Langley Federal Credit Union

Nestled in the heart of Hampton, the Langley Credit Union branch at 1055 W Mercury Blvd is your friendly neighborhood financial partner dedicated to helping you achieve your goals. Whether you’re exploring one of the best auto loans available or seeking low mortgage rates and refinancing options tailored to Virginia homeowners, this branch offers personalized service designed around your needs. Open Monday through Friday from 8:30 a.m. to 5:00 p.m. and Saturdays until 12:30 p.m., convenient ATM and drive-thru services ensure quick access to cash and easy deposits.
At Langley’s Hampton location, members enjoy a full range of personal banking options including flexible checking and savings accounts, credit cards with rewarding benefits, personal loans for debt consolidation, plus business solutions like merchant services and business loans to support local entrepreneurs. Robust online and mobile banking platforms make managing your finances simple anytime, anywhere.
Serving nearly 385,000 members with assets exceeding $5.3 billion, Langley Credit Union combines strong community roots with trusted expertise. Visit the Langley Hampton branch or call 757-827-5328 today to experience welcoming service and discover how our top-rated auto financing and mortgage products can help you drive toward your financial dreams!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
7 Year Fixed Rate HELOC
6.49 %
2 Yrs
100 %
heloc
12 Year Fixed Rate HELOC
6.74 %
2 Yrs
100 %
heloc
22 Year Fixed Rate HELOC
6.99 %
2 Yrs
100 %
heloc
40 Year Variable Rate HELOC
7.5 %
20 Yrs
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
VA
FIXED
VA 30
6.375 %
6.659 %
30.0 Yrs
CONVENTIONAL
FIXED
10 Year
5.25 %
5.467 %
10.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.625 %
5.779 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
1/1 ARM
5.75 %
6.596 %
1.0 Yrs
CONVENTIONAL
FIXED
20 Year
5.875 %
5.998 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed
6.125 %
6.219 %
30.0 Yrs
CONVENTIONAL
FIXED
30 Year Fixed
6.125 %
6.219 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/1 ARM
6.25 %
6.589 %
3.0 Yrs
CONVENTIONAL
FIXED
VA 30
6.375 %
6.375 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/1 ARM
6.75 %
6.744 %
5.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM
6.75 %
6.854 %
5.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Extra personal loan
14.99 - 18 %
1 - 8 Yrs
Debt consolidation
16.99 - 18 %
Extra line of credit
18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.99 %
1 Yrs - 6.2 Yrs

Introduction

Welcome to Langley, your trusted financial partner located at 1055 W Mercury Blvd, Hampton, VA 23666. Since our establishment in 1936, we've been dedicated to empowering our members with the tools and resources they need to achieve their financial goals. With a strong membership base of over 384,941 individuals, we pride ourselves on providing personalized service and community-focused solutions. At Langley, we understand that each member's financial journey is unique. That's why we offer a range of services tailored to meet diverse needs from checking and savings accounts to auto loans and credit cards with rewards. Our total assets stand at an impressive $5,361,019,428, reflecting our commitment to stability and growth for our members. While you can always visit us at our branch for assistance, please note that official correspondence should be directed to our mailing address: PO Box 120128, Newport News, VA 23612. Led by our dedicated CEO, Thomas Ryan, and Board President, Audrey Douglas-Cooke, our team of 685 employees is here to support you every step of the way. We believe in fostering strong relationships with our members and contributing positively to the communities we serve. With total deposits reaching $357,894,169 and a net worth of $474,822,579, Langley is financially sound and well-equipped to help you navigate your financial landscape. Whether you're looking for a new loan or simply want to explore your savings options, we're here for you. We invite you to call us at 757-827-5328 or visit our website at Langley for more information on how we can assist you today! Your journey towards better financial health starts here!

Branch History & Mission

Langley has been a vital part of the Hampton community since its inception in 1936. Located at 1055 W Mercury Blvd, our branch has grown alongside our members, providing financial services that empower individuals and families to achieve their goals. With a membership base of over 384,941 and total assets amounting to an impressive $5,361,019,428, we are proud to be a cornerstone of financial support in the region. Our mission is simple yet profound: to serve our members by offering personalized financial solutions while fostering community growth. We believe that banking should be accessible and supportive, which is why we provide a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment goes beyond just numbers; it's about making a positive impact on the lives we touch. At Langley, we understand the importance of convenience for our members. That's why we offer ATM access and drive-thru banking to ensure you can manage your finances easily. Our operating hours are designed with your schedule in mind Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. For any official correspondence, please send mail to PO Box 120128, Newport News, VA 23612. As technology advances, we strive to keep pace with digital innovations that enhance your banking experience. We offer online banking services and mobile applications for easy access to your accounts anytime, anywhere. Our focus on accessibility also includes ADA compliance, ensuring everyone can use our services without barriers. Community involvement is at the heart of what we do. Over the years, Langley has formed partnerships with local organizations and engaged in outreach programs aimed at improving financial literacy among residents. We believe that when our community thrives, everyone benefits. Join us at Langley today! Experience firsthand how we can help you navigate your financial journey with confidence and care. Whether you're looking for a new account or seeking advice on loans or investments, we're here for you every step of the way. Visit us at our Hampton branch or check out our website at Langley to learn more about becoming a member.

