Veridian Credit Union Des Moines IA | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Veridian, your trusted partner in financial well-being located at 2005 Ingersoll Ave, Des Moines, IA 50309. Since our establishment in 1934, we have been dedicated to serving our community with integrity and commitment. With a membership of over 354,920 individuals, we pride ourselves on being more than just a credit union; we are a family that supports each other's financial journeys. At Veridian, we understand that financial choices can be overwhelming. That's why we're here to simplify the process for you. Our total assets stand at an impressive $7,719,183,098, enabling us to offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. We manage total deposits of $396,228,784, ensuring your funds are safe and secure. Our leadership team is committed to fostering a culture of trust and transparency. Led by our CEO Renee Christoffer and Board President Stephanie Atkin, we prioritize the needs of our members above all else. With a dedicated workforce of 1,033 employees, we strive to provide exceptional service every day. While members can visit us at our branch location for personal assistance or financial advice, official correspondence should be sent to our mailing address: P.O.BOX 6000, Waterloo, IA 50704-6000. For any inquiries or assistance, feel free to reach out by phone at (319) 236-5600 or explore our services online at Veridian's website. Join us today and discover how Veridian can help you achieve your financial goals with confidence! Whether you're looking to open an account or need guidance on loans, we're here for you every step of the way. Visit us soon!

Branch History & Mission

Our Mission

At the heart of Veridian's mission is a commitment to enhancing the financial well-being of our members and supporting our local communities. We believe that when our members succeed financially, so does our community. Our approach goes beyond just providing banking services; we actively engage in community outreach and partnerships that foster growth and improvement in Des Moines and beyond. While members can visit us at 2005 Ingersoll Ave Des Moines Ia 50309, official correspondence should be sent to P.O.BOX 6000, Waterloo, IA 50704-6000. Our operating hours are designed with your convenience in mind: Monday through Thursday from 7:30 AM to 6:00 PM, Friday from 7:00 AM to 6:00 PM, and Saturday from 8:30 AM to noon. You can also access an ATM or use our drive-thru service for simple transactions. Veridian is committed to ensuring that all members have access to modern banking technologies while maintaining ADA compliance for all facilities. As part of this mission, we offer mobile payments, online banking features like e-statements and person-to-person transfers, making it easier for you to manage your finances anytime and anywhere. We invite you to become part of our family at Veridian. Join us today and experience the benefits of being a member-driven credit union dedicated not only to your financial success but also to the prosperity of our entire community. Together, let's build a brighter future!

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Veridian, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks anytime you need it. If you have any questions or would like more information about our services, feel free to give us a call at 319-236-5600. Our friendly team is ready to assist you! We invite you to stop by the Veridian Ingersoll branch today and experience firsthand how we can help with your banking needs!

Convenient Access and Amenities

Our location offers ample parking for members and visitors, ensuring that your trip is hassle-free. We pride ourselves on being accessible to everyone, featuring ADA-compliant facilities including ramps and easy entry points. Plus, our drive-thru service makes it simple for those on the go to complete transactions without leaving their vehicles. While members can visit us at our physical address for any banking services, please note that official correspondence should be sent to our mailing address: P.O. BOX 6000, Waterloo, IA 50704-6000.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why Veridian's Ingersoll branch offers flexible hours to accommodate your schedule. Our lobby is open Monday through Thursday from 7:30 AM to 6:00 PM, Friday from 7:00 AM to 6:00 PM, and Saturday from 8:30 AM to noon. We're here when you need us!

Member Eligibility

Becoming a member of Veridian is like joining a family that truly cares about your financial well-being. If you live, work, or go to school in the areas we serve, you're already on the right path to membership! We welcome anyone who meets our friendly eligibility criteria, which you can explore in detail at http://www.veridiancu.org/belong/membership. By choosing Veridian, you gain access to a range of benefits designed to help you thrive like competitive rates on loans and savings, personalized service, and community-focused initiatives. Opening an account with us is straightforward and welcoming. All it takes is a visit to our website to start the process at https://www.veridiancu.org/registration. If you have any questions or need assistance, don't hesitate to reach out at (319) 236-5600. We're here for you! You can also find us at our branch located at 2005 Ingersoll Ave Des Moines Ia 50309. Join us today and experience the support of a credit union that puts its members first!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to accept payments from your customers anytime, anywhere. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're a retail shop or a service provider, our solutions can help streamline your payment processes and improve cash flow. Located at 2005 Ingersoll Ave Des Moines Ia 50309, Des Moines, IA 50309, Veridian is ready to partner with you for your business needs. Let us help you take the next step towards success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find our business banking solutions particularly beneficial. We offer merchant services that streamline payment processing and business loans tailored for your unique needs. With our support, managing your business finances becomes less of a burden.

