COMMUNITY CHOICE CREDIT UNION - Des Moines, IA

Welcome to Community Choice, your trusted financial partner located at 1408 Locust St, Des Moines, IA 50309. Since our establishment in 1953, we have proudly served over 51,293 members, providing personalized financial solutions that help our community thrive. With total assets amounting to a robust $790,827,925, we are committed to ensuring your financial security and growth. At Community Choice, we understand that every member's journey is unique. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, our dedicated team is here to assist you. We currently manage a total of 34,234 loans and leases and maintain deposits totaling $29,652,862. Our net worth stands strong at $97,286,239, showcasing our stability and dedication to our members' financial well-being. Led by our CEO Josh Cook and Board President Randy Dickey, we emphasize community involvement and member satisfaction. Our friendly staff of 177 employees is always ready to provide exceptional service during our lobby hours from 9 AM to 5 PM, Monday through Friday. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 1408 Locust St, Des Moines, IA 50309. For any inquiries or assistance, feel free to reach out at (515) 334-8100 or explore more about us on our website at Community Choice. Join us today and experience the difference of being part of a community-focused credit union!

At Community Choice, we take pride in our rich history and commitment to serving the community. Since opening our doors in 1953, we've built a legacy of trust and support for our members in Des Moines, IA. Our branch, located at 1408 Locust St, has grown alongside the community it serves. With a total membership of over 51,000 and total assets amounting to $790,827,925, we have become an integral part of the financial landscape in Polk County. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to reliable banking solutions tailored to their needs. This commitment drives us to offer a wide range of services, from personal banking accounts and auto loans to mortgage refinancing and business banking options. While members can visit us at our branch address, official correspondence should be sent to the same location: 1408 Locust St, Des Moines, IA 50309. We are proud to operate with accessibility in mind; our facility is ADA compliant and features an ATM for your convenience. Over the years, we have embraced technology to enhance member experience. Our online and mobile banking platforms allow you to manage your finances anytime and anywhere. Whether it's checking balances or making payments through person-to-person transfers, we strive to make banking easy and efficient. Community Choice actively engages with local organizations through various outreach efforts. We partner with schools, charities, and other nonprofits to strengthen our ties with the community. Our goal is not just to provide financial services but also to uplift those around us through meaningful initiatives. As we look forward to the future, we invite you to join our growing family at Community Choice. Experience firsthand how we can help you achieve your financial goals while supporting your community. Stop by today or give us a call at 515-334-8100 during our operating hours from Monday to Friday, 9 AM to 5 PM. Together, let's build a brighter future!

At Community Choice, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Polk County or surrounding areas, you're likely eligible to join us. We aim to create a space where your financial needs are met with care and attention. You can enjoy the many advantages of membership, including competitive rates on loans, personalized service, and innovative banking solutions tailored just for you. To get started on your journey with us at 1408 Locust St, Des Moines, IA 50309, simply reach out at 515-334-8100 for any questions or visit our website at Community Choice for more details on eligibility. We're here to help you every step of the way!

At Community Choice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the robust financial health of our credit union, which positions us as a reliable partner for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $97,286,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $98,413,853 in share certificates and $118,824,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,167,406, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $63,061,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $9,941 in used auto loans and $654,935,950 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $5,519,713, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 173 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,716,251. Total Share and Deposit Accounts: 100,557, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community Choice is your trusted partner. Visit us at 1408 Locust St Des Moines Ia 50309 or call (515) 334-8100 to learn more about how we can help you achieve your financial goals.