Branch Location & Accessibility

Accessibility Features

At Langley, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps to ensure everyone can access our services without difficulty. Additionally, parking is ample and easily available for all visitors.

Call to Action

We invite you to stop by and see how we can assist you in achieving your financial goals. If you have questions or need assistance before your visit, don't hesitate to give us a call at 757-827-5328. The team at Langley is excited to serve you!

Operating Hours

We understand that life can be busy! That's why we offer flexible banking hours. You can visit us from Monday through Friday between 8:30 AM and 5:00 PM and on Saturday from 8:30 AM to 12:30 PM. Whether you prefer early mornings or mid-day visits, we aim to accommodate your schedule.

Services Offered

Langley Coliseum Branch offers a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. For quick transactions, enjoy our drive-thru service where you can handle deposits and withdrawals without leaving your vehicle. And if you're on the go, our ATM is available for cash withdrawals and balance checks.

Member Eligibility

At Langley, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easier than you might think! If you live, work, worship, or go to school in the area, you're likely eligible to join us. We're here to support you with a range of financial services tailored to meet your needs, from personal banking to loans and credit cards. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.langleyfcu.org/become-a-member. Joining is just a step away! You can open your account easily by visiting our website or giving us a call at (757) 827-5328. Our friendly team is ready to assist you and answer any questions you may have. We look forward to welcoming you to Langley at 1055 W Mercury Blvd Hampton Va 23666 soon!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer robust merchant services that make everyday transactions easier. Imagine being able to accept payments quickly and securely, ensuring a smooth experience for your customers. Our services help streamline operations so you can focus on what you do best running your business. If you're looking for flexible financing options, come visit us at 1055 W Mercury Blvd Hampton Va 23666 or give us a call at (757) 827-5328. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

A Community Commitment

At Langley, we take pride in being part of the Hampton community. We invite you to visit us during our lobby hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM or give us a call at (757) 827-5328 if you have any questions about how we can assist you further. Your financial well-being is important to us, and we're here to provide the tools and support needed for a successful financial future. Explore more about our services by visiting our website today!

Business Banking Services

For our business members, we offer comprehensive Business Banking services that include merchant services and business loans tailored to support local entrepreneurs. Whatever your business needs may be, our team is committed to helping you succeed.

Convenient Access to Cash

Need cash on the go? Our ATM & Cash Withdrawal Services, along with basic drive-thru banking options for deposits and simple transactions, ensure that accessing your funds is always easy and convenient. Our drive-thru service allows for quick transactions without leaving your vehicle perfect for busy days!

Personal Banking Solutions

We understand that everyone's financial goals are different. That's why we offer Personal Banking services that include checking and savings accounts designed to help you manage your money efficiently. You can easily access your accounts anytime through our Online & Mobile Banking platforms, allowing you to check balances, pay bills, and transfer funds from anywhere. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream car. With competitive rates and flexible terms, we can help you drive away happy. For those looking to invest in property, our Mortgage Loans & Refinancing services provide personalized assistance whether you're buying your first home or refinancing an existing mortgage.

Support for Your Financial Aspirations

In addition to traditional banking products, we offer Personal Loans & Debt Consolidation solutions to help you manage unexpected expenses or consolidate existing debt into one manageable payment. Plus, our Credit Cards with Rewards let you earn while you spend perfect for those who want to make the most of their purchases.

Digital & Online Banking

Key Features

Our online banking allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Plus, our electronic signature authorization means you can complete important transactions securely and quickly without needing to visit a branch in person. For those who prefer paperless options, we also provide e-statements, allowing you to receive your account statements digitally helping you save time and reduce clutter. If you're on the go, you'll love our mobile application, which makes banking even more accessible. You can manage your accounts directly from your smartphone or tablet, making it easy to check balances or make transfers while out and about. We also support person-to-person transfers, so sending money to friends or family is as simple as sending a text. Security is paramount at Langley. Our systems are designed to keep your information safe while providing user-friendly features that enhance your banking experience. Whether you're logging in from home or using our mobile app at a coffee shop, you can feel confident that your data is protected. With our commitment to making banking straightforward and efficient, you'll find that managing your finances has never been easier. Join us at Langley today and take full advantage of our digital banking services!

Financial Strength

Commitment to Growth

Our commitment to our members is reflected in our financial performance as well. With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $99,396 in used auto loans and $4,508,440,303 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $12,513,840 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 685 full-time employees and 0 part-time employees. Our dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Member Savings Security

Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts: 808,886, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further demonstrate our commitment to maintaining a robust financial structure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 1055 W Mercury Blvd Hampton Va 23666 or call (757) 827-5328 to learn more about how we can help you achieve your financial goals.

Strong Capital Foundation

With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those considering business ventures or expansions, our outstanding commercial loans totaling $158,384,606 provide the capital needed to grow and expand your business. If you're interested in exploring refinancing options or checking your eligibility for any of our products, please visit our website or contact us directly for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whatever your financial needs may be, Langley is here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025. This means whether you're looking for your first home or refinancing your current mortgage for better terms, we can help guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans helping members manage their finances effectively. Our credit cards come with various features to suit different lifestyles and spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a reliable sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help users make informed choices. With real-time rate comparisons available from multiple institutions, users can easily see current loan rates and select options that best suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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