Premier Credit Union Des Moines IA | Best Auto Loans & Checking Accounts

Introduction

Welcome to Premier, your trusted financial partner located at 800 9th St, Des Moines, IA 50309. Since our establishment in 1933, we have proudly served our community, growing alongside our members and helping them achieve their financial goals. With a total membership of 19,849 and assets exceeding $329,151,595, we are dedicated to providing personalized banking solutions tailored to your needs. At Premier, we believe that everyone deserves access to quality financial services. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. We understand the importance of financial support in everyday life, which is why we strive to create a welcoming environment for all. Our team of 54 dedicated employees is led by our CEO Megan Tjernagel and Board President Todd Mendenhall, who share a passion for fostering strong relationships with our members. Whether you're visiting us in person or utilizing our online services like mobile banking and person-to-person transfers, we aim to make every interaction seamless and enjoyable. While you can reach us at our branch location, official correspondence should be sent to the same address: 800 9th St, Des Moines, IA 50309. If you have any questions or need assistance, feel free to call us at (515) 282-1611. Our lobby hours are from Monday to Friday between 9:00 AM - 5:30 PM, and Saturday from 9:00 AM - 12:00 PM. Join us on this journey towards financial empowerment; stop by today or visit our website at http://www.premiercu.org for more information about how we can help you thrive!

Branch History & Mission

Community Focus

Beyond financial services, Premier is deeply committed to giving back to the community. We engage in various outreach programs and partnerships that aim to make a positive impact right here in Des Moines. Our efforts reflect our belief that when one member succeeds, we all succeed. We've embraced digital advancements to ensure accessibility for everyone. With features like online banking and mobile payments available, managing your finances has never been easier or more secure.

Join Us Today!

As we look toward the future, we invite you to become part of the Premier family. Experience firsthand how we can assist you in achieving your financial dreams while being an active participant in our vibrant community. Feel free to reach out at 515-282-1611 or visit us during our operating hours Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 12:00 pm. Join us today at Premier; together we can build a brighter tomorrow!

Our Evolution

Premier has seen significant milestones throughout its history. From our humble beginnings at 800 9th St, Des Moines, IA 50309, we have evolved to meet the changing needs of our community while maintaining our core values. Our commitment to excellent service has led us to establish essential services like personal banking, auto loans, mortgages, and business banking solutions. Each step we take is guided by our dedication to support and improve the lives of our members. While members can visit us at our branch address, official correspondence should be sent to the same address: 800 9th St, Des Moines, IA 50309. We are also pleased to offer convenient services such as ATM access and drive-thru banking for those who need quick assistance.

Our Mission

The mission of Premier is clear: we strive to deliver not just banking services but also opportunities for growth and success for all our members. We believe in fostering a supportive environment where everyone can achieve their financial goals. Whether you're looking for checking and savings accounts or seeking advice on debt consolidation and credit cards with rewards, we are here to help.

Branch Location & Accessibility

Convenient Access and Amenities

At Premier, we prioritize your convenience. Our branch features ample parking space to ensure that your visit is hassle-free. Whether you're coming in for personal banking or need assistance with loans and services, our team is ready to help you. We are fully ADA compliant, providing ramps and accessible entrances for all our members. While you're here, take advantage of our drive-thru banking service for quick deposits and withdrawals without having to leave your car. We also have an ATM available for those who prefer cash transactions or quick balance checks.

Join Us Today!

Whether you're looking to open a new account or simply want more information about our services, we invite you to visit us at Premier Credit Union. While official correspondence can be sent to the same address 800 9th St, Des Moines, IA 50309 we encourage you to come see us in person! Experience firsthand what makes Premier Credit Union a trusted partner in your financial journey.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why our operating hours are designed with you in mind. We're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM until noon. Feel free to drop by during these times; we look forward to assisting you with everything from checking and savings accounts to auto loans and credit cards. If you need to reach us directly, don't hesitate to call at 515-282-1611. Our friendly staff is always ready to answer your questions or provide assistance.

Member Eligibility

At Premier, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of our community, the process is welcoming and straightforward. Membership at our branch is open to individuals who live, work, or worship in the area, which means you can easily connect with us if you call Des Moines home. We're dedicated to making financial services accessible and beneficial for all our members. To start your journey with us, simply visit our branch located at 800 9Th St Des Moines Ia 50309 or give us a call at (515) 282-1611. Our team is here to guide you through the membership process and answer any questions you might have. For more detailed information about eligibility criteria, feel free to check out the specifics. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

Imagine having a reliable partner that helps you manage transactions smoothly. Our merchant services simplify payment processing, making it easy for you to focus on what matters most growing your business. Accepting payments from customers has never been more straightforward, whether in-store or online. Located at 800 9Th St Des Moines Ia 50309 in Des Moines, IA, we invite you to explore how our business banking services can help you thrive. Connect with us today at (515) 282-1611 to learn more about how we can support your journey!

