Welcome to energy-capital, where we have proudly served our members since 1935. Located in the heart of Houston, TX, our mission is rooted in a commitment to empowering our community and military members through accessible financial solutions. Under the leadership of CEO Kanika Boutte and Board President Detra Johnson, we prioritize the needs of our members, ensuring they receive personalized service and support every step of the way. As a federally insured institution since 6/10/1974 0:00 by NCUA, we offer peace of mind alongside a wide array of modern banking tools designed for convenience and efficiency.

At energy-capital, we embrace technology to enhance your banking experience. Our online banking platform provides easy access to your accounts anytime, while our mobile application allows you to manage your finances on the go. Enjoy features such as person-to-person transfers, e-statements, mobile payments, and electronic signature authorization, all crafted with your convenience in mind. Whether you're looking for personal loans, auto financing, or business banking solutions, our member-first approach ensures that you receive the best service possible. Explore more about us at https://www.eccu.net/ or reach us via fax at (832) 604-4854. Join us at energy-capital, where your financial journey is our priority.

At Energy Capital, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you are looking to open a checking or savings account, secure an auto loan, or explore mortgage refinancing options, our offerings are tailored to help you manage your everyday banking needs effectively. Our personal banking solutions extend beyond traditional services; we also provide business banking options, including merchant services and business loans that empower small businesses to thrive. With features like ATM and cash withdrawal services, as well as basic drive-thru banking for deposits and withdrawals, accessing your funds has never been easier.

In today's fast-paced world, digital access is essential for managing finances efficiently. That's why we offer robust online banking and a user-friendly mobile application that allows you to conduct transactions on-the-go. Our tools like person-to-person transfers, mobile payments, e-statements, and e-signatures further simplify your banking experience, making it convenient to plan for life's milestones or grow your small business from anywhere. Joining Energy Capital is accessible and straightforward—potential members can learn more about eligibility by visiting . And if you're interested in comparing loan rates or exploring various financing options, check out https://www.lendmesh.com/loans/mortgage_loans for valuable insights. Should you have any questions or require personal support, feel free to reach out to us at (832) 604-4854; we're here to assist you every step of the way.

Energy Capital is a trusted financial partner, demonstrating a commitment to its members through robust performance and transparency. With a Total Membership of 18,254, this credit union has established a strong community presence, reflecting the trust that individuals place in their services. The institution boasts Total Assets of 250,503,383, showcasing its stability and capacity to support its members' financial needs.

The financial health of Energy Capital is evident in its Net Worth of 26,796,896, which stands as a testament to its sound management practices and dedication to member welfare. Furthermore, the credit union's Net Worth Ratio of 1,065 signifies a solid foundation, ensuring that members’ funds are secure. As part of its comprehensive service offerings, Energy Capital manages Total Deposits of 17,920,713, providing members with accessible savings options while also facilitating Total Loans and Leases amounting to 12,011.

Employing a dedicated team of 43 professionals, Energy Capital places a high emphasis on personalized service and member satisfaction. This level of commitment is particularly significant in today's dynamic financial landscape, where trust and reliability are paramount. The credit union’s Credit Card Loan Volume stands at 2,375, alongside an impressive Auto Loan Volume of 7,352, both indicating the diverse financing options available to meet varied member needs.

Despite challenges in the broader economic environment, Energy Capital continues to navigate successfully, with Total Borrowings of 5,100,000 reflecting prudent financial strategies aimed at fostering growth and sustainability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

For those looking to explore competitive loan options tailored to their specific needs, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and discover how Energy Capital can be your partner in achieving financial success.