Serve Credit Union Des Moines IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Serve, your trusted partner in financial well-being since 1932. Located at 423 E Court Ave, Des Moines, IA 50309, our credit union is dedicated to supporting our community and members with personalized banking solutions that fit their needs. With a strong commitment to service, we proudly serve over 5,100 members and manage total assets of $97,970,827. At Serve, we believe in empowering our members through a range of services, including checking and savings accounts, auto loans, mortgages, and personal loans. Our goal is to help you achieve your financial dreams while ensuring that you feel valued and supported every step of the way. Under the leadership of our CEO, Jami Weems, and Board President, David Ness, our dedicated team of 16 employees is here to assist you with any questions or concerns. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 423 E Court Ave, Des Moines, IA 50309-2010. Whether you're looking to open a new account or explore loan options our friendly staff is ready to guide you. With total deposits reaching $8,669,357 and cash in hand of $463,758, we maintain a solid foundation to support our lending initiatives offering over 4,190 loans tailored to meet diverse member needs. We take pride in maintaining a net worth of $15,968,688, reflecting our strength and stability as a financial institution. Ready to take the next step? Call us today at 515-243-2677 or visit our website at Serve Credit Union for more information on how we can assist you on your financial journey!

Branch History & Mission

Serve Credit Union has a rich history that began in 1932, right here in Des Moines, Iowa. Over the decades, our commitment to serving the community has grown alongside our membership. Today, we proudly support over 5,100 members with total assets amounting to $97970827. Our branch is located at 423 E Court Ave, a central spot that makes it easy for members to access our services. We invite you to visit us during our operating hours of 8 AM to 4 PM, Monday through Friday. From humble beginnings, Serve has evolved into a trusted financial partner for families and businesses alike. Our mission is clear: to provide accessible financial services while fostering a strong sense of community. We believe in empowering our members with the tools they need to achieve their financial goals, whether it's through personal banking options like checking and savings accounts or vehicle financing. As we've expanded our services over the years, we have embraced new technology to enhance member experiences. We offer online banking, mobile payments, and even electronic signatures for convenience and security. In addition to our drive-thru service for quick transactions, we also feature shared service centers that allow members from partnering credit unions to conduct basic transactions with ease. At Serve Credit Union, we don't just focus on financial growth; we actively engage in community outreach efforts. We strive to make a positive impact in Des Moines by partnering with local organizations and supporting initiatives that uplift those around us. While members can visit us at 423 E Court Ave Des Moines Ia 50309, official correspondence should be sent to 423 E Court Ave, Des Moines, IA 50309-2010. If you're looking for a financial institution that values its members and community equally, look no further than Serve Credit Union. Join us today and experience the benefits of being part of an organization dedicated not only to your financial well-being but also to the betterment of our community. Call us at (515) 243-2677 or explore more about us online at Serve Credit Union.

Branch Location & Accessibility

Accessibility Features

At Serve, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and designated parking spots to ensure everyone can access our services comfortably. If you prefer the convenience of banking from your car, you'll be pleased to know that we offer drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that flexibility matters when it comes to your banking schedule. That's why we're open Monday through Friday from 8 AM to 4 PM. Whether you need assistance during your lunch break or after work, we're here to serve you during these hours.

Services Offered

Our range of services includes everything from checking and savings accounts to auto loans and credit cards with rewards. We also provide essential shared branch transactions for partner credit union members, so you can manage your finances seamlessly. Though we do not have an ATM on-site, our drive-thru services cater to many of your immediate banking needs. Feel free to give us a call at (515) 243-2677 if you have any questions or would like more information about how we can assist you. We look forward to welcoming you to Serve!

Member Eligibility

Becoming a member of Serve is like joining a welcoming family that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized service and community-focused banking, you're in the right place! To become a member, you simply need to meet our eligibility criteria, which includes residing or working in certain areas or being related to someone who is already a member. It's designed to be inclusive and straightforward, ensuring everyone has a chance to join us in fostering financial growth together. For specific details on eligibility, feel free to check out this link: http://www.servecu.org/membership. Opening an account at Serve is easy and convenient! You can start the process by visiting us at our branch located at 423 E Court Ave Des Moines Ia 50309, or if you prefer, you can begin online by following this link: https://mobicint.net/srv/autoenrollment. If you have any questions or need assistance, don't hesitate to reach out to us at (515) 243-2677. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that can help you purchase new equipment, expand your operations, or manage cash flow during seasonal fluctuations. Our loans are crafted to empower you and unlock potential for greater success.

