Personal Loans in Des Moines, IA 50309 — 9 Local Lenders

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8.99 %

8.99 - 11.99 %

1 - 5 Yrs

8.99 - 14.69 %

2 - 5 Yrs

9.49 - 12.99 %

2 - 7 Yrs

$50,000

9.49 - 17.5 %

2 Yrs

9.99 - 13.99 %

11.24 - 12.24 %

1 - 6 Yrs

11.75 - 13.25 %

1 - 8 Yrs

11.99 %

5 Yrs

12.49 - 16.49 %

1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Centris's personal loans (unsecured) with an APR of 11.24% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported in the recent period for this loan type. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Des Moines, IA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VIBRANT CREDIT UNION	520 E GRAND AVE DES MOINES IA 50309	⏰ 8:30am - 5:00pm Mon - Fri 8:30am - 12:00pm Sat 📞 8003235109	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM E-Statements E-Signature	Assets: $1,073,836,463 Deposits: $31,671,060 Net Worth: $93,659,371 Employees: 159 Members: 45,710
CAPITOL VIEW CREDIT UNION	623 E 12TH ST DES MOINES IA 50309	⏰ 8am to 5pm Monday through Friday 📞 5153488350 📠 5153488351	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $43,692,453 Deposits: $13,884,640 Net Worth: $7,904,641 Employees: 6 Members: 1,827
COLLINS COMMUNITY CREDIT UNION	601 E COURT AVE DES MOINES IA 50309	⏰ Lobby:Monday - Thursday: 9:00am - 5:00pmFriday: 9:00am - 5:30pmDrive-UpMonday - Thursday: 8:30am - 5:00pmFriday: 8:30am - 5:30pm 📞 8004751150 📠 3193783399	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,656,072,849 Deposits: $92,763,611 Net Worth: $127,139,525 Employees: 203 Members: 82,221
PREMIER CREDIT UNION	800 9TH ST DES MOINES IA 50309	⏰ M - F 9:00 am -5:30 pm Sat 9:00am-12:00pm 📞 5152821611 📠 5152825497	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $329,151,595 Deposits: $8,453,127 Net Worth: $29,708,649 Employees: 54 Members: 19,849
VERIDIAN CREDIT UNION	2005 INGERSOLL AVE DES MOINES IA 50309	⏰ M-TH 7:30am-6:00pmFri 7:00am-6:00pmSat 8:30am-noon 📞 3192365600 📠 3192365668	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $7,719,183,098 Deposits: $396,228,784 Net Worth: $865,903,737 Employees: 1033 Members: 354,920
DES MOINES FIRE DEPARTMENT CREDIT UNION	1330 MULBERRY ST DES MOINES IA 50309	⏰ 8 - 5 Monday thru Saturday 📞 5152882521 📠 5152884232	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P	Assets: $3,393,649 Deposits: $477,421 Net Worth: $821,005 Employees: 3 Members: 932
POLK COUNTY CREDIT UNION	111 COURT AVE STE 110 DES MOINES IA 50309	⏰ 8:00 AM to 4:00 PM 📞 5152448647 📠 5152443741	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	E-Statements	Assets: $5,442,365 Deposits: $1,575,633 Net Worth: $1,232,688 Employees: 2 Members: 683
COMMUNITY CHOICE CREDIT UNION	700 LYON ST DES MOINES IA 50309	⏰ 9-5 m-f 9-12 sat 📞 5152430994 📠 5153348150	ATM Services Only	P2P E-Statements E-Signature	Assets: $812,391,535 Deposits: $41,166,373 Net Worth: $99,798,771 Employees: 177.0 Members: 51,227
COMMUNITY CHOICE CREDIT UNION	1408 LOCUST ST DES MOINES IA 50309	⏰ M-F 9-5 📞 5153348100 📠 5153348150	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $812,391,535 Deposits: $41,166,373 Net Worth: $99,798,771 Employees: 177.0 Members: 51,227
SERVE CREDIT UNION	423 E COURT AVE DES MOINES IA 50309	⏰ 8-4 M-F 📞 5152432677 📠 5152431143	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	Drive-Thru P2P E-Statements E-Signature	Assets: $97,970,827 Deposits: $8,669,357 Net Worth: $15,968,688 Employees: 16 Members: 5,105

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