Langley Credit Union Chesapeake VA: Best Auto Loans & Business Banking

Introduction

Welcome to Langley, your trusted financial partner located at 2621 Taylor Rd, Chesapeake, VA 23321. Since our establishment in 1936, we have been dedicated to serving the community with personalized banking solutions tailored to meet your needs. With a proud membership of over 384,941 members, we are more than just a credit union; we are a thriving community where your financial goals are our priority. At Langley, we understand that every member's journey is unique. That's why we offer a diverse range of services, including personal banking, auto loans, mortgages, and business banking options. Our total assets stand impressively at $5,361,019,428, and with total deposits reaching $357,894,169, we ensure your money is in safe hands. We also proudly manage over 218,991 loans and leases, providing you with the support you need for your dreams. Our commitment to excellence is reflected not only in our robust financial health but also in our leadership. Under the guidance of CEO Thomas Ryan and Board President Audrey Douglas-Cooke, our team of 685 employees works tirelessly to deliver exceptional service and innovative solutions. While members can visit us at our branch address for day-to-day banking needs during our convenient hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM official correspondence should be sent to our mailing address at PO Box 120128, Newport News, VA 23612. Explore how Langley can assist you today! Give us a call at 757-827-5328 or visit us online at langleyfcu.org to discover all the ways we can support your financial journey. Together, let's build a brighter future!

Branch History & Mission

Join Us on This Journey

At Langley, we believe that everyone deserves access to quality financial services and support. Whether you're looking for a new checking account or considering a loan for your next vehicle purchase, we're here for you every step of the way. If you haven't yet experienced what Langley has to offer, we invite you to join us today. Visit our website or call us at 757-827-5328 to learn more about becoming a member and discovering how we can help you thrive financially!

Modern Banking with a Personal Touch

As technology evolves, so does Langley. We are committed to offering modern banking solutions while ensuring accessibility for everyone. Our digital platforms include online banking and mobile applications that allow members to manage their accounts conveniently from anywhere. Additionally, our commitment to ADA compliance ensures that all members can access our services without barriers. Though we don't currently offer drive-thru services at this branch, we do provide ATM access for cash withdrawals and balance checks. Plus, through our shared service center availability, members can conduct basic transactions even if they belong to partner credit unions.

Our Commitment to Growth and Community

Over the decades, Langley has grown significantly. With total assets exceeding $5.3 billion, we have established ourselves as a trusted partner in the financial lives of our members. Our focus on providing valuable services like personal banking, auto loans, mortgage loans, and credit cards with rewards reflects our dedication to meeting diverse needs. Our mission extends beyond just financial transactions; we believe in making a positive impact in the communities we serve. Through various outreach initiatives and partnerships with local organizations, we strive to uplift those around us and contribute to the overall well-being of Chesapeake and its residents.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with accessibility in mind. We provide ADA-compliant features such as ramps, ensuring that everyone can easily access our services. Parking is ample and convenient, so you can visit without the hassle of searching for a spot. At Langley, we believe in making banking easy and enjoyable. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. Whether you need assistance with personal banking, auto loans, or credit cards with rewards, we are here to help.

Enhanced Services for Our Members

We are proud to offer ATM availability at our location for quick cash withdrawals and balance checks. While we do not have drive-thru services, our shared service center allows members from partner credit unions to complete basic transactions like deposits and withdrawals right here at our branch. If you need official correspondence or documents sent via mail, please address them to PO Box 120128 in Newport News, VA. We invite you to visit us soon! If you have any questions or would like more information about our services, feel free to give us a call at 757-827-5328. Come experience how Langley makes banking better your community credit union awaits!

Member Eligibility

At Langley, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to anyone who lives, works, or worships in our service areas, as well as their family members. Whether you're looking for personal banking solutions or seeking support for your business, joining us at 2621 Taylor Rd Chesapeake Va 23321 brings you access to a range of financial services tailored just for you. Ready to take the next step? You can easily find more details about eligibility on our website at Langley Membership Eligibility. Once you're ready to open an account, check out the steps outlined here: [Account Opening Details]( https://www.langleyfcu.org/personal-credit-cards/ ?utm_source=lfcu-site&utm_medium=lfcu-banner&utm_campaign=ten-percent ). If you have any questions or need assistance, feel free to give us a call at (757) 827-5328. We look forward to welcoming you into the Langley family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make daily operations smoother. Picture this: a local café can easily accept credit card payments while managing transactions online through our reliable systems. This not only enhances customer satisfaction but also streamlines your accounting processes. Located at 2621 Taylor Rd Chesapeake Va 23321 in Chesapeake, VA, we're here to provide the personalized service you deserve. Contact us at (757) 827-5328 to learn how we can support your business journey today!

