Collins Community Credit Union Des Moines IA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Collins Community, your trusted financial partner located at 601 E Court Ave, Des Moines, IA 50309. Established in 1940, our commitment to serving the community shines through our growing membership of 82,221 individuals and families. With total assets of over $1.65 billion, we take pride in providing a range of services designed to meet your financial needs. At Collins Community, we believe that banking should be accessible and straightforward. Whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans and mortgages, we have something for everyone. Our members benefit from a solid foundation built on trust and transparency, with total deposits amounting to $92,763,611 and net worth standing strong at $127,139,525. Under the leadership of CEO Sandra Vaughan and Board President Marsha Schulte, we foster an environment where every member feels valued. Our dedicated team of 203 employees is here to support you every step of the way whether it's through online banking or in-person assistance. While you can always visit us at our branch, please note that official correspondence should be directed to our mailing address if it differs from our physical location. We invite you to explore the financial opportunities available at Collins Community. Connect with us today by calling 800-475-1150, or check out our website at www.collinscu.org. Let us help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements that make banking easier for you. With features like online banking, mobile payments, and e-statements, managing your finances has never been more convenient. Additionally, we are committed to accessibility for all members, ensuring that everyone can enjoy our services comfortably.

Join Us

Whether you're looking for your first savings account or need guidance on business financing, Collins Community is here for you every step of the way. We invite you to visit us at 601 E Court Ave or contact us at 800-475-1150 to learn more about how we can help you achieve your financial goals. Experience the difference that comes from being part of a community-focused credit union join us today!

Our Mission

At the heart of Collins Community is our mission to empower individuals and families through financial education and support. We believe that everyone deserves access to quality banking services, whether it's checking accounts, auto loans, or mortgage options. Our team is dedicated to providing personalized service that makes each member feel valued and heard. We also understand that being part of a community means giving back. That's why we actively engage in outreach efforts and partnerships with local organizations. We strive to uplift those around us by promoting financial literacy and supporting various charitable initiatives.

Branch Location & Accessibility

Welcome to the Collins Community at our Court Avenue Branch, conveniently located at 601 E Court Ave in Des Moines, IA. This prime location is easily accessible, making it a perfect spot for all your banking needs. Nestled in the heart of Polk County, we're just a short walk from popular local attractions, ensuring you can run your errands smoothly. Our branch is designed with your convenience in mind. Whether you're visiting us during our lobby hours from Monday through Thursday from 9:00 AM to 5:00 PM or Friday until 5:30 PM, you'll find a welcoming atmosphere ready to assist you. If you're on the go, our drive-thru banking service operates from 8:30 AM to 5:00 PM on weekdays, allowing for quick deposits and withdrawals without leaving your car. For those who prefer using ATMs, we offer convenient access right at our branch. Our ATM services include cash withdrawals and balance checks available anytime you need them. If you require additional assistance or have specific banking needs, our friendly staff is always available to help. Parking is readily available nearby with ADA-compliant features to ensure everyone can easily access our services. We strive to create an inclusive environment where all members of our community feel welcome. While members can visit us at 601 E Court Ave for all their banking transactions, official correspondence should be sent to the same address as there are no different mailing instructions. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 800-475-1150. We look forward to serving you and helping you achieve your financial goals!

Member Eligibility

At Collins Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you're a resident, employee, or student in the areas we serve, you're likely eligible to join us. We also extend our membership to family members of existing members, making it even easier for your loved ones to enjoy the benefits of being part of our credit union family. Being a member at Collins Community means you gain access to personalized financial services, lower rates on loans, and a range of resources designed to help you thrive. To learn more about the specific eligibility requirements and see if you qualify, feel free to check out this helpful resource. Once you're ready to take the next step, opening an account is a breeze! You can find all the details you need for account opening at https://app.loanspq.com/cc/creditcard.aspx?enc=kw21wblm1yxpjjabdozad67m39sa4r-jrvgqi8mwxedf_g8dozh-uhzlkedie2hac3yz1ra8vzq2ea-ufwb7ia. If you have any questions or need assistance, don't hesitate to reach out at (800) 475-1150. Join us today and start enjoying the many advantages that come with being a member of Collins Community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $580 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $130 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $163,653,342, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions so you can focus on what matters most growing your business. From easy credit card processing to online payment solutions, we provide tools that help you serve your customers better and manage your finances more efficiently. For tailored financial solutions that empower your business, visit us at 601 E Court Ave Des Moines, IA 50309, or call us at 800-475-1150. Let's work together to build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking Made Simple

For entrepreneurs and small business owners, we provide comprehensive business banking services that include merchant services and business loans. Our team is here to help you navigate the financial aspects of running your business, making it easier for you to focus on what truly matters: growing your company.

