Welcome to houston-belt-terminal, a trusted financial institution proudly serving our community since 1949. Located in the heart of Humble, TX, we are dedicated to providing exceptional financial services tailored to meet the needs of our members. Under the leadership of CEO Ky'Auna Jones and Board President Ronnie Cauley, our mission is to empower individuals and families through accessible banking solutions that foster financial stability and growth.

At houston-belt-terminal, we understand the importance of modern banking conveniences, which is why we offer robust online banking services, a user-friendly mobile application, and secure person-to-person transfers. Members can enjoy electronic statements and e-signature authorization for seamless transactions, ensuring that your banking experience is as efficient as possible. As an NCUA-insured institution since 1/4/1971 0:00, you can trust that your deposits are safe with us. Join us at https://hbtfcu.com/ or contact us via fax at (281) 548-0583 to learn more about how we can support your financial journey.

At Houston Belt & Terminal, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Our business banking services also cater to small business owners, providing essential tools such as merchant services and business loans. All these offerings are complemented by our user-friendly online banking platform, which allows members to manage their finances seamlessly from anywhere.

We understand that in today's fast-paced world, accessibility is crucial. That's why we provide a mobile application that enables you to access your accounts on the go, along with features like person-to-person transfers and e-statements to simplify your banking experience. Our commitment to digital solutions ensures that whether you're planning for life milestones or managing everyday expenses, you have the resources at your fingertips to make informed financial decisions. For those interested in membership eligibility or exploring our loan options further, feel free to visit https://hbtfcu.com/about-us or check out https://www.lendmesh.com/loans/personal_loans for competitive rates and comparisons. Should you have any questions or need personal support, don’t hesitate to reach us at (281) 548-0583; we're here to assist you every step of the way!

At Houston Belt & Terminal, we pride ourselves on being a trusted financial partner in the community. With a total membership of 567, we have built strong relationships that foster trust and loyalty among our members. Our commitment to providing exceptional service is reflected in our total assets of 3,464,144, showcasing our stability and ability to support our members' financial needs.

Our net worth stands at 1,452,344, which highlights our sound financial management and resilience in the marketplace. This strength allows us to offer competitive products, including a robust credit card loan volume of 191 and an impressive auto loan volume of 62. Moreover, our total deposits amount to 133,305, indicating the confidence our members place in us as their financial institution.

With a dedicated team of only 2 employees, we ensure personalized service tailored to each member's unique situation. Our net worth ratio of 4,193 further underscores our financial health, affirming that we are well-positioned to meet the demands of our members and the broader community.

While many institutions may struggle with commercial loans, we maintain an unwavering focus on serving individual and small business needs without compromising on quality. Our strategic approach has resulted in a well-managed portfolio with a total of 275 loans and leases, reflecting our commitment to responsible lending practices.

We invite you to explore how Houston Belt & Terminal can be your reliable partner for all your financial endeavors. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.