Comprehensive List Of Services

ATM & Cash Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks at various locations for added convenience. Plus, as part of shared branch transactions, you can make basic deposits and withdrawals if you're a member of partner credit unions. At Langley, we're dedicated to ensuring you have access to the financial tools necessary for achieving your goals. If you're ready to take the next step in your financial journey or have any questions about our services, feel free to reach out! You can contact us at (757) 827-5328 or visit us at 2621 Taylor Rd Chesapeake Va 23321 during our convenient hours: - Monday - Friday: 8:30 AM - 5:00 PM - Saturday: 8:30 AM - 12:30 PM Explore all that we have to offer by visiting our website at Taylor Road Branch. We're here to help you every step of the way!

Business Banking

For our entrepreneurial members, we offer business banking services including merchant services and business loans. Starting or expanding a business is a significant undertaking, and having the right financial partner can make all the difference.

Credit Cards

Our credit cards come with rewards that can benefit your everyday spending. Whether you want cash back on groceries or points towards travel, we have options that suit your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Langley, we provide robust online and mobile banking services. You can check balances, transfer funds, and pay bills from the comfort of your home or while on the go. With features like person-to-person payments and electronic statements, managing your finances has never been easier.

Loans and Financing

If you're considering purchasing a new vehicle or refinancing your mortgage, our auto loans and mortgage options are designed with competitive rates to help you save money. We also provide personal loans and debt consolidation solutions for those looking to manage their finances more effectively. Imagine being able to consolidate multiple debts into one manageable payment our team is here to assist you in making that happen.

Personal Banking

When it comes to personal banking, we offer a variety of checking and savings accounts that cater to different lifestyles and financial goals. Need a straightforward account for everyday transactions? Or perhaps a high-yield savings account to grow your savings? We've got you covered.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you have the power to check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface ensures that you can navigate your accounts without any hassle. Plus, enjoy the benefits of e-statements, which allow you to view and download your statements electronically saving both time and paper. For those who prefer mobile banking, our mobile application is readily available, providing all the functionalities of online banking right at your fingertips. You can manage your accounts, track spending, and even make person-to-person transfers quickly and securely. No need to worry about carrying cash when sending money to friends or family; it's all done within the app!

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for a smooth yet secure experience while signing documents digitally. This feature not only speeds up transactions but also provides peace of mind knowing that your information is protected. In addition to these features, we also support mobile payments (note: this feature is currently not available) for those who want to make purchases directly from their devices. At Langley, we strive to provide accessible financial solutions tailored for you. Embrace the future of banking with us and experience real-time account management that fits into your busy lifestyle!

Financial Strength

Efficient Operations

Our $12,513,840 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 808,886, showing a strong and growing member base that trusts us with their finances. This trust allows us to thrive as your reliable partner in managing your money. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 2621 Taylor Rd Chesapeake Va 23321 or call (757) 827-5328 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $99,396 in used auto loans and $4,508,440,303 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also provide personal loans for various needs and debt consolidation options that can help streamline your finances. If you're interested in refinancing any existing loans, we encourage you to explore our eligibility options as well. For more information on our loan offerings or to start your application, feel free to contact us at (757) 827-5328 or visit us at 2621 Taylor Rd Chesapeake Va 23321 in Chesapeake, VA. Our team is ready to assist you Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible financing options can make it easy for you.

Business Financing

For business owners, our outstanding commercial loans totaling $158,384,606 provide the capital needed to grow and expand your operations. We are dedicated to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We know that securing a home is one of the most significant investments you'll make, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $199,066,943 in loans available, our credit cards come with features designed to help you manage spending while earning rewards.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool helps users navigate their options with clarity and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees fair and transparent offers for consumers. The benefits of using LendMesh are significant: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results that empower users to make informed choices. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, allowing them to compare offers effectively. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates the value and reliability that LendMesh brings to the table. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LANGLEY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us on This Journey

Modern Banking with a Personal Touch

Our Commitment to Growth and Community

Branch Location & Accessibility

Convenient Access and Features

Enhanced Services for Our Members

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Services

Business Banking

Credit Cards

Digital Banking Features

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Efficient Operations

Growing Member Trust

Investing Back into Our Community

Member-Centric Savings Options

Solid Financial Foundation

Loan Offering

Additional Options

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Customers Also Interested In

Join Our Community