Langley Federal Credit Union

Founded in 1936 and headquartered in Newport News, VA, Langley Federal Credit Union is a trusted national financial institution serving nearly 385,000 members across the country. With total assets exceeding $5.36 billion and a strong net worth of over $474 million, Langley FCU delivers comprehensive banking solutions designed to empower your financial future.
Langley offers a wide range of services including personal banking with flexible checking and savings accounts, competitive credit cards featuring rewarding benefits, and tailored personal loans for debt consolidation. Their mortgage loan and refinancing options help members achieve homeownership goals with confidence. For vehicle buyers, Langley provides attractive auto loans and vehicle financing solutions.
Business owners can take advantage of specialized merchant services and business loans crafted to support growth. Members also enjoy convenient access through 23 branches nationwide, robust online and mobile banking platforms, basic ATM and cash withdrawal services, as well as drive-thru and shared branch transactions for seamless account management.
Led by CEO Thomas Ryan and supported by a dedicated team of 685 employees, Langley Federal Credit Union combines decades of experience with member-focused service to help you reach your financial goals. Discover more at https://www.langleyfcu.org/.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
7 Year Fixed Rate HELOC
6.49 %
2 Yrs
100 %
heloc
12 Year Fixed Rate HELOC
6.74 %
2 Yrs
100 %
heloc
22 Year Fixed Rate HELOC
6.99 %
2 Yrs
100 %
heloc
40 Year Variable Rate HELOC
7.5 %
20 Yrs
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
VA
FIXED
VA 30
6.375 %
6.659 %
30.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.25 %
5.467 %
10.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.625 %
5.779 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
1/1 ARM
5.75 %
6.596 %
1.0 Yrs
CONVENTIONAL
FIXED
20 Year
5.875 %
5.998 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed
6.125 %
6.219 %
30.0 Yrs
CONVENTIONAL
FIXED
30 Year Fixed
6.125 %
6.219 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/1 ARM
6.25 %
6.589 %
3.0 Yrs
CONVENTIONAL
FIXED
VA 30
6.375 %
6.375 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/1 ARM
6.75 %
6.744 %
5.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM
6.75 %
6.854 %
5.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Extra personal loan
14.99 - 18 %
1 - 8 Yrs
Debt consolidation
16.99 - 18 %
Extra line of credit
18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.99 %
1 Yrs - 6.2 Yrs

Introduction

Langley Federal Credit Union has proudly served its members since 1936, grounded in a mission to empower the financial well-being of our community, including military members and their families. Under the leadership of CEO Thomas Ryan and Board President Audrey Douglas-Cooke, we are dedicated to providing exceptional service and fostering a sense of belonging among our nearly 385,000 members. Located in Newport News, VA, our commitment to accessible banking is underscored by our NCUA insurance since January 4, 1971, ensuring that your deposits are safe and secure.
In today's fast-paced world, we understand the importance of modern banking tools that enhance your financial experience. Our offerings include robust online banking features, a user-friendly mobile application for managing accounts on-the-go, and convenient person-to-person transfers for easy money sharing. We also provide e-statements for efficient record-keeping and electronic signature authorization for seamless transactions. At Langley Federal Credit Union, we prioritize trust and accessibility in everything we do, striving to create an environment where every member feels valued and supported. For more information about our services or to become a member, visit us at https://www.langleyfcu.org/ or reach us via fax at 7575961684.

Financial Services

At Langley Federal Credit Union, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. Whether you’re looking for personal banking solutions like checking and savings accounts or seeking assistance with more significant financial goals such as auto loans and mortgage refinancing, we have you covered. Our offerings also include business banking services, including merchant services and business loans, designed to help small businesses thrive. With access to ATM and cash withdrawal services, as well as basic shared branch transactions for partner credit union members, managing your finances has never been easier.
In today's fast-paced world, digital accessibility is crucial, and that's why we provide robust online banking options alongside a user-friendly mobile app. Enjoy the convenience of person-to-person transfers, electronic statements, and e-signature capabilities that allow you to handle your banking needs from anywhere at any time. This flexibility empowers our members to effectively manage their everyday banking needs while planning for life milestones or expanding their small businesses. Membership at Langley is accessible to many; for more details on eligibility requirements, please visit https://www.langleyfcu.org/become-a-member. If you're considering a loan, take advantage of our loan comparison tools available at https://www.lendmesh.com/loans/vehicle_loans to ensure you secure the best rates possible. For any questions or personal support, feel free to reach out via fax at (757) 596-1684. We are here to assist you in achieving your financial goals with ease and confidence.

Financial Highlights

Langley Federal Credit Union stands as a beacon of trust and financial strength, deeply committed to serving its members. With a total membership of 384,941, Langley fosters a community that emphasizes mutual support and shared success. The credit union's impressive total assets amount to 5,361,019,428, showcasing its robust financial foundation that is designed to meet the diverse needs of its members.
Financial health is paramount, and Langley proudly reports a net worth of 474,822,579. This strong net worth ratio of 883 further underscores the credit union’s stability and ability to weather economic fluctuations, assuring members that their financial futures are in capable hands. The organization’s commitment to growth is reflected in its substantial net income of 12,513,840, which allows for reinvestment into member services and community initiatives.
Members can take confidence in Langley's strategic management of resources, evidenced by total deposits reaching 357,894,169. This level of trust among members facilitates an extensive portfolio, with total loans and leases amounting to 218,991. Langley’s dedication to providing accessible financing options is evident through its auto loan volume of 198,792 and commercial loans totaling 794, catering not only to individual needs but also supporting local businesses.
With a team of dedicated professionals totaling 685, Langley ensures that members receive personalized service tailored to their unique circumstances. The credit union also maintains transparency in its operations, reflecting a commitment to ethical practices and member-focused decision-making.
For those looking to explore their financing options, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Branch services Offered States

NC, VA

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • ATM Services Only
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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