ESSENTIAL CREDIT UNION - Baton Rouge, LA

Welcome to Essential Credit Union, your trusted financial partner located at 6725 Siegen Ln, Baton Rouge, LA 70809. Established in 1972, we have proudly served over 45,000 members with dedication and care. Our commitment to fostering strong community relationships has helped us grow our assets to an impressive $387,603,255, ensuring that we can meet the diverse needs of our members. At Essential Credit Union, we believe that financial services should be accessible and tailored to fit your lifestyle. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage options, we've got you covered. We also support local businesses with various loan options and merchant services. With a strong net worth of $35,641,320 and total deposits exceeding $7,695,624, you can trust that your money is safe and sound with us. While you can visit us directly at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 738, Plaquemine, LA 70765. Under the leadership of CEO Richard Williams and Board President Joey Justice, our team of 109 employees is committed to providing exceptional service every day. We understand that banking can sometimes feel overwhelming; that's why we're here to simplify the process for you. From convenient online banking options to personalized assistance, we strive to make your experience as smooth as possible. If you're ready to take charge of your financial future or simply want more information about what we offer, don't hesitate! Call us at 225-353-8238 or visit our website at Essential Credit Union. We look forward to welcoming you into our growing family!

Welcome to Essential Credit Union, located conveniently at 6725 Siegen Ln in beautiful Baton Rouge, Louisiana. Our branch is nestled in the vibrant East Baton Rouge County, making it easy for you to access all the services we offer. Whether you're coming from nearby landmarks like the Mall of Louisiana or local parks, you'll find us in a friendly and accessible spot. At Essential, we understand that convenience is key. That's why our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us with ease. Our building is ADA compliant, equipped with ramps and other features to accommodate all members of our community. We are open during convenient hours: Monday through Friday from 8:00 AM to 6:30 PM and Saturday from 9:00 AM to 2:00 PM. Whether you need to stop by before work or on your way home, we're here for you! You can reach us easily at 225-353-8238 if you have any questions or need assistance. For your banking needs, we proudly offer a range of services including personal banking options like checking and savings accounts, auto loans, and mortgage refinancing. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals. We also provide ATM services for added convenience. While members can visit us at 6725 Siegen Ln, official correspondence should be sent to P O Box 738, Plaquemine, LA 70765. We invite you to come by and experience the welcoming atmosphere at Essential Credit Union. Whether you're looking to open an account or simply want more information about our services, we're excited to assist you!

Becoming a member of Essential is like joining a welcoming family that supports your financial journey. If you live, work, or worship in the Baton Rouge area, you're already on the right track! Whether you're looking for a checking account, an auto loan, or assistance with mortgages and personal loans, Essential is here to cater to your needs. We pride ourselves on making banking accessible and friendly for everyone. To learn more about specific eligibility requirements, feel free to visit our detailed page at http://www.essentialcu.org/connect/about-essential/membership.html . Once you're ready to take the next step, opening an account is straightforward and designed with you in mind. Simply head over to our account opening page at http://www.essentialcu.org/apply-now.html , or give us a call at (225) 353-8238 if you have any questions. Our team is excited to help you start this rewarding journey with us at our branch located at 6725 Siegen Ln Baton Rouge La 70809!

At Essential, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable and trustworthy services is backed by solid financial performance, ensuring that you can always count on us. Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results, our financial metrics reflect our strong position in the community. With a net worth of $35,641,320, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This gives you peace of mind knowing that your money is secure with us. Our net worth ratio of $916 demonstrates a solid capital foundation. This means we can continue providing loans and competitive savings rates without interruption even in uncertain economic times. Your financial well-being is our priority. Members' savings are secured through $62,560,485 in share certificates and $20,365,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $69,360,719, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,582,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant offering $3,830 in used auto loans and a total of $314,748,189 in loans and leases means we're here to support your financial goals across various sectors. Even as we navigate challenges, our $-894,060 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees ready to serve you with knowledge and dedication. Total Share Accounts stand at 75,920, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Essential is your trusted partner. Visit us at 6725 Siegen Ln Baton Rouge La 70809 or call (225) 353-8238 to learn more about how we can help you achieve your financial goals.