Merchant Services

In today's fast-paced market, accepting payments should be easy and efficient. That's where our merchant services come in. Picture this: You just made a big sale, but your customer wants to pay using a card. With our merchant services, you can process transactions quickly and securely, ensuring that your cash flow stays steady while providing convenience for your customers. We're located at 423 E Court Ave Des Moines Ia 50309 in Des Moines, IA. If you're ready to take your business to the next level, give us a call at (515) 243-2677 or visit us today!

Comprehensive List Of Services

Business Banking Solutions

At Serve, we recognize the importance of supporting local businesses. Our Business Banking services include Merchant Services and Business Loans tailored specifically for entrepreneurs in our community. We want to see your business thrive!

Convenient Access When You Need It

With features like ATM & Cash Withdrawal Services, and our Basic Drive-Thru Banking, making deposits or withdrawals is straightforward and quick. We also offer basic shared branch transactions for partner credit union members, ensuring that banking remains accessible even when you're away from our branch.

Engage with Us Today!

If you're ready to take control of your financial future, contact us at (515) 243-2677 or visit us during our operating hours from 8 AM to 4 PM on weekdays. At Serve, we're committed to serving you with warmth and expertise as part of our community-focused mission. Explore all the ways we can assist you by visiting our website at Main Office. Join us today and experience the difference!

Loans That Fit Your Life

Need a new car? Our Auto Loans & Vehicle Financing are designed to get you behind the wheel quickly and affordably. We understand that purchasing a vehicle can be overwhelming, which is why we work with you to find a loan that suits your budget. If you're considering buying a home, our Mortgage Loans & Refinancing options are here for you too. Let us help you turn your dream of homeownership into reality. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide the flexibility you need without added stress. Plus, if you're looking to earn rewards while spending, our Credit Cards with Rewards can add value to your everyday purchases.

Personal Banking Made Easy

We offer Personal Banking options like Checking and Savings Accounts that help you manage your everyday finances efficiently. Imagine having the convenience of online and mobile banking at your fingertips, allowing you to check balances, transfer funds, and pay bills from anywhere. Our digital features make it simple for you to stay on top of your finances without the hassle of traditional banking.

Digital & Online Banking

Accessible Online Banking

Visit us at https://www.servecu.org/ to explore our robust online banking options. With 24/7 online banking services available, you can check balances, pay bills, and monitor transactions whenever it suits you. Plus, our mobile application makes banking even more convenient, allowing you to manage your finances directly from your smartphone.

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements available at Serve, you can easily view and manage your financial statements digitally. Not only is this better for the environment, but it also gives you quick access to important information whenever you need it.

Secure Transactions

We prioritize your security with features like electronic signature authorization. This means you can sign documents safely without needing to visit a branch. You'll also enjoy peace of mind knowing that all transactions whether it's person-to-person transfers or mobile payments are protected with top-notch security measures.

User-Friendly Features

Our digital banking tools are designed for ease of use. Whether you're making a payment or setting up alerts for account activity, you'll find everything straightforward and intuitive. And if questions arise, our dedicated support team is just a phone call away at (515) 243-2677. Discover how easy banking can be with Serve's digital and online banking services. Join us today and take control of your financial future!

Financial Strength

At Serve, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being with a strong foundation that you can rely on. With a net worth of $15,968,688, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,630 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $21,850,747 in share certificates and $16,342,716 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,813,570 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,016 in used auto loans and $76,911,551 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $871,251, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 11,229, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Serve is your trusted partner. Visit us at 423 E Court Ave Des Moines Ia 50309 or call (515) 243-2677 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,874,888 in used vehicle loans and $8,632,319 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used car, our flexible loan terms make it easier than ever to drive away with confidence.

Credit Card Loans

Managing day-to-day expenses is essential, and our unsecured credit card loans can help. With a total of $3,137,704 in loans available, we provide flexible terms that empower our members to manage their finances effectively. Whether it's for emergencies or everyday purchases, our credit cards come with features designed to keep your spending under control.

Credit Lines

For those looking for additional flexibility, we offer credit lines totaling $16,802,077. These lines are perfect for tackling unforeseen costs or funding personal projects without the need for multiple applications.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,886,635, make buying or refinancing simple. We are here to guide you through the process and provide you with competitive rates that suit your budget.

Refinancing Options

If you're considering refinancing any existing loans, we can assist you with that too! We encourage you to explore eligibility options available at Serve it might save you money in the long run. Our team is dedicated to providing personalized service to help you find the right loan product. If you have any questions or would like to discuss your options further, please don't hesitate to contact us at (515) 243-2677. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at 423 E Court Ave Des Moines Ia 50309 in Des Moines, IA, and let's start working towards your financial future together!

Loan Aggregator

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