JOURNEY CREDIT UNION - Des Moines, IA

Welcome to Journey, your trusted partner in financial services located at 2930 SE 14th St, Des Moines, IA 50320. Since opening our doors in 1954, we have dedicated ourselves to supporting our community with personalized banking solutions. Whether you're looking for a checking account, an auto loan, or mortgage refinancing, we are here to help. At Journey, we take pride in our strong commitment to our members. With a total membership of 5,156 and assets exceeding $88 million, we are well-equipped to meet your financial needs. Our team, led by CEO Rachel Ballenger and Board President Ted Crow, is passionate about providing exceptional service and fostering a welcoming environment for all. Our financial strength is reflected in our impressive figures: we hold $12,698,543 in deposits and have issued over 3,246 loans. With a net worth of $14,021,460, you can trust that your money is safe with us. Additionally, our cash reserves of $509,418 ensure that we are always ready to support our members when they need it most. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 1496, Des Moines, IA 50305-1496. We invite you to explore all that Journey has to offer through our website at journeycu.org. Join us today and experience the difference that comes from being part of a community-focused credit union! For any inquiries or assistance, feel free to give us a call at 515-282-3606 during our operating hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. We look forward to serving you!

Journey has been a cornerstone of the Des Moines community since its establishment in 1954. With a strong commitment to serving its members, Journey has evolved into a trusted financial partner for many, fostering growth and providing essential services. Located at 2930 SE 14th St, Des Moines, IA 50320, our branch is not just a place to conduct transactions; it's a hub for community connection and support. From humble beginnings, Journey has grown significantly over the years. Today, we proudly serve over 5,156 members and manage assets totaling $88,050,634. This growth reflects our dedication to meeting the financial needs of our community while maintaining personal connections with each member. We are more than just numbers; we are individuals working together towards shared goals. At Journey, our mission is clear: to empower individuals through accessible financial services while making a positive impact in the community. We offer a variety of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus is on providing not only financial assistance but also educational resources that help our members make informed decisions about their finances. While members can visit us at 2930 SE 14th St for all their banking needs, official correspondence should be sent to PO Box 1496, Des Moines, IA 50305-1496. Our operating hours are convenient for busy lifestyles: Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Journey understands the importance of accessibility. That's why we offer ATM availability and drive-thru banking services for those who prefer quick transactions without leaving their vehicles. Additionally, we participate in shared service centers so members can access their accounts easily at partner locations. Our commitment extends beyond traditional banking practices. We actively engage with local organizations and initiatives that uplift our community. Whether it's through workshops or sponsorships of local events, Journey is dedicated to supporting causes that matter most to our members. Join us on this journey towards financial empowerment and community engagement! Experience firsthand the benefits of being a part of Journey where your financial well-being is our priority. Visit us today or call us at 515-282-3606 for more information on how we can serve you better!

At Journey, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or worship in the Des Moines area, you're likely eligible to join our vibrant family. We welcome individuals who share our values of community and cooperation. Joining us not only opens up a world of personalized financial services tailored just for you but also connects you with fellow members who value collaboration and mutual support. For more details on eligibility criteria, feel free to visit this link for the most current information. Ready to take the next step? Opening an account at Journey is straightforward and designed with your convenience in mind. Simply give us a call at (515) 282-3606 or stop by our branch located at 2930 Se 14Th St Des Moines Ia 50320 during our friendly operating hours. We can't wait to help you start your journey towards better financial health!

At Journey, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you 24/7 access to your accounts. Whether you're at home or on the go, our services ensure that you have control over your money when you need it most. With just a few clicks, you can log in to our online banking platform at https://journeycu.org/ . Here, you can check your balance, pay bills, and transfer funds without any hassle. We also offer e-statements, which allow you to view your account statements electronically saving you time and paper while keeping everything organized. For those busy moments when you're out and about, our mobile application is available for download. You can easily manage your finances right from your smartphone. Plus, if you're looking for convenience in making payments, our mobile payments feature allows you to make transactions quickly and securely. Need to send money to friends or family? With our person-to-person transfer service, sending cash is straightforward and instantaneous. And if you've ever needed to sign documents quickly, you'll appreciate our electronic signature authorization making it easier than ever to finalize transactions without the need for printing. At Journey, security is a top priority. Our online banking services are designed with robust security measures so that you can have peace of mind while managing your finances. Enjoy the ease of real-time account management from the comfort of your home or wherever life takes you! Discover how our digital services can enhance your banking experience today! Visit us at https://journeycu.org/ for more information.

At Journey, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting a financial institution is important, and we're proud to showcase our solid foundation built on strong financial health. With a net worth of $14,021,460, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,592 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $17,202,256 in share certificates and $14,743,708 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,991,004 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $1,323 in used auto loans and $51,771,029 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $1,230,456, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $7,357,464, while our total share accounts reflect a strong and growing member base at 14,006 who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Journey is your trusted partner. Visit us at 2930 Se 14Th St Des Moines Ia 50320 or call (515) 282-3606 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.