First Class Community Credit Union | Auto Loans & ATM Access

Introduction

Welcome to first-class-community, a cornerstone of financial empowerment since our establishment in 1925. Located in the heart of West Des Moines, IA, we are dedicated to serving our community with unwavering commitment and integrity. Under the leadership of our CEO, Zac Pollock, and Board President, Gary Olson, we strive to foster an inclusive environment that prioritizes the financial well-being of our members. Our mission is rooted in providing exceptional service to all, including military members and their families, ensuring everyone has access to the financial resources they need.

As a federally insured institution by the NCUA since 2/2/1978 0:00, we are proud to offer a range of modern banking tools designed to enhance your experience. With features like online banking, a user-friendly mobile app, P2P transfers, e-statements, mobile payments, and electronic signature authorization, we empower our members to manage their finances conveniently and securely. At first-class-community, we believe in putting our members first—creating a trusted space where you can achieve your financial goals with confidence. For more information about our services and how we can assist you, visit us at http://gofirstclass.org/ or reach out via fax at (515) 224-4306.

Financial Services

At first-class-community, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans, mortgage refinancing, and business banking services, we are dedicated to supporting you through every stage of life. Our credit cards with rewards provide added benefits for everyday purchases, while our commercial loans can help small businesses thrive. Whether you're looking to consolidate debt or finance a new vehicle, our tailored products are designed with your financial success in mind.

In today’s fast-paced world, digital access is essential. That's why first-class-community provides robust online banking features that allow members to manage their finances seamlessly from anywhere. With our mobile application, person-to-person transfer capabilities, and convenient mobile payment options, banking has never been easier. E-statements and e-signatures streamline your experience, ensuring you have quick access to important documents without the hassle of paper. For those interested in becoming a member, our eligibility requirements can be easily found at https://gofirstclass.org/accounts/online-membership/. And if you're exploring financing options, our loan comparison tool at https://www.lendmesh.com/loans/vehicle_loans can help you find the best rates available.

We understand that managing your finances is not just about transactions; it's about planning for life's milestones and achieving your goals. At first-class-community, our friendly team is always ready to assist you with personalized support. Feel free to reach out at (515) 224-4306 for any inquiries or assistance you may need. Join us today and discover how we can help you build a brighter financial future!

Financial Highlights

At first-class-community, we take pride in being a trusted financial partner for our members, a commitment that is reflected in our impressive performance metrics. With a total membership of 7,354, we have cultivated a strong community of individuals who rely on us for their financial needs. Our dedication to serving our members is evident in our substantial total assets, which stand at 92,595,944. This robust financial foundation enables us to offer competitive products and services tailored to meet diverse needs.

Our net worth of 8,498,750 showcases our stability and resilience, while a net worth ratio of 917 further underscores our financial health. In the past year, we achieved a net income of 308,216, illustrating our ability to generate sustainable growth while providing value to our members. Additionally, our total deposits of 2,718,955 reflect the trust and confidence placed in us by those we serve.

We understand the importance of access to credit; therefore, we are proud to report that we manage a diverse portfolio with a total loans and leases amounting to 2,236. This includes an auto loan volume of 2,090, catering to those looking for reliable vehicle financing options, as well as commercial loans totaling 12 that support local businesses in their growth endeavors.

With a dedicated team of 20 employees, we are committed to offering exceptional service and maintaining transparency in all our operations. At first-class-community, we strive not only to meet but exceed the expectations of our members through thoughtful engagement and innovative solutions.

Performance insights and financial data can be verified through the National Credit Union Administration (NCUA) at: https://www.ncua.gov. To explore your borrowing options further, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

First Class Community CU

Introduction

Financial Services

Financial Highlights

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Branch Details

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Services Offered

Branch Address

Services Offered

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