Des Moines Fire Dept Credit Union IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Des Moines Fire Dept Credit Union, your trusted financial partner located at 1330 Mulberry St, Des Moines, IA 50309. Established in 1931, we have proudly served our community for over 90 years, providing personalized banking solutions tailored to meet the needs of our members. With a strong commitment to our members' financial well-being, we currently support a robust community of 932 members and manage total assets amounting to $3,393,649. At Des Moines Fire Dept Credit Union, we understand the importance of reliable banking services. Our dedicated team is led by CEO Michael Williams and Board President Kerry Schneider, who together ensure that we maintain a member-focused approach in everything we do. We offer a variety of financial products, including auto loans, personal loans, and business banking services designed to empower you on your financial journey. While you can reach us directly at 515-288-2521 during our lobby hours from 8 AM to 5 PM, Monday through Saturday, official correspondence should be sent to our mailing address at 1330 Mulberry, Des Moines, IA 50309. With total deposits of $477,421 and a net worth of $821,005, we are well-positioned to help you achieve your financial goals. Whether you're looking to finance a new vehicle or open a savings account with competitive rates, we've got you covered. Join us today and experience the difference of being part of a credit union that truly cares about its members. Visit us at our branch or give us a call we're here to help!

Branch History & Mission

Our Mission

The mission of Des Moines Fire Department is simple yet profound: to provide exceptional financial services while promoting the well-being of our community. We believe that everyone deserves access to affordable banking options that can help them achieve their financial goals. Our services include checking and savings accounts, auto financing, personal loans, and business banking solutions all designed with your needs in mind. In addition to providing essential financial services, we actively engage in community outreach efforts. We partner with local organizations and participate in events that uplift those around us. These initiatives allow us to give back and make a meaningful impact right here in Des Moines. As technology continues to advance, we remain dedicated to ensuring that our services meet modern standards while keeping member experience at the forefront. While we currently do not offer ATM or drive-thru services, our commitment to personal service means that you will always receive the attention you deserve when you visit us. We invite you to join the Des Moines Fire Department family today. Experience firsthand how we can support your financial journey while contributing positively to our beloved community. Call us at 515-288-2521 or visit us during operating hours together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

We invite you to come by and experience the warmth of our community-focused service. Have questions or need assistance? Don't hesitate to give us a call at 515-288-2521. At Des Moines Fire Department Credit Union, we're excited to support you on your financial journey!

Nearby Landmarks and Accessibility

Located near popular spots like the Des Moines Art Center and Gray's Lake Park, our branch is not only easy to find but also offers ample parking for your convenience. We are committed to accessibility, featuring ADA-compliant entrances and ramps to ensure everyone can visit us without any hassle.

Operating Hours and Services

Our doors are open Monday through Saturday from 8 AM to 5 PM, ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Although we currently do not have ATM or drive-thru services available, our team is dedicated to providing personalized service right inside our welcoming lobby. If you're looking for business banking options or need help managing your finances, we're here for you too! Our staff is knowledgeable about merchant services and business loans that can help your business thrive.

Member Eligibility

Becoming a member of Des Moines Fire Department is like joining a family that truly cares about your financial well-being. If you're part of the Des Moines Fire Department, or if you have a family member who is, you're already on your way to enjoying the many benefits we offer. We aim to support our community with personalized services tailored just for you. For more specific details about eligibility, feel free to check out our resource. Opening an account is straightforward and welcoming, ensuring you can start taking advantage of everything we provide without any hassle. Our friendly team is here to assist you every step of the way, so don't hesitate to reach out at (515) 288-2521 if you have questions or need assistance with the process. Join us at Des Moines Fire Department, located at 1330 Mulberry St Des Moines Ia 50309, and experience the difference of being part of a credit union that feels like home!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your shop without worrying about payment processing delays. Our merchant services streamline transactions, allowing you to focus on what you do best serving your customers. From credit card processing to point-of-sale systems, we provide practical solutions that enhance your operational efficiency. Visit us at 1330 Mulberry St Des Moines Ia 50309 in Des Moines, IA, or call us at (515) 288-2521 to learn how our Business Banking & Commercial Services can help your business reach new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We understand that buying a car is a significant investment, so we work with you to find the right loan that fits your budget. Imagine driving off in that new car with peace of mind knowing you've made an informed financial decision.

