SOUTHERN FEDERAL CREDIT UNION

Welcome to Southern, a trusted credit union located at 1414 Enclave Pkwy Ste 250, Houston, TX 77077. Since our establishment in 1954, we've dedicated ourselves to serving the financial needs of our community with integrity and care. With over 3,362 members and total assets amounting to an impressive $77,647,664, we pride ourselves on being a vital part of your financial journey. At Southern, we understand that every member has unique goals and dreams. That's why we offer a range of services tailored to meet your individual needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our commitment to you is evident in our total deposits of $13,062,229 and a strong net worth of $33,371,389, showcasing our stability and reliability. Led by CEO Shalonda Dawkins and Board President Joe Adams, our team of 9 dedicated employees is here to support you every step of the way. Whether you're looking for advice on loans (with a total of 2,302 loans and leases) or need help navigating online banking services, we're just a phone call away at 713-232-7774. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 2765, Houston, TX 77252-2765. We invite you to explore how Southern can assist you in achieving your financial goals. Visit us online at southernfederalcu.org or come see us in person during our lobby hours from Monday through Friday, 8:00 a.m. to 5:00 p.m. Join us today and experience the difference that a community-focused credit union can make!

Welcome to Southern, your friendly neighborhood credit union located at 1414 Enclave Pkwy Ste 250 in Houston, Texas. We're proud to serve our members in Harris County and beyond with a convenient location that's easily accessible for everyone. If you need to send us official correspondence, please use our mailing address at P.O. Box 2765, Houston, TX 77252-2765. Nestled near popular spots in the area, our branch is just a short drive from the bustling Westheimer Road and close to several local parks, making it easy for you to stop by while you're out and about. Our branch offers ample parking and features that ensure accessibility for all our members, including ADA-compliant entrances and ramps. At Southern, we know that your time is valuable. That's why we invite you to visit us during our operating hours from Monday through Friday, between 8:00 a.m. and 5:00 p.m. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our dedicated team is here to help. For those who prefer cash transactions, we also provide ATM services right here at the branch. While we don't have drive-thru banking available, our friendly staff are always ready to assist you inside. If you have any questions or would like to learn more about our services, feel free to give us a call at 713-232-7774. We look forward to welcoming you to Southern! Stop by today and discover how we can support your financial journey.

At Southern, we believe that everyone deserves to be part of a community that supports their financial journey. Joining us is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible for membership. We aim to make banking accessible for all our members, whether you're looking for a checking account, loans, or other financial services. The advantages of being part of Southern include personalized service, competitive rates, and a strong commitment to helping you achieve your financial goals. For more detailed information on eligibility requirements, feel free to visit our website at . If you're ready to take the next step towards becoming a member or have any questions, don't hesitate to give us a call at (713) 232-7774. We're excited to welcome you into our family at Southern, located at 1414 Enclave Pkwy Ste 250 Houston Tx 77077!

At Southern, we understand that your time is valuable, and managing your finances should be as easy and secure as possible. That's why we offer a robust suite of digital and online banking services designed to give you control over your money, anytime and anywhere. With our 24/7 online banking services available at http://www.southernfederalcu.org , you can access your accounts whenever it suits you. Need to check your balance or review recent transactions? It's all just a click away. Plus, our mobile application makes banking on the go even more convenient, ensuring that you have everything you need right in your pocket. We also prioritize your security. With electronic signature authorization, signing documents online is not only simple but safe, giving you peace of mind with every transaction. And if you prefer going paperless, our e-statements are readily available, allowing you to stay organized while reducing clutter. Want to send money quickly? Our person-to-person transfer feature lets you easily send funds to friends or family members without hassle. Additionally, if you're someone who enjoys the ease of mobile payments, you'll be pleased to know that we support this feature too, making shopping simpler than ever. At Southern, we are committed to providing services that enhance accessibility and ease-of-use for all our members. Whether it's through our website or mobile app, managing your finances has never been easier or more efficient. Experience the convenience of digital banking today!

At Southern, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that you can rely on us for your financial needs. That's why we are proud to share insights into our financial health. With a net worth of $33,371,389, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $4,298 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,625,227 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,371,389 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $528 in used auto loans and $33,938,214 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 4,160, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern is your trusted partner. Visit us at 1414 Enclave Pkwy Ste 250 Houston Tx 77077 or call (713) 232-7774 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.