HOUSTON BELT & TERMINAL FEDERAL CREDIT UNION

Welcome to Houston Belt & Terminal, your trusted partner in financial well-being since 1949. Located at 9810 FM 1960 Bypass Rd W Ste 105, Humble, TX 77338, we are dedicated to serving our community with a range of financial services tailored to meet your needs. With a proud membership of 567 individuals and total assets exceeding $3,464,144, we understand the importance of providing reliable banking solutions that empower our members. At Houston Belt & Terminal, we believe in building lasting relationships. Our CEO, Ky'Auna Jones, along with Board President Ronnie Cauley, lead a team of two committed employees who strive to make your experience smooth and rewarding. We offer various services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions all designed to support you at every stage of your financial journey. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 9810 FM 1960 Bypass Rd W Ste 105, Humble, TX 77338-3573. Our commitment goes beyond just numbers; our total deposits stand at $133,305, and we have issued a total of 275 loans and leases to date. We are here to help you navigate life's financial challenges with confidence. Whether you're looking for a new loan or simply want to learn more about our services, feel free to reach out by phone at 281-548-3377 during our operating hours from 9 am to 5 pm on weekdays. Join us today and discover how Houston Belt & Terminal can be your go-to resource for all things finance! For more information about our offerings and how we can assist you further, visit our website at hbtfcu.com. Your journey towards better financial health starts here!

At Houston Belt & Terminal, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us as a member is simple and rewarding! If you live, work, or attend school in Harris County, you're likely eligible to become a part of our family. We welcome individuals who are passionate about their financial wellbeing and want access to personalized banking services. Plus, being a member means enjoying competitive rates on loans and savings, along with friendly service from our dedicated team. To get started on your journey with us, you can easily open an account online or visit us at our branch located at 9810 Fm 1960 Bypass Rd W Ste 105, Humble, TX 77338. If you have any questions about eligibility or the account opening process, feel free to reach out to us at 281-548-3377. For detailed information on eligibility requirements, check out our website at https://hbtfcu.com/about-us . We can't wait to welcome you into the Houston Belt & Terminal family!

At Houston Belt & Terminal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health means you can trust us with your hard-earned money. With a net worth of $1,452,344, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $4,193 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,549 in share certificates and $408,103 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our robust position is further illustrated by having $1,452,344 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $31 in used auto loans and $2,503,968 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members, we also take pride in having 2 full-time employees and 0 part-time employees ready to assist you with any questions or concerns. Total Share Accounts stand at 720, showing a strong and growing member base that trusts us with their finances. This indicates not only our reliability but also the confidence our community has in the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Houston Belt & Terminal is your trusted partner. Visit us at 9810 Fm 1960 Bypass Rd W Ste 105 Humble Tx 77338 or call (281) 548-3377 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.