Advancial Houston TX Credit Union | Best Auto Loans & Business Banking

Introduction

At Advancial, we believe that banking is more than just transactions; it's about building relationships and fostering community. Located at 4411 San Felipe St, Houston, TX 77027, our branch has been serving members since 1937 with a commitment to helping you achieve your financial goals. With a total membership of 129,579 and assets exceeding $2.4 billion, we are proud to be a trusted partner in your financial journey. Our dedicated team, led by CEO Brent Sheffield and Board President Mike McKee, works tirelessly to provide personalized service and innovative solutions tailored to your needs. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, our offerings are designed with you in mind. While you can always visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 4411 San Felipe St, Houston, TX 77027. With total deposits of $188,362,104 and cash in hand amounting to $4,233,561, we ensure that your money is safe and accessible whenever you need it. Our commitment extends beyond just banking; we aim to make a positive impact on our community through various initiatives and support programs. As we continue to grow having funded over 82,248 loans we invite you to experience the Advancial difference. Connect with us by calling 832-564-0074 or visit our website at Advancial.org to learn more about how we can assist you today!

Branch History & Mission

At Advancial, our journey began in 1937 in the heart of Houston, Texas. Since then, we have built a rich legacy of serving our members and the community with dedication and care. Our branch at 4411 San Felipe St, Houston, TX 77027 has been a vital part of this evolution. We have grown from humble beginnings into a thriving credit union with over 129,579 members and total assets exceeding $2.4 billion. Our mission is clear: to provide accessible financial services while fostering community support. We are not just a financial institution; we are a partner in our members' lives. We aim to empower individuals and families by offering personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond mere transactions; we strive to uplift our community through various outreach programs and partnerships. The dedication of our team has played a significant role in our growth. Under the leadership of Brent Sheffield, we continuously enhance our services to meet the evolving needs of our members. We also pride ourselves on being ADA compliant, ensuring that everyone can access our services comfortably. While members can visit us at 4411 San Felipe St for all their banking needs, official correspondence should be sent to the same address for convenience. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. As we look forward to the future, we remain committed to leveraging technology for better service delivery. With features like online banking, mobile payments, and e-statements, we ensure that managing finances is easy and efficient. Join us at Advancial where your financial well-being is our priority! Experience firsthand how we can help you achieve your financial goals while contributing positively to the community around us. Your journey starts here! For more information or assistance, feel free to reach out at 832-564-0074 or visit our website at Advancial.

Branch Location & Accessibility

Welcome to Advancial, your friendly neighborhood credit union located at 4411 San Felipe St in Houston, TX. Our branch is easy to find and situated in a vibrant area that's close to local landmarks, making it a convenient stop for all your banking needs. Whether you're heading to the nearby Galleria or just passing through the bustling streets of Houston, we're here to serve you. At Advancial, we pride ourselves on accessibility. Our branch features ADA-compliant facilities with ramps and ample parking spaces, ensuring that everyone can visit us comfortably. If you need to send any official correspondence, please note that our mailing address is also 4411 San Felipe St, Ste 100, Houston, TX 77027. Our friendly team is ready to assist you during our convenient operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. We understand that life can be busy, which is why we offer services like ATM access for quick withdrawals and balance checks. While we currently do not have drive-thru banking available at this location, our team is always ready to assist you inside. Feel free to reach out to us at 832-564-0074 for any inquiries or assistance. We invite you to visit us today and discover the many personal banking services we offer, including checking and savings accounts, auto loans, mortgage options, and more! Your financial journey starts here at Advancial come see how we can help you thrive!

Member Eligibility

At Advancial, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is simple and open to anyone who lives, works, or worships in the area surrounding our branch at 4411 San Felipe St Houston Tx 77027. We're here for you whether you're looking for personal banking services, loans, or just a supportive financial partner. To find out more about eligibility details, feel free to visit our website at http://www.Advancial.org/membership-information where you can get all the specifics. Joining is easy! Once you've confirmed your eligibility, you can start the account opening process online through this link: http://www.Advancial.org/apply. If you have any questions or need assistance, don't hesitate to call us at (832) 564-0074. We're excited to welcome you into our family at Advancial, where your financial well-being is our top priority!

