Langley Credit Union Newport News VA: Top Checking & Auto Loans

Introduction

Welcome to Langley at our Denbigh Branch, located at 12644 Jefferson Ave, Newport News, VA 23602. Since our establishment in 1936, we have been committed to serving our members and fostering a strong sense of community. With over 384,941 members and total assets exceeding $5.36 billion, we pride ourselves on providing personalized financial services tailored to meet your needs. At Langley, our dedicated team works tirelessly to ensure you have access to a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We understand that financial decisions can be overwhelming, which is why we focus on offering clear guidance and support every step of the way. While you can visit us at our Denbigh Branch for all your banking needs, official correspondence should be sent to our mailing address at PO Box 120128, Newport News, VA 23612. Under the leadership of CEO Thomas Ryan and Board President Audrey Douglas-Cooke, we are proud to maintain a strong financial foundation with a net worth of $474,822,579 and total deposits amounting to $357,894,169. Our goal is not only to help you achieve your financial dreams but also to contribute positively to the local community. We invite you to explore what Langley has to offer. Whether you're looking for a new account or need assistance with a loan application, our friendly staff is here for you. Feel free to call us at 757-827-5328 or visit our website at Langley FCU for more information. