Langley Credit Union Gloucester VA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Langley, your trusted financial partner located at 6502 Zandler Way, Gloucester, VA 23061. Since our establishment in 1936, we have been dedicated to providing exceptional service and support to our 384,941 members. With a strong commitment to our community, we focus on helping you achieve your financial goals through personalized banking solutions. At Langley, we believe that financial stability should be within everyone's reach. Our total assets exceed an impressive $5.36 billion, ensuring that we are well-equipped to meet the diverse needs of our members. Whether you're looking for auto loans or savings accounts, we offer a variety of services tailored just for you. Currently, our total loans amount to 218,991, while our deposits stand strong at $357,894,169. Under the leadership of our CEO, Thomas Ryan, and Board President, Audrey Douglas-Cooke, our team of 685 employees is here to serve you with integrity and care. We pride ourselves on being accessible; feel free to reach out at 757-827-5328 or visit us during our operating hours Monday to Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. While members can visit us at our branch location, official correspondence should be sent to PO Box 120128, Newport News, VA 23612. Join us today and discover how Langley can help simplify your financial journey! For more information about our services or to become a member, visit us at Langley FCU. Your future starts here!

Branch History & Mission

Langley has a rich history of serving the community in Gloucester, VA, since it opened its doors in 1936. Over the years, this branch has grown from a small financial institution into a vital part of the local economy, now boasting a total membership of 384,941 and total assets reaching an impressive $5,361,019,428. Located at 6502 Zandler Way, Gloucester, VA 23061, Langley is not just a place to manage your finances; it's a community hub where members come together to achieve their financial goals. The mission of Langley is simple yet impactful: to provide exceptional financial services while fostering community support and empowerment. This commitment is reflected in every interaction with our members. Whether you are looking for checking and savings accounts, auto loans, or mortgage refinancing options, Langley aims to make your banking experience as smooth as possible. We prioritize customer service by offering convenient features such as drive-thru banking and ATM availability. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 120128, Newport News, VA 23612. Langley has embraced modern technology to enhance member experiences. With online banking and mobile application services available, managing your accounts has never been easier. Our digital advancements ensure that we remain accessible and user-friendly for all members. Additionally, we are proud to be ADA compliant, making our services available to everyone in our community. Our dedication extends beyond providing financial products; we actively engage in partnerships and outreach efforts that benefit the local community. By supporting various initiatives and organizations within Gloucester and surrounding areas, we strive to make a positive impact. If you're looking for a credit union that truly values its members and prioritizes community well-being, we invite you to join Langley today. Experience the benefits of being part of a financial institution that puts people first. For more information on how to become a member or open an account with us, visit Langley's website. Your journey toward better financial health starts here!

Branch Location & Accessibility

Accessibility Features

At Langley, we understand that accessibility is key. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces. We strive to make banking easy for everyone, ensuring that all members can access our services without any hassle.

Conveniently Located

Nestled in the heart of Gloucester, our branch is easy to find and get to. We're close to local landmarks, making it a breeze for you to drop in. If you're heading from the nearby shopping areas or schools, you'll find us just around the corner. Plus, we offer ample parking right outside our doors, so you won't have to worry about finding a spot.

Operating Hours Tailored for You

We're here when you need us! Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. This schedule allows you to visit us at times that fit your busy lifestyle. If you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals.

Services That Meet Your Needs

Our Gloucester Branch offers a variety of services tailored to suit your financial needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Need cash? We have an ATM available for your convenience as well. While you can visit us at 6502 Zandler Way for all your banking needs, please note that any official correspondence should be sent to PO Box 120128 in Newport News if that's more convenient for you. Feel free to give us a call at 757-827-5328 if you have questions or need assistance. We look forward to seeing you soon!