Comprehensive List Of Services

Business Banking

For those who own businesses or are looking to start one, our business banking services include merchant services and business loans designed to support your growth. We know that managing a business comes with its own set of challenges, so we strive to make banking as straightforward as possible.

Convenient Access

Accessing your accounts has never been easier! With our ATM services available at various locations and drive-thru banking options for quick transactions like deposits and withdrawals, we're committed to providing convenience at every turn. At Premier, we believe that banking should be more than just transactions; it should build relationships. We invite you to visit us at 800 9Th St Des Moines Ia 50309 or explore more about our offerings online at Main Branch. Let us partner with you on your financial journey your goals are within reach!

Credit Cards

We also offer credit cards with rewards that not only give you purchasing power but also let you earn points on everyday spending. Whether it's groceries or gas, every swipe counts towards something special.

Loans and Financing

When it comes to making big purchases or consolidating debt, our auto loans and vehicle financing options can make it happen. Picture driving off in your dream car with competitive rates that fit your budget! If you're looking to buy a home, our mortgage loans and refinancing options can help you achieve that goal too. And if life throws unexpected expenses your way, our personal loans for debt consolidation provide a simple solution.

Personal Banking

Managing personal finances can feel overwhelming, but at Premier, we simplify the process with our personal banking options. Our checking and savings accounts are tailored to fit various lifestyles, whether you're saving for a vacation or just need a safe place for your everyday spending. Imagine easily accessing your funds through our online and mobile banking services, which allow you to check balances, pay bills, and transfer money all from the comfort of your home or on the go.

Digital & Online Banking

E-Statements and Mobile Features

Stay organized and eco-friendly with our e-statements. You'll receive your monthly account statements electronically, making it easy to track your spending without cluttering up your mailbox. If you prefer managing everything from your smartphone, our mobile application is here to help. It supports mobile payments so you can make purchases quickly and securely.

Person-to-Person Transfers Made Easy

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to send funds instantly without any hassle. Just a few taps on your screen, and the money is on its way! At Premier, we focus on making banking accessible and user-friendly. With all these features combined, you can manage your accounts in real-time while enjoying peace of mind knowing that your information is secure. Embrace the convenience of modern banking today!

Financial Strength

Commitment to Growth

With $18,691,844 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This proactive approach supports the diverse needs of our membership base.

Dedicated Team

We also take pride in having 53 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, they help maintain the trust that keeps our membership growing.

Lending Capacity

Our lending capacity is robust, with $29,392 in used auto loans and $293,437,134 in total loans and leases available to help you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $153,156, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Trust

Total Share and Deposit Accounts stand at 33,782, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (funds available for lending and investments) amount to $88,165, further illustrating our capability to support your financial aspirations. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier is your trusted partner. Visit us at 800 9Th St Des Moines Ia 50309 or call (515) 282-1611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $124,604,248 in share certificates and $33,154,941 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $29,708,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,054,284 in used vehicle loans and $39,123,528 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you find the right fit for your budget. Our team is here to assist with refinancing options as well if you're looking to lower your monthly payments or reduce your interest rate.

Credit Lines

In addition to traditional loans, we have credit lines available totaling $72,892,556. This gives our members access to funds when they need them most without having to apply for a new loan each time. For more information about our loan offerings or how to apply, don't hesitate to reach out at (515) 282-1611 during our operating hours: Monday through Friday from 9:00 am to 5:30 pm and Saturday from 9:00 am to 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Premier, we're committed to helping you navigate your financial journey with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,664,843, make buying or refinancing simple. We aim to provide competitive rates and flexible terms so that you can secure the home of your dreams without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,562,737 in loans helping members manage their finances effectively. Our credit cards come with rewards and can be an excellent way to handle everyday expenses while earning benefits along the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you quickly identify the most favorable lending options available. LendMesh ensures accurate loan comparisons through its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all offers displayed are fair and transparent, allowing users to trust the information they receive. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the tool in delivering meaningful savings and informed choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PREMIER CREDIT UNION - Des Moines, IA

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Introduction

Branch History & Mission

Community Focus

Join Us Today!

Our Evolution

Our Mission

Branch Location & Accessibility

Convenient Access and Amenities

Join Us Today!

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services Designed for You

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Loans and Financing

Personal Banking

Digital & Online Banking

E-Statements and Mobile Features

Person-to-Person Transfers Made Easy

Financial Strength

Commitment to Growth

Dedicated Team

Lending Capacity

Member Trust

Member-Centric Savings

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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