ESSENTIAL CREDIT UNION
Essential Credit Union proudly serves Louisiana with a strong statewide presence dedicated to empowering members through personalized financial solutions. With over 45,000 members and assets exceeding $387 million, Essential is committed to supporting Louisiana residents and businesses with a comprehensive suite of services tailored to their unique needs.
From convenient ATM and cash withdrawal services, including basic ATM access and drive-thru banking for deposits and simple transactions, to competitive auto loans and vehicle financing that help you get on the road with confidence, Essential offers practical solutions designed for everyday life. Homebuyers benefit from flexible mortgage loans and refinancing options crafted for Louisiana’s market, while personal banking includes checking and savings accounts, credit cards with rewarding perks, personal loans, and debt consolidation programs that simplify managing your finances.
Business owners across the state can take advantage of merchant services and business loans designed to fuel local growth. Plus, Essential’s secure online and mobile banking platforms make it easy to access accounts anytime, anywhere.
Beyond banking, Essential actively invests in community programs throughout Louisiana—promoting financial education and local empowerment. Experience the value of membership with Essential Credit Union, where your financial future is our priority statewide.