ENERGY CAPITAL CREDIT UNION

Welcome to Energy Capital, your trusted financial partner in Katy, Texas. Located at 3211 Peek Rd, Katy, TX 77449, we have been serving our community since 1935. With a commitment to providing exceptional financial services, our credit union proudly supports over 18,254 members and has grown its total assets to an impressive $250,503,383. At Energy Capital, we understand that banking is more than just numbers it's about building relationships and helping our members achieve their financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we are here for you every step of the way. Our team, led by CEO Kanika Boutte and Board President Detra Johnson, strives to create a welcoming environment where your needs come first. While members can visit us at our branch for friendly service, official correspondence should be directed to our mailing address: 18540 Northwest Fwy, Houston, TX 77065. With total loans amounting to 12,011, total deposits reaching $17,920,713, and cash reserves of $1,568,239, we ensure your money is safe and working hard for you. Our dedicated staff of 43 employees is ready to assist you during our operating hours Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Join us today and discover how Energy Capital can empower your financial future! For more information or inquiries, feel free to call us at 832-604-4848 or visit our website at eccu.net. Your journey toward financial success starts here!

At Energy Capital, we believe that everyone deserves to be part of a supportive community where financial growth and personal goals are nurtured. Joining us as a member is simple and welcoming! If you live, work, or worship in Harris County, you're likely eligible for membership. We cherish the diversity of our members and invite you to enjoy the benefits of personalized financial services designed just for you. For those interested in knowing more about eligibility, please check out the detailed information available at . Becoming a member is just the beginning of your journey with us. At Energy Capital, located at 3211 Peek Rd, Katy, TX 77449, we offer various financial services tailored to meet your needs everything from checking and savings accounts to auto loans and credit cards with rewards. Opening an account is straightforward; you can find all the details on how to get started by visiting https://www.eccu.net/borrow/auto-and-vehicle-loans . If you have any questions or need assistance, don't hesitate to give us a call at (832) 604-4848. We're excited to welcome you into our family!

At Energy Capital, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, trust and reliability are essential when it comes to managing your finances. That's why we prioritize financial strength to ensure we can meet your needs now and in the future. With a net worth of $26,796,896, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,489,183 in share certificates and $10,741,746 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,157,342, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,638,379 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our commitment to lending is reflected in the $196,922,480 allocated for total loans and leases. We proudly support our members' financial goals across various sectors with $36,760,284 in used auto loans alone. Our operational efficiency is evident through our reported net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 27,174, showing a strong and growing member base that trusts us with their finances. This robust network allows us to foster community growth while ensuring each member feels valued and supported. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Energy Capital is your trusted partner. Visit us at 3211 Peek Rd Katy Tx 77449 or call 832-604-4848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.