Business Banking

We also offer tailored solutions for businesses through our Business Banking services, which include Merchant Services and Business Loans. If you own a small business and need assistance managing cash flow or expanding operations, we're here to support your entrepreneurial journey.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters more than ever. That's why at Des Moines Fire Department, we prioritize digital banking features such as online banking and mobile access, allowing you to manage your finances anytime and anywhere. Plus, we provide ATM & Cash Withdrawal Services to ensure easy access to your funds when needed. If you're ready to explore how our services can benefit you or if you have questions about becoming a member, don't hesitate to reach out! Call us at 515-288-2521 today or visit us in person we're here to assist you every step of the way!

Credit Cards with Rewards

For those who love to earn rewards while they spend, our Credit Cards with Rewards are perfect for you! Use them for everyday purchases and watch as points accumulate towards travel, merchandise, or cash back options. It's like getting rewarded just for living life!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our knowledgeable team is here to guide you through the process. We want you to feel confident in making one of life's most important decisions.

Personal Banking

Our personal banking services include Checking & Savings Accounts that cater to various lifestyles and preferences. You can easily set up an account that fits your needs, whether you're saving for a big purchase or managing daily expenses. With our user-friendly online and mobile banking options, accessing your accounts and tracking your spending has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. If you're facing high-interest debt or need funds for an emergency, we can help consolidate it into one manageable payment. This service can ease financial stress and put you back on track toward achieving your financial goals.

Digital & Online Banking

Accessibility & Support

Our digital services are designed with accessibility in mind. Even without 24/7 online banking availability right now, you can still reach us during business hours at our branch located at 1330 Mulberry St Des Moines Ia 50309. Our dedicated team is here to assist you with any questions or concerns about your accounts. We believe that managing your finances should be straightforward and worry-free. At Des Moines Fire Department, we're here to support you every step of the way as you navigate through your financial journey. Whether you're sending money or checking balances, we're committed to providing a secure environment where you can bank confidently.

Key Features

Although we currently don't provide mobile applications or electronic statements, our commitment to security remains strong. Our members can still enjoy person-to-person transfers, making it simple to send money to friends or family without hassle. While you won't find mobile payments available yet, the traditional methods remain safe and straightforward. You can check out our online banking features where we aim to provide you with an intuitive experience for account management. It's important for us that you feel confident while handling your finances, and that's why we prioritize user-friendly tools that help you keep track of your spending and savings.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 0 full-time employees and 3 part-time employees. Our dedicated team ensures that our branches are always ready to assist you with knowledgeable service. With a total of 1,114 accounts, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Des Moines Fire Department is your trusted partner. Visit us at 1330 Mulberry St Des Moines Ia 50309 or call (515) 288-2521 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Your savings are our priority. Although we currently have $0 in share certificates and $0 in money market shares, our focus remains on providing the best financial products tailored to your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $821,005, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 24.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $597,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases stand at $2,067,633, including $57 in used auto loans. This lending capacity supports our members' financial goals across various sectors. Our operational efficiency is evident with a net income of $4,051, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $963,744 in used vehicle loans and $678,513 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have flexible terms that can fit your budget.

Credit Lines and More

In addition to auto and mortgage loans, we have credit lines available totaling $150,000. This can be an excellent choice for those who want access to funds for unexpected expenses or planned purchases without taking out a traditional loan. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at (515) 288-2521 or visit us at our branch located at 1330 Mulberry St, Des Moines, IA 50309. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent information and helping our members make informed financial decisions. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $355,014, giving you the support you need to invest in your future. Our team is ready to assist with every step of the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows you to make purchases without collateral while enjoying competitive rates.

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DES MOINES FIRE DEPARTMENT CREDIT UNION - Des Moines, IA

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