Personal Loans in Houston, TX

Looking for a personal loan in Houston, TX? Comparing offers from local lenders helps you find the best rates and terms tailored to your needs, whether it’s for debt consolidation, home improvements, or unexpected expenses.

Our Houston-based lenders understand the community and provide fast, flexible options designed to support your financial goals. Start comparing today to secure the loan that fits your life with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
cafcu
9.99 - 13.99 %
∞
fccu
9.99 - 17.99 %
2 - 7 Yrs
∞
rallycu
9.99 - 18 %
5 Yrs
∞
rbfcu
10 - 12.15 %
2 - 5 Yrs
∞
truitycu
10.25 - 11.75 %
1 - 6 Yrs
∞
bankwithrave
10.25 - 17.25 %
5 Yrs
∞
texasbaycu
10.49 - 14.99 %
2.1 - 7 Yrs
∞
firstmarkcu
10.49 - 18 %
1 - 5 Yrs
$50,000
∞
bfcu
10.5 - 17.15 %
1 - 5 Yrs
∞
nusenda
10.5 - 20 %
0.1 - 5 Yrs
$20,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. First Community has a Personal loan with an APR of 9.99% , which has stayed the same over the past 7, 30, and 60 days but is lower than 90 days ago. Their Debt consolidation loan has an APR of 11.49% , also unchanged from the last 7, 30, and 60 days, and down from 90 days ago.

Rally's personal loan rates for signature and line of credit loans are 9.99% APR today, down from 12.5% seven days ago. There is no data for 30 or more days ago for comparison. Randolph Brooks has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 11.2% APR, also unchanged during these time periods. Truity's Advantage personal 65 loan has a fixed APR of 10.25% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal 30 loan carries an APR of 11.75% , also unchanged during those time frames.

Rave Financial's Personal loan has an APR of 10.25% today, down from 12% thirty, sixty, and ninety days ago, and unchanged from seven days ago. The Flexible line of credit (variable) has a steady APR of 11.75% , with no change over the past seven, sixty, or ninety days. Texas Bay's Signature loans have a 10.49% APR today, which is unchanged from 7 and 30 days ago but higher than 90 days ago when the rate was 9.99% . The rate has stayed steady over the past month after increasing from earlier in the year.

Firstmark's the Do something special! personal loan with an APR of 10.49% . This rate has stayed the same over the past 7 and 30 days. Barksdale has a Personal line of credit with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature loan has a fixed APR of 11.9% , also unchanged during those periods. Nusenda has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 13% APR, also unchanged during these periods. The Personal assistance loan carries a 20% APR, with no change from a week to three months ago.

🏦 All Local Lenders in Houston, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
ADVANCIAL FEDERAL CREDIT UNION
4411 SAN FELIPE ST HOUSTON TX 77027
ATM
P2P
E-Statements
E-Signature
Assets: $2,379,033,747
Deposits: $185,405,145
Net Worth: $181,071,309
Employees: 304.0
Members: 133,915
TEXAS DOW EMPLOYEES CREDIT UNION
3800 SOUTHWEST FWY STE 100 HOUSTON TX 77027
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,835,296,940
Deposits: $465,436,271
Net Worth: $481,391,425
Employees: 878
Members: 379,058

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION
✅OAK FARMS EMPLOYEES CREDIT UNION
✅PRIMEWAY FEDERAL CREDIT UNION
✅HOUSTON POLICE FEDERAL CREDIT UNION
✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION
✅HOUSTON HIGHWAY CREDIT UNION
✅PILGRIM CUCC FEDERAL CREDIT UNION
✅PORT TERMINAL FEDERAL CREDIT UNION
✅SYNERGY FEDERAL CREDIT UNION
✅UNION FIDELITY FEDERAL CREDIT UNION
✅TEXAS DOW EMPLOYEES CREDIT UNION
✅MEMORIAL 62571 CREDIT UNION
✅INVESTEX CREDIT UNION
✅MET TRAN FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅PRIORITY TRUST CREDIT UNION
✅UNITED ENERGY CREDIT UNION
✅FIRST SERVICE 68605 CREDIT UNION
✅HARRIS COUNTY FEDERAL CREDIT UNION
✅KBR HERITAGE FEDERAL CREDIT UNION
✅JSC FEDERAL CREDIT UNION
✅ILA 1351 FEDERAL CREDIT UNION
✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION
✅BAKER HUGHES FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅FIRST EAGLE FEDERAL CREDIT UNION
✅TEAM FINANCIAL FEDERAL CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION
✅SHELL FEDERAL CREDIT UNION
✅UNITED COMMUNITY 68369 CREDIT UNION
✅SP TRAINMEN FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅BCM FEDERAL CREDIT UNION
✅BAYOU CITY FEDERAL CREDIT UNION
✅PIE CREDIT UNION
✅TRUITY FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅MEMBERSOURCE CREDIT UNION
✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION
✅PORT OF HOUSTON CREDIT UNION
✅TOGETHER CREDIT UNION
✅REED CREDIT UNION
✅FIRST COMMUNITY 66818 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅TEXAS LEE FEDERAL CREDIT UNION
✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION
✅TEXAS BAY CREDIT UNION
✅HOUSTON FEDERAL CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅GULF COAST EDUCATORS FEDERAL CREDIT UNION
✅HERITAGE HUB FEDERAL CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION
✅AMOCO FEDERAL CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅CREDIT HUMAN FEDERAL CREDIT UNION
✅LIGHT COMMERCE CREDIT UNION
✅CYFAIR CREDIT UNION
✅ENERGY CAPITAL CREDIT UNION
✅SMART FINANCIAL CREDIT UNION
✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
✅BRAZOS VALLEY SCHOOLS CREDIT UNION
✅SOUTHERN STAR CREDIT UNION
✅SOUTHERN 9214 CREDIT UNION
✅BP FEDERAL CREDIT UNION
✅FIRST SERVICE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅ST LUKES COMMUNITY CREDIT UNION
✅HOUSTON BELT TERMINAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅COMMUNITY RESOURCE 68021 CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION
✅ESSENTIAL CREDIT UNION
✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION
✅ILA 28 FEDERAL CREDIT UNION
✅SHARED RESOURCES CREDIT UNION
✅PASADENA MUNICIPAL FEDERAL CREDIT UNION
✅IBEW LU 66 CREDIT UNION
✅CHEMCEL FEDERAL CREDIT UNION
✅BEACON 6062 CREDIT UNION
✅BAYER HERITAGE FEDERAL CREDIT UNION
✅CITY OF DEER PARK FEDERAL CREDIT UNION
✅LUBRIZOL EMPLOYEES CREDIT UNION
✅U S I CREDIT UNION

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