Credit Options Tailored for You

In today's world, having access to credit can be essential. At Veridian, we provide personal loans and debt consolidation services that can help simplify your financial commitments. Our credit cards come with rewards, giving you more value for your everyday purchases while helping you build your credit history.

Drive-Thru and ATM Services

For those quick transactions on the go, take advantage of our basic drive-thru banking services at Veridian. Whether it's deposits, withdrawals, or simple transactions, we have you covered without needing to leave your car. Our ATMs are also strategically located for easy access to cash whenever you need it. At Veridian, we're committed to making your financial journey straightforward and rewarding. With our wide array of services from personal banking to business solutions we aim to meet all your financial needs under one roof. Ready to explore how we can help? Contact us at (319) 236-5600 or visit us today at 2005 Ingersoll Ave Des Moines Ia 50309 in Des Moines! Experience the difference with Veridian your trusted partner in financial wellness.

Online and Mobile Banking Convenience

We understand that life is busy, so we've made banking accessible anytime, anywhere. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with ATM services available for cash withdrawals and balance checks, managing your money has never been easier.

Personal Banking Solutions

Managing your finances shouldn't be complicated. That's why we offer a variety of personal banking services designed to help you keep track of your money effortlessly. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing options that make buying a car easier, our team is here to assist you every step of the way. If you're considering homeownership, our mortgage loans and refinancing options can help turn your dreams into reality.

Digital & Online Banking

Enhanced Features

For those who are always on the move, our mobile application offers a range of features including mobile payments and person-to-person transfers. You can easily send money to friends or family without needing cash or checks. It's fast and convenient perfect for splitting bills or sending gifts. Your security is our top priority. Our online banking services incorporate advanced security measures to keep your information safe while you manage your accounts in real-time. Whether you're at home or out running errands, Veridian ensures that your banking experience is not only efficient but also secure. Explore all that we have to offer and take charge of your finances today!

Key Services

With our online banking platform, you can enjoy 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, our user-friendly interface makes it easy for everyone, even if you're not tech-savvy. Need to sign documents? With our electronic signature authorization feature, you can complete transactions quickly and securely without the hassle of printing and mailing papers. And if you prefer going paperless, e-statements are available, giving you instant access to your account statements while helping the environment.

Financial Strength

Growing Membership Base

Total Share Accounts stand at an impressive 793,311, showing a strong and growing member base that trusts us with their finances. With $12,629,929 in net shares, we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 2005 Ingersoll Ave Des Moines IA 50309 or call 319-236-5600 to learn more about how we can help you achieve your financial goals.

Investing in Member Services

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $125,606 in used auto loans and an impressive $6,649,965,066 in total loans and leases. This breadth of offerings reflects our ability to meet diverse member needs.

Operational Efficiency

Our operational efficiency is evident in our $0 net income, which allows us to keep focusing on providing competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any of your current loans or need assistance understanding eligibility options for our products, our dedicated team at Veridian is ready to help you navigate through these choices seamlessly. For more information about our loan products or to see how we can assist you further, please visit us at 2005 Ingersoll Ave Des Moines IA 50309 or call us at 319-236-5600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Choose Veridian for all your borrowing needs we're here to support your journey toward financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $736,859,745 provide the capital needed to grow and expand. We understand that every business is unique; therefore, we tailor our services to fit your specific requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we are here to guide you through the process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can help you maximize your spending power while keeping your finances in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trustworthy tool to help users navigate their borrowing options. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data guarantees fair and transparent offers for all users. The benefits of using LendMesh are significant. First, verified data means that loan offers are sourced from legitimate financial institutions, ensuring clarity in the information presented. Additionally, no sponsored listings ensures that LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that users can trust. Furthermore, real-time rate comparisons keep users informed with up-to-date loan rates from multiple institutions, empowering them to make well-informed financial decisions. Thousands of users have placed their trust in LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

VERIDIAN CREDIT UNION - Des Moines, IA

Type of Loan Offerings

Home Equity Loans

Compare Loan Rates Near You

Loan rates in Des Moines, IA (50309)