We prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy access. Additionally, ample parking is available right outside the building, ensuring a hassle-free visit.
Feel free to reach out to us at 800-323-5109 if you have any questions or need assistance before visiting. We're excited to welcome you in person! Come see how we can support your financial journey at Vibrant where community and convenience meet!
Our doors are open to serve you from 8:30 AM to 5:00 PM on weekdays and from 8:30 AM to 12:00 PM on Saturdays. We understand that life can get busy, so we've made it convenient for you to visit us during these hours.
At Vibrant, we offer a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with an ATM available on-site, you can easily manage your cash withdrawals or balance checks without any hassle.
Imagine the possibilities when you have the right funding at your fingertips. Our commercial loan options empower local businesses to expand, invest in new equipment, or manage cash flow effectively. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,162,668, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Whether you're a retail shop on Main Street or a service provider catering to clients across town, our tools help you accept payments easily and securely. This means more time focusing on what you do best serving your customers. Visit us at 520 E Grand Ave Des Moines Ia 50309 in Des Moines, IA or call us at (800) 323-5109 to learn how we can support your business banking needs today!
For our business members, we offer a range of services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our experienced staff is ready to assist you in navigating the financial landscape for businesses.
If you're ready to explore how our comprehensive services can enhance your financial journey, don't hesitate to reach out! Give us a call at (800) 323-5109 or visit us at 520 E Grand Ave Des Moines Ia 50309. At Vibrant, we're excited to support you every step of the way!
At Vibrant, convenience is key. We have an ATM available for quick cash withdrawals and balance checks, ensuring that you have access to your funds when you need them most. Our operating hours are designed with your schedule in mind open from 8:30 AM to 5:00 PM Monday through Friday and from 8:30 AM to 12:00 PM on Saturdays. In addition, we prioritize digital accessibility with features like e-statements and electronic signature authorization, making it simpler than ever to manage your accounts online.
We understand that sometimes unexpected expenses arise. That's why we provide personal loans and debt consolidation services to help you regain control over your finances. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while enjoying the convenience of cashless transactions.
Whether you're looking to open a checking or savings account, or need assistance with personal loans, our team is here to help. Imagine being able to manage your money effortlessly through our online and mobile banking options. This means you can check your balance, transfer funds, or pay bills right from your smartphone or computer. For those planning to purchase a vehicle, we offer auto loans and vehicle financing that can fit any budget. Our competitive rates ensure that you can drive away in the car of your dreams without financial stress. Additionally, if you're considering buying a home, our mortgage loans and refinancing options are designed to simplify the process and help you secure the best terms.
Need to send money quickly? While we don't have person-to-person transfers at this time, our online banking system makes it easy to manage all aspects of your financial life in one place. Whether you're settling up with a friend or paying a bill, our platform simplifies the process. At Vibrant, we prioritize accessibility and ease-of-use. Our online banking services are designed for everyone no matter how tech-savvy you are. With everything at your disposal on our secure platform, managing your finances has never been easier!
Our online banking platform ensures that your information stays safe while giving you the flexibility to manage your accounts in real-time. You can access e-statements anytime, which helps you keep track of your transactions without the clutter of paper statements yes, we offer Yes! If you ever need to sign documents electronically, worry not; we provide electronic signature authorization, making it simple to handle paperwork from the comfort of your home. For those who prefer mobile banking, our user-friendly mobile application is available for download. It allows you to take care of your banking needs right from your smartphone. Though we currently don't support mobile payments, our app still offers essential features such as account monitoring and fund transfers at your fingertips.
With a total of 102,929 share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $982,806, demonstrating our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vibrant is your trusted partner. Visit us at 520 E Grand Ave Des Moines Ia 50309 or call (800) 323-5109 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $309,682,179 in share certificates and $49,249,468 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $67,952,482, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our commitment to operational efficiency is reflected in our $70,295, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 158 full-time employees and 1 part-time employees ready to serve you with knowledgeable support.
With $87,659,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $6,028 in used auto loans and $802,014,617 in total loans and leases, supporting members' financial goals across various sectors.
With a net worth of $93,659,371, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,973,969 in used vehicle loans and $24,814,380 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new vehicle or a reliable used one, our flexible terms can help you drive away with confidence.
For business owners, our outstanding commercial loans totaling $53,162,668 provide the capital needed to grow and expand. We understand the unique needs of businesses and are here to support you every step of the way. At Vibrant, we prioritize our members' financial health. If you're considering refinancing any existing loans or if you're not sure about your eligibility for our products, please reach out to us at (800) 323-5109. Our team is ready to assist you in exploring your options and finding solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 520 E Grand Ave Des Moines Ia 50309 in Des Moines, IA, or check out our website at https://www.vibrantcreditunion.org/ for more information on how we can help you achieve your financial dreams!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $152,379,336, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution that fits your budget and lifestyle.
We also offer flexible terms on unsecured credit card loans, with a total of $8,411 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that make them an excellent choice for everyday purchases.