ESSENTIAL CREDIT UNION

Welcome to Essential, your trusted credit union located at 2370 Towne Center Blvd, Baton Rouge, LA 70806. Since our establishment in 1972, we have been dedicated to supporting our members and the community with a range of financial services designed to meet your needs. With over 45,000 members and total assets reaching an impressive $387,603,255, we take pride in being a reliable financial partner for individuals and businesses alike. At Essential, we understand that every financial journey is unique. That's why we offer personalized solutions including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Our total deposits stand at $7,695,624, showcasing the trust our members place in us. With a net worth of $35,641,320 and cash in hand amounting to $17,270,349, you can feel secure knowing that your finances are in good hands. Our leadership team, led by CEO Richard Williams and Board President Joey Justice, is committed to maintaining transparency and fostering community relationships. We believe in empowering our members through education and accessible financial resources. While you can visit us at our branch for assistance or transactions, please note that official correspondence should be directed to our mailing address: PO Box 738, Plaquemine, LA 70765. We invite you to explore how Essential can help you achieve your financial goals. Whether you're looking for advice on loans or need assistance managing your accounts online or via mobile banking, our friendly team is here to assist you. Feel free to call us at 225-353-8238 during our operating hours from 8:00 am to 5:00 pm on weekdays. Join us today and experience the difference that community-focused banking can make! For more information about membership or to open an account online, visit us at Essential Credit Union. Your journey towards financial well-being starts here!

At Essential, our journey began in 1972, right here in Baton Rouge, Louisiana. Since opening our doors at 2370 Towne Center Blvd, we have proudly served the community with a mission to provide accessible financial services while fostering a sense of belonging among our members. With over 45,000 members and assets totaling $387,603,255, we've grown significantly from our humble beginnings. Our commitment goes beyond traditional banking; it's about making a positive impact in the lives of those we serve. Essential's mission is to empower individuals and families by offering comprehensive financial solutions tailored to their unique needs. From personal banking options like checking and savings accounts to auto loans and business banking services, we strive to ensure that every member has the resources they need to achieve their goals. While members can visit us at 2370 Towne Center Blvd Baton Rouge La 70806, official correspondence should be sent to PO Box 738, Plaquemine, LA 70765. Our branch is not only a hub for financial transactions but also a welcoming space where community connections thrive. We are located near various local landmarks that make it easy for you to find us. Over the years, we've embraced technology to enhance our services. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been easier or more convenient. Our drive-thru service allows for quick transactions without ever leaving your vehicle, ensuring accessibility for everyone. As we continue to grow and adapt in a changing world, we remain focused on our core values: integrity, service, and community support. We actively engage in outreach programs and partnerships that benefit local organizations and initiatives because when our community thrives, we all succeed. Join us at Essential today! Experience firsthand how we can help you navigate your financial journey with confidence and care. For more information or assistance, feel free to reach out at (225) 353-8238 or visit us during our operating hours from 8:00 am to 5:00 pm on weekdays. Together, let's build a brighter future!

At Essential, we believe that everyone deserves a chance to join our supportive community and enjoy the benefits of membership. Becoming a member is simple! If you live, work, worship, or attend school in the Baton Rouge area, you're likely eligible to join us. We welcome individuals from all walks of life, and our goal is to make financial services accessible and friendly for everyone. For those who may have questions about eligibility or want to explore more details, you can visit our website at http://www.essentialcu.org/connect/about-essential/membership.html . Joining Essential means gaining access to a variety of services designed with your needs in mind, from checking and savings accounts to auto loans and credit cards with rewards. Once you're ready to open an account, the process is straightforward and can be done online. Just head over to http://www.essentialcu.org/apply-now .html to get started. If you have any questions or need assistance along the way, feel free to reach out by calling us at (225) 353-8238. We can't wait for you to become a part of our family at Essential, located at 2370 Towne Center Blvd Baton Rouge La 70806!