Texas Dow Employees Credit Union Houston TX | Top Auto Loans & Business Banking

Introduction

Welcome to Texas Dow Employees, your trusted financial partner since 1954. Located conveniently at 3800 Southwest Fwy Ste 100, Houston, TX 77027, we pride ourselves on being more than just a credit union; we're a community committed to supporting our members with a range of personalized banking services. With over 379,058 members, we understand the unique needs of our community and strive to provide tailored solutions that empower you to achieve your financial goals. At Texas Dow Employees, our total assets exceed $4.8 billion, reflecting our stability and reliability in managing your finances. Whether you're looking for auto loans, mortgages, or personal banking options, we've got you covered with over 207,297 loans and leases available. Our commitment to you extends beyond numbers; it's about building lasting relationships and fostering financial wellness. Our leadership team, headed by CEO Isaac Johnson and Board President David Sikora, is dedicated to ensuring that every member feels valued and supported. With a full-time staff of 859 employees, we're here to provide the service you deserve whether in-person or through our online banking platforms. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 3800 Southwest Freeway Ste 100, Houston, TX 77027. Join us today and experience the difference of being part of a credit union that truly cares about your success. For any questions or assistance, don't hesitate to reach out at 800-839-1154 or explore our services online at tdecu.org. We look forward to serving you!

Branch History & Mission

Join Us

Our branch operates Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM. We also offer drive-thru banking for your convenience. If you're looking for a financial partner that truly cares about your success, we invite you to join TDECU today. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union. For more information on becoming a member or opening an account, visit us at TDECU.

Our Evolution

From our humble beginnings, TDECU has continually evolved to meet the needs of our members. Originally established to provide financial assistance exclusively for employees of Dow Chemical Company, we have expanded our membership eligibility to include anyone living or working in the communities we serve. This growth reflects our dedication to inclusivity and support for all members of our community. As we moved into the digital era, TDECU embraced technological advancements to enhance member experiences. Today, we offer various online services like mobile banking and e-statements, making banking more convenient than ever. We are also committed to accessibility, ensuring our facilities comply with ADA standards so that everyone can benefit from our services.

Our Mission

At TDECU, our mission is clear: we strive to provide exceptional financial services while supporting the well-being of our members and the communities we call home. We believe in empowering individuals through education and accessible banking solutions that promote financial literacy and stability. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, business banking solutions, and more. We take pride in giving back to our community through various outreach programs and partnerships with local organizations. From sponsoring educational initiatives to supporting local charities, TDECU is dedicated to making a positive impact where it matters most. While members can visit us at 3800 Southwest Fwy Ste 100, official correspondence should be sent to 3800 Southwest Freeway Ste 100, Houston, TX 77027.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Texas Dow Employees in Tdecu-greenway Plaza for all your banking needs! Whether you're looking to open an account or need assistance with a loan, our friendly team is here to help. Feel free to give us a call at 800-839-1154 if you have any questions before your visit. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Our branch is conveniently situated near popular spots like the Galleria and several local dining options, ensuring you can easily incorporate a visit into your day. We offer ample parking for our members, with accessible features such as ramps to ensure everyone can reach us comfortably. Our drive-thru banking service is perfect for quick transactions without needing to leave your vehicle.

Operating Hours and Services

We are here to serve you during our lobby hours from Monday to Friday, opening at 9:00 am and closing at 5:00 pm. On Saturdays, we welcome you from 10:00 am to 12:00 pm. At Texas Dow Employees, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more. While we currently do not have ATM services available on-site, our drive-thru allows for basic transactions like deposits and withdrawals.