Business Banking & Commercial Services

At Advancial, we understand that every business has unique needs and challenges. That's why we offer tailored business banking and commercial services designed to fuel your success. Imagine having a reliable partner that not only provides essential financing but also supports your growth journey. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services streamline payment processing, making it easier for you to serve your customers. Imagine a quick and simple way to accept payments, manage transactions, and enhance customer satisfaction all backed by our dedicated team at Advancial located at 4411 San Felipe St Houston Tx 77027 in Houston, TX. Let us help you take your business to new heights. Reach out today at (832) 564-0074 to learn more about how we can support you!

Comprehensive List Of Services

Business Banking Services

For our business members, we have tailored solutions including merchant services and business loans. Running a business involves many moving parts, and we're here to support your growth with the right financial tools.

Credit Cards with Benefits

We also offer credit cards with rewards that allow you to earn while you spend. Whether it's cash back on everyday purchases or travel points for your next vacation, our credit cards add value to your financial experience.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can manage your accounts from the comfort of your home or while on-the-go. With features like mobile payments, person-to-person transfers, and electronic statements, handling your finances has never been easier. We invite you to visit us at 4411 San Felipe St Houston Tx 77027, call us at (832) 564-0074, or explore more on our website River Oaks Houston. Discover how we can assist you in achieving your financial goals today!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing solutions can guide you through the process smoothly. We want you to feel confident in your investment, so our knowledgeable staff is here to assist every step of the way.

Personal Banking Solutions

When it comes to personal banking, we offer various options that can fit any lifestyle. Our checking and savings accounts are designed with you in mind, making it easy for you to manage your daily finances. Imagine having quick access to your funds through our ATM services, allowing you to withdraw cash or check your balance anytime. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates tailored to your budget. We also understand that life can be unpredictable, which is why our personal loans and debt consolidation services are here to help you navigate through challenging times without overwhelming stress.

Digital & Online Banking

Key Features

Our online banking services are accessible 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. You can also enjoy the convenience of mobile payments, giving you the freedom to pay with just a tap on your smartphone.

Security and Ease-of-Use

Your security is our top priority. At Advancial, we use electronic signature authorization for all transactions, ensuring that your personal information stays safe while allowing you to sign documents digitally. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements.

Stay Connected

For those who prefer managing their accounts through an app, our mobile application is ready for download. It offers a simple interface that puts all essential banking functions right at your fingertips. Whether you want to check transactions or deposit checks remotely, everything is streamlined for ease of use. In short, our digital and online banking services at Advancial are designed with you in mind offering flexibility, security, and real-time account management so that you can focus on what truly matters. Join us today and experience banking made simple!

Financial Strength

At Advancial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to your financial well-being, we have built a solid foundation that you can trust. With a net worth of $185,457,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $982,282,515 in share certificates and $147,937,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $187,407,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total lending capacity includes $23,319 in used auto loans and $2,050,655,223 in total loans and leases, supporting members' financial goals across various sectors. Despite facing challenges reflected in our net income of $-5,600,711, we remain committed to operational efficiency and enhancing the value we deliver to our members. We also take pride in having 304 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 219,082, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advancial is your trusted partner. Visit us at 4411 San Felipe St Houston Tx 77027 or call (832) 564-0074 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $542,570,999 in used vehicle loans and $310,177,311 in new vehicle loans already helping members get on the road, our financing options are tailored for both new and used vehicles.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $33,051,868, providing you with the financial support necessary to secure your dream home.

Other Lending Options

In addition to these primary offerings, we provide a variety of personal loans and lines of credit. With total credit lines reaching $1,191,355,982, you have the freedom to borrow as needed while keeping your budget intact. If you're considering refinancing or exploring eligibility options for any of these products, please don't hesitate to ask us during your visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you navigate your financial journey with confidence and ease. Visit us today!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $127,708,843 in loans available, our credit cards help members manage their finances effectively.

Loan Aggregator

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