Convenient Access Anytime

At Collins Community, convenience is key. Our branch features basic drive-thru banking for quick deposits and withdrawals, along with accessible ATM services for cash withdrawal and balance checks whenever you need them. Plus, with our digital features like mobile payments and person-to-person transfers, managing your money has never been easier. We invite you to visit us at our Des Moines location or call us at 800-475-1150 for any questions or to get started on opening an account today! Your financial journey begins here at Collins Community where community meets convenience!

Credit Options for Everyday Needs

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you manage those financial surprises smoothly. And if you're looking to build or improve your credit score while earning rewards at the same time, consider applying for one of our credit cards with rewards.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, ensuring that your money works as hard as you do. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer funds, and even make payments all from the comfort of your home or on the go. If you're considering purchasing a vehicle, look no further than our auto loans and vehicle financing options. We provide competitive rates and flexible terms so you can drive off in the car of your dreams without breaking the bank. Plus, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans come with personalized support to guide you every step of the way.

Digital & Online Banking

E-Statements and Mobile Features

We also provide e-statements for those who prefer going paperless. This not only helps reduce clutter but also makes it easier to keep track of your financial history securely online. If you're always on the go, you'll love our mobile application. With it, you can manage your accounts right from your smartphone perfect for checking balances or making quick transactions while out and about. Our mobile payments feature allows you to pay at stores or send money to friends in an instant with person-to-person transfers. It's simple and secure, putting the power of banking in your pocket.

Secure and User-Friendly Experience

At Collins Community, security is a top priority. We use advanced encryption technology to protect your personal information during all transactions. You can feel confident knowing that your data is safe while enjoying the ease of online banking. In summary, whether you're at home or on the move, our digital banking services offer you real-time access to manage your finances effortlessly. Join us at Collins Community today to experience how easy banking can be!

Financial Strength

At Collins Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing our commitment to serving our community with reliability and trust. With a net worth of $127,139,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $405,238,976 in share certificates and $326,379,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,360,689, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,364,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we have $8,244 in used auto loans and a total of $1,230,596,681 in loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is highlighted by our net income of $5,602,472, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $3,290,779, while we boast a total of 196,496 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Collins Community is your trusted partner. Visit us at 601 E Court Ave Des Moines IA 50309 or call 800-475-1150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

At Collins Community, we understand that everyone has unique financial needs. That's why we offer a variety of loan products designed to help you reach your goals. Whether you're looking to buy a new car, purchase a home, or manage your finances more effectively, we have options for you. With over 37903 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are especially popular, with over $79,515,749 in used vehicle loans and $22,750,367 in new vehicle loans already helping members get on the road. If you're considering buying a new car, our competitive rates make it easy to find the right financing solution for your budget. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $109,158,531. We make the process of buying or refinancing simple and straightforward so you can focus on what really matters your new home. For those looking to manage everyday expenses or unexpected costs, we also provide flexible terms on unsecured credit card loans. With a total of $18,904,339 in unsecured credit card loans available, our members can find financial flexibility when they need it most. Additionally, if you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $163,653,342 can provide the capital needed to expand your operations. We're committed to supporting our local businesses as they thrive and contribute to our community. We encourage potential borrowers to explore refinancing options that may be available as well. Whether it's consolidating debt or securing better terms on an existing loan, our team is ready to assist you in finding the best solutions tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or would like to discuss which loan option is best for you, feel free to reach out to us at 800-475-1150. We're here to help!

Loan Aggregator

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COLLINS COMMUNITY CREDIT UNION - Des Moines, IA

Type of Loan Offerings

Student Loans

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