking; we aim to be a trusted partner in your financial journey. If you have any questions or wish to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out at 713-852-6700. Experience the Texas Bay difference today where personal service meets innovative banking solutions! Visit us at our Pasadena branch or explore more about what we offer by checking out our website at Texas Bay.

Digital Banking Convenience

In today's fast-paced world, we know that convenience is key. That's why we provide robust online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make mobile payments right from your phone. Our services also include access to an ATM for quick cash withdrawals and essential drive-thru banking for deposits and simple transactions.

Personal Banking Solutions

We understand that every member has different financial goals. That's why we offer personal banking services including checking and savings accounts designed to fit your lifestyle. Need a reliable way to get from A to B? Our auto loans and vehicle financing options make purchasing or refinancing a car straightforward and stress-free. For those looking to invest in their dream home, our mortgage loans and refinancing services can guide you through the process with ease. If you're facing unexpected expenses or simply want to consolidate your debts, our personal loans and debt consolidation options can provide the support you need. Plus, enjoy rewards on your spending with our attractive credit cards tailored just for you.

Digital & Online Banking

At Texas Bay, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our services ensure that your banking needs are just a click away. One of the standout features is our comprehensive online banking platform, available at https://www.texasbaycu.org/ . With 24/7 access, you can check your account balances, pay bills, and transfer funds anytime, anywhere. Plus, our mobile application makes it even easier to manage your finances right from your smartphone. You can also make person-to-person transfers with ease, allowing you to send money to friends or family quickly. Security is a top priority for us. Our electronic signature authorization feature simplifies transactions while keeping your information safe. You can also opt for e-statements to receive your account statements digitally, reducing paper clutter while maintaining easy access to your financial history. If you're someone who enjoys convenience in payments, you'll love our mobile payments feature. It allows you to make purchases without carrying cash or cards, making shopping hassle-free. At Texas Bay, we believe in providing tools that enhance your banking experience while ensuring accessibility and ease-of-use. So why wait? Start exploring our digital banking services today!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 88,606, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,056,267. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Bay is your trusted partner. Visit us at 1301 W Pasadena Fwy Pasadena Tx 77506 or call (713) 852-6700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $314,718,019 in share certificates and $38,967,869 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,376,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $333,547, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 170 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $60,644,011 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,506 in used auto loans and $597,311,691 in total loans and leases.

Solid Financial Foundation

With a net worth of $66,849,578, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $175,475,437 in used vehicle loans and $63,706,607 in new vehicle loans already helping members get on the road. We provide financing options tailored to your situation, making it easier than ever to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $5,564,838 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve cash flow for an existing business, our dedicated team can help guide you through the process.

Credit Lines

Our total credit lines amount to $149,483,538, giving members the flexibility they need for unexpected expenses or planned projects. With competitive interest rates and manageable repayment terms, you can access funds when you need them without the stress of high costs. For more information on how our loan products can fit into your financial plans or to discuss refinancing options available to you, don't hesitate to reach out! You can contact us at 713-852-6700 or visit us at our branch located at 1301 W Pasadena Fwy Pasadena TX 77506. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Texas Bay help you take the next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,115,118, make buying or refinancing simple. We also offer competitive rates and terms that fit your budget. If you're considering refinancing your current mortgage, ask us about eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $37,981,636 in loans helping members manage their finances effectively. Our credit cards come with various rewards programs and no annual fees, providing you with an excellent way to handle day-to-day purchases while building your credit.

Loan Aggregator

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TEXAS BAY CREDIT UNION