Member Eligibility

At Texas Dow Employees, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're wondering whether you can be part of our family, the good news is that membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This includes individuals and their families who meet these simple criteria. By choosing Texas Dow Employees, you'll gain access to a range of benefits designed to support your financial journey, including competitive rates on loans and savings accounts, personalized service, and innovative banking solutions. To get started on your path to membership, you can easily find more detailed eligibility information by visiting this link. When you're ready to open an account, just follow the instructions at this page or give us a call at (800) 839-1154. Our team is here to help you every step of the way! You'll find us conveniently located at 3800 Southwest Fwy Ste 100 Houston Tx 77027, ready to welcome you into the Texas Dow Employees family.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that's as dynamic as your business. Our merchant services provide seamless transaction processing, allowing you to focus on what matters most your customers. From mobile payments to online transactions, we ensure your business stays ahead in today's fast-paced market. Visit us at 3800 Southwest Fwy Ste 100 Houston Tx 77027, Houston, TX, and discover how we can help you take your business to new heights!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions to help you thrive. Our Business Banking services include Merchant Services and Business Loans designed to support your company's growth and success.

Digital Banking Convenience

In today's fast-paced world, having access to banking on-the-go is essential. That's why Texas Dow Employees offers robust Online and Mobile Banking features. You can easily check balances, pay bills, transfer funds, and even send money to friends through our Person-to-Person service all from the comfort of your home or while out and about.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but want quick transactions, our Basic Drive-Thru Banking provides easy access for deposits, withdrawals, and simple transactions without stepping inside the branch. While we currently do not have ATMs available at this location, our drive-thru service ensures you can still handle essential banking tasks efficiently. At Texas Dow Employees, we pride ourselves on making banking convenient, accessible, and tailored just for you. We invite you to visit us at 3800 Southwest Fwy Ste 100 Houston Tx 77027 or call us at (800) 839-1154 to learn more about how we can assist you with all your financial needs. Your journey towards better financial health starts here!

Flexible Loan Options

Sometimes life throws unexpected expenses your way. With our Personal Loans and Debt Consolidation services, you can take control of your finances and ease any burdens. Plus, our Credit Cards with Rewards offer not only convenience but also benefits for your everyday spending.

Home Financing Solutions

Buying a home is one of the biggest decisions you'll make. That's why we provide Mortgage Loans and Refinancing options that align with your goals. Our knowledgeable staff can guide you through the process, helping you find the right mortgage that fits your budget and lifestyle.

Personal Banking

Whether you're opening your first checking account or looking for ways to grow your savings, our personal banking options have you covered. We offer Checking and Savings Accounts tailored for every stage of life, ensuring you can easily manage your finances. Need extra funds for a special purchase? Our Auto Loans and Vehicle Financing options make it simple to get behind the wheel of your dream car.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you have the power to manage your finances whenever it suits you. Check your balance, transfer funds, and pay bills with just a few clicks. Our Mobile Application makes it even easier to stay connected to your money from anywhere. Simply download the app, and you're ready to go! Need to send money to a friend? Our Person-to-Person Transfers feature allows you to do just that quickly and securely. Plus, with Mobile Payments, you can make purchases directly from your phone, making transactions faster than ever before.

Security and Convenience

Your security is our top priority. That's why we offer Electronic Signature Authorization, ensuring that all your online transactions are safe and secure. You can also enjoy the peace of mind that comes with receiving E-Statements instead of paper ones, reducing clutter while keeping your information safe. Managing your finances has never been easier or more accessible. With features like these, along with our commitment to excellent member service, Texas Dow Employees is here to support you in every step of your financial journey. Explore all the digital banking options we offer today at https://www.tdecu.org/, and experience the convenience for yourself!

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which underscores our commitment to serving your needs effectively and reliably. With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $30,540 in used auto loans and an impressive $4,132,927,475 in total loans and leases. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at an impressive 677,513, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 3800 Southwest Fwy Ste 100 Houston Tx 77027 or call 800-839-1154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand your business. We understand that having access to funds is critical for operational success, and we're here to support you in that journey. If you're considering refinancing or need assistance determining your eligibility for any of these loan products, our team at Texas Dow Employees is ready to help. Contact us at (800) 839-1154 or visit us at 3800 Southwest Fwy Ste 100 Houston Tx 77027, Houston, TX, where our knowledgeable staff will guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We offer various mortgage solutions that cater to first-time buyers as well as seasoned homeowners looking to refinance.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $216,819,955 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that enhance your purchasing power.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. By relying on trusted sources, LendMesh builds a foundation of credibility that users can depend on.