Member Eligibility

Joining the Langley community is a wonderful opportunity for you to access personalized financial services and enjoy a supportive atmosphere. At Langley, we believe that membership should be open to everyone who shares our values and is looking for a better banking experience. To become a member, you simply need to live, work, or worship in the areas we serve, or have an immediate family member who is already a member. This makes it easy for many people in our community to join us at our Gloucester branch located at 6502 Zandler Way, Gloucester, VA 23061. Once you're ready to take the next step, opening an account is straightforward. You can find all the details about how to get started on our website at langleyfcu.org or by visiting this link. If you have any questions along the way, don't hesitate to reach out to us at 757-827-5328; we're here to help! Joining Langley means more than just opening an account; it's about becoming part of a friendly family dedicated to your financial well-being.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services tailored for everyday operations. From payment processing solutions that ensure you never miss a sale to tools that help manage cash flow efficiently, our services simplify the way you do business. You can focus on what matters most serving your customers while we handle the financial aspects. Located at 6502 Zandler Way Gloucester Va 23061 in Gloucester, VA, we're here to partner with you on your journey to success. Let's work together to make your business dreams a reality! For more information or assistance, feel free to call us at (757) 827-5328 during our operating hours from Monday to Friday, 8:30 AM - 5:00 PM, and Saturday from 8:30 AM - 12:30 PM.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow easy access to your funds whenever you need them. Plus, with drive-thru banking available for deposits and withdrawals at our branch, we ensure that getting your banking done is quick and efficient. At Langley, we strive to make banking as accessible as possible while offering the support you deserve. Feel free to reach out at 757-827-5328 or visit us during our operating hours: Monday - Friday from 8:30 AM - 5:00 PM and Saturday from 8:30 AM - 12:30 PM. Discover how we can help streamline your financial life by visiting us at Langley. Your journey towards smarter banking starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer competitive auto loans and vehicle financing options to get you behind the wheel without breaking the bank. With straightforward terms and rates, securing an auto loan with us is simple and hassle-free.

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your entrepreneurial journey.

Credit Cards with Rewards

Don't miss out on earning rewards while you spend! Our credit cards come with attractive rewards programs that allow you to earn points for everyday purchases. Whether it's travel perks or cash back offers, we have options that will benefit you.

Mortgage Loans & Refinancing

If homeownership is on your mind, look no further than our mortgage loans and refinancing options. We guide you through every step of the process, ensuring you find a plan that suits both your budget and your dreams of owning a home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere!

Personal Banking

We understand that managing finances can be overwhelming, which is why our personal banking services are designed to make things easier for you. Our checking and savings accounts offer flexible options that fit your lifestyle, whether you're saving for a vacation or just need a safe place for your daily expenses.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can provide the financial relief you need. Plus, if you're juggling multiple debts, consider our debt consolidation services to simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.langleyfcu.org/, lets you check balances, pay bills, and transfer funds with ease. Whether you're at home or on the go, you can keep an eye on your accounts 24/7. Plus, our electronic signature authorization feature allows for quick approvals without the hassle of paperwork. For those who prefer going paperless, we offer e-statements to help you stay organized and reduce clutter. You can view your statements anytime through our secure portal. If you ever need to send money to friends or family, our person-to-person transfer service makes it simple and fast.

Mobile Access

Stay connected with our mobile application, which is available for download on your smartphone. It puts all the power of online banking right in your pocket! While mobile payments aren't offered yet, our app provides everything else you need for managing your money efficiently.

Security First

Your security is our top priority. Our online banking services are equipped with advanced security measures to ensure that your personal information remains safe. You can bank with confidence knowing that we're committed to protecting your data. With Langley's digital and online banking options, managing your finances has never been easier or more secure. Join us today and experience the convenience of modern banking!

Financial Strength

At Langley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial strength with you, reflecting our commitment to providing reliable services and support. With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,316,450 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $99,396 in used auto loans and a total of $4,508,440,303 in loans and leases available. Our net income of $12,513,840 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 808,886, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Langley is your trusted partner. Visit us at 6502 Zandler Way Gloucester Va 23061 or call 757-827-5328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles so you can find the right fit for your budget.

Credit Lines and Unsecured Loans

For those looking for added financial flexibility, our total credit lines amount to $1,634,928,477. We also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans helping members manage their finances effectively. These options can be valuable tools for handling unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We offer various terms and competitive rates to help you navigate the home-buying process confidently.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is here to guide you through the process and help you find the best solutions tailored to your situation. At Langley, we pride ourselves on providing personalized service to ensure that each member's experience is as straightforward as possible. For inquiries about our loan offerings or to schedule a consultation with one of our representatives at our branch located at 6502 Zandler Way Gloucester Va 23061, feel free to call us at 757-827-5328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your journey towards financial empowerment starts here!

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that all offers are fair and transparent, giving users confidence in their decisions.

LANGLEY FEDERAL CREDIT UNION - Gloucester, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Gloucester, VA (23061)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Conveniently Located

Operating Hours Tailored for You

Services That Meet Your Needs

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Mobile Access

Security First

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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