SOUTHERN FEDERAL CREDIT UNION

Welcome to Southern, where our commitment to serving the community is at the heart of everything we do. Established in 1954, we have dedicated ourselves to providing financial empowerment and support, particularly for military members and their families. Under the leadership of CEO Shalonda Dawkins and Board President Joe Adams, our headquarters in Houston, TX serves as a hub for personalized banking solutions designed with your needs in mind.

As a member-focused institution, we take pride in offering a wide range of modern banking tools that enhance your financial experience. Enjoy the convenience of online banking, access to our mobile application, person-to-person transfers, e-statements, mobile payments, and e-signature authorization — all designed to ensure that banking with us is not only secure but also effortless. With NCUA insurance since 4/14/1971 0:00, you can trust that your deposits are safe with us. Visit our official website at http://www.southernfederalcu.org or reach out via fax at (713) 232-7122 to learn more about how we can assist you on your financial journey. At Southern, we believe that every member deserves exceptional service and unwavering support.

At Southern, we understand that financial needs vary from one member to another, which is why we offer a comprehensive suite of services designed to support your everyday banking, life milestones, and business aspirations. Whether you're looking for personal banking solutions like checking and savings accounts, mortgage loans, or auto financing, or seeking to grow your small business through our merchant services and business loans, we've got you covered. Our credit cards come with rewards that make every purchase more rewarding. We also provide essential ATM and cash withdrawal services that ensure you have easy access to your funds whenever you need them.

In today's fast-paced world, managing your finances should be convenient and efficient. That's why Southern prioritizes digital access through robust online banking and a user-friendly mobile application. With features like person-to-person transfers, mobile payments, e-statements, and electronic signatures, you can handle your banking transactions on the go with ease. These digital tools not only simplify day-to-day banking but also empower you to plan for significant life events or manage your business finances seamlessly. If you're interested in membership eligibility or would like to explore our competitive loan options further, please visit or check out https://www.lendmesh.com/loans/personal-loans for helpful comparisons. Should you have any questions or need personalized assistance, don't hesitate to reach out via fax at (713) 232-7122; we're here to help you every step of the way.

At Southern, we pride ourselves on being a trusted and valuable financial partner for our community. With a Total Membership of 3,362, we have cultivated a strong network of individuals who rely on us for their financial needs. Our commitment to service excellence is reflected in our substantial Total Assets of 77,647,664, ensuring that we have the resources necessary to support our members effectively.

Our financial strength is underscored by a robust Net Worth of 33,371,389, which showcases our stability and ability to navigate market fluctuations with confidence. While many institutions grapple with profitability, we maintain a steadfast focus on delivering value, as evidenced by our steady performance metrics. Though our Net Income stands at 0, it is our dedication to growth and member satisfaction that truly defines us.

The Total Deposits of 13,062,229 highlight the trust our members place in us, enabling us to provide diverse financial services tailored to their needs. Additionally, with a comprehensive portfolio comprising 2,302 loans and leases, we are well-positioned to offer competitive rates across various lending products, including a Credit Card Loan Volume of 415 and an Auto Loan Volume of 1,056. Our emphasis on personalized service ensures that each member receives the attention they deserve, facilitated by our dedicated team of just 9 employees who work tirelessly to uphold our values.

A critical indicator of our sound management practices is the impressive Net Worth Ratio of 4,298, demonstrating our ability to sustain growth while maintaining fiscal responsibility. Furthermore, we are proud to be free from external pressures, as indicated by our Total Borrowings standing at 0, allowing us to focus solely on serving the best interests of our members without compromising on quality.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore your financial options further. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal-loans and find the best rates for your needs.