Welcome to journey-64361, where we have proudly served our community since 1954. Located in the heart of Des Moines, IA, we are committed to empowering our members through accessible financial solutions and exceptional service. Under the leadership of CEO Rachel Ballenger and Board President Ted Crow, our mission is to foster financial well-being for all, particularly focusing on those who serve in the military and their families. As a member-owned institution, we prioritize your needs, ensuring that every service we offer aligns with our core values of trust and community support.

At journey-64361, your peace of mind is paramount. We are proud to be federally insured by the NCUA since 5/5/1978 0:00, providing you with an added layer of security for your deposits. We recognize the importance of modern banking conveniences, which is why we offer a range of digital tools designed for today’s fast-paced lifestyle. Enjoy the benefits of online banking, a user-friendly mobile app, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization—all aimed at making your banking experience as seamless as possible. Explore more about us at our official website: https://journeycu.org/ or reach out via fax at (515) 243-4423. Join us on this journey towards financial empowerment and discover how we can help you achieve your goals.

At journey-64361, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Our offerings range from personal banking solutions such as checking and savings accounts to more specialized products including auto loans, mortgage refinancing, and business banking services. Whether you’re looking to finance your next vehicle, consolidate debt, or grow your small business with our merchant services and business loans, we have tailored solutions that can help you achieve your financial goals. With our commitment to providing exceptional service, we also offer credit cards with rewards that add value to everyday spending.

In today’s fast-paced world, convenience is key. That's why we prioritize digital access through robust online banking features and a user-friendly mobile application. Members can easily manage their finances from anywhere using tools like person-to-person transfers, mobile payments, and e-statements. Our electronic signature capabilities make transactions smoother and faster, ensuring that you can navigate life’s milestones without unnecessary hassle. If you're interested in joining our community or exploring our services further, visit for details on membership accessibility. Additionally, for those considering loans, check out https://www.lendmesh.com/loans/personal_loans for rate comparisons to find the best options available. Should you need any assistance or have questions, feel free to reach out at (515) 243-4423—we're here to support you every step of the way.

At journey-64361, we pride ourselves on being a trusted financial partner in our community, built on a foundation of solid performance and unwavering commitment to our members. Our Total Membership stands at 5,156, reflecting the trust and loyalty of those we serve. With Total Assets amounting to 88,050,634, we have established a strong financial footing that enables us to provide quality services tailored to meet diverse needs.

Our dedication is further evidenced by our impressive Net Worth of 14,021,460 and a robust Net Worth Ratio of 1,592, which underscores our financial stability and capacity to support our members’ aspirations. This strength is complemented by a notable Net Income of 1,230,456, demonstrating our ability to thrive even in challenging economic landscapes.

We understand the importance of financial resources, and with Total Deposits reaching 12,698,543 and Total Loans and Leases totaling 3,246, we are well-equipped to offer competitive products such as Auto Loans, which currently have a volume of 2,646, along with Commercial Loans that stand at 28. Our commitment to serving our members extends beyond lending; we have cultivated a team of dedicated professionals, with Total Employees numbering 16, who are always ready to assist you.

At journey-64361, transparency is key. We ensure that our members receive the best possible service while maintaining clear communication about their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , reinforcing our credibility in the industry.

Discover how we can empower your financial journey today. Compare real-time loan offers at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.