Personal Loans in Des Moines, IA

Looking for the lowest personal loan rates in Des Moines, IA? Compare offers from trusted local lenders to find affordable options tailored to your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we help you see your best choices quickly.

Get fast approvals and flexible terms from credit unions and banks that understand Des Moines communities. With clear, friendly support, you can confidently secure the funds you need without the hassle or high costs. Start comparing today to find your ideal loan.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
cccu
6.99 - 10.99 %
5 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
c1stcreditunion
8.49 - 18.9 %
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Community 1St has a Consumer loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Holiday loan has a rate of 8.49% , also unchanged during those periods. The Personal line of credit (variable–rate) has an APR of 11.15% , with no change from 7 or 30 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Des Moines, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
VIBRANT CREDIT UNION
520 E GRAND AVE DES MOINES IA 50309
ATM
E-Statements
E-Signature
Assets: $1,073,836,463
Deposits: $31,671,060
Net Worth: $93,659,371
Employees: 159
Members: 45,710
CAPITOL VIEW CREDIT UNION
623 E 12TH ST DES MOINES IA 50309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $43,692,453
Deposits: $13,884,640
Net Worth: $7,904,641
Employees: 6
Members: 1,827
COLLINS COMMUNITY CREDIT UNION
601 E COURT AVE DES MOINES IA 50309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,656,072,849
Deposits: $92,763,611
Net Worth: $127,139,525
Employees: 203
Members: 82,221
PREMIER CREDIT UNION
800 9TH ST DES MOINES IA 50309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $329,151,595
Deposits: $8,453,127
Net Worth: $29,708,649
Employees: 54
Members: 19,849
VERIDIAN CREDIT UNION
2005 INGERSOLL AVE DES MOINES IA 50309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $7,719,183,098
Deposits: $396,228,784
Net Worth: $865,903,737
Employees: 1033
Members: 354,920
DES MOINES FIRE DEPARTMENT CREDIT UNION
1330 MULBERRY ST DES MOINES IA 50309
P2P
Assets: $3,393,649
Deposits: $477,421
Net Worth: $821,005
Employees: 3
Members: 932
POLK COUNTY CREDIT UNION
111 COURT AVE STE 110 DES MOINES IA 50309
E-Statements
Assets: $5,442,365
Deposits: $1,575,633
Net Worth: $1,232,688
Employees: 2
Members: 683
COMMUNITY CHOICE CREDIT UNION
700 LYON ST DES MOINES IA 50309
P2P
E-Statements
E-Signature
Assets: $812,391,535
Deposits: $41,166,373
Net Worth: $99,798,771
Employees: 177.0
Members: 51,227
COMMUNITY CHOICE CREDIT UNION
1408 LOCUST ST DES MOINES IA 50309
ATM
P2P
E-Statements
E-Signature
Assets: $812,391,535
Deposits: $41,166,373
Net Worth: $99,798,771
Employees: 177.0
Members: 51,227
SERVE CREDIT UNION
423 E COURT AVE DES MOINES IA 50309
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $97,970,827
Deposits: $8,669,357
Net Worth: $15,968,688
Employees: 16
Members: 5,105

🏘️ All the Lenders Available in Polk County, IA

✅GREATER IOWA CREDIT UNION
✅MIDLAND CREDIT UNION
✅GREENSTATE CREDIT UNION
✅COMMUNITY CHOICE 65078 CREDIT UNION
✅VERIDIAN CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅FIRST CLASS COMMUNITY CREDIT UNION
✅PREMIER CREDIT UNION
✅MARINE 66752 CREDIT UNION
✅FINANCIAL PLUS 62965 CREDIT UNION
✅COLLINS COMMUNITY CREDIT UNION
✅JOURNEY 64361 CREDIT UNION
✅DES MOINES METRO CREDIT UNION
✅VIBRANT CREDIT UNION
✅CAPITOL VIEW CREDIT UNION
✅DES MOINES FIRE DEPARTMENT CREDIT UNION
✅POLK COUNTY CREDIT UNION
✅SERVE CREDIT UNION
✅OHIO HEALTHCARE FEDERAL CREDIT UNION
✅MIDWEST COMMUNITY FEDERAL CREDIT UNION
✅AFFINITY 62829 CREDIT UNION
✅I H MISSISSIPPI VALLEY CREDIT UNION

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