ESSENTIAL CREDIT UNION
Essential Credit Union, established in 1972, is a trusted national financial cooperative dedicated to empowering members with comprehensive banking solutions. With total assets surpassing $387 million and a solid net worth of over $35 million, Essential serves more than 45,000 members through a network of seven branches and a robust online presence. Under the leadership of CEO Richard Williams, Essential offers an extensive range of services designed to meet diverse financial needs.
Members enjoy convenient access to ATM and cash withdrawal services alongside basic drive-thru banking for deposits and simple transactions. Whether you’re seeking competitive auto loans and vehicle financing, mortgage loans and refinancing options, or personal loans including debt consolidation, Essential delivers tailored financial products to help you achieve your goals. Personal banking features include checking and savings accounts as well as credit cards with rewarding perks.
Business owners benefit from merchant services and business loan programs crafted to support growth. With secure online and mobile banking platforms available 24/7, managing your finances is easy anytime, anywhere. Experience member-focused service backed by strong financial stability—discover how Essential Credit Union can support your financial future today by visiting www.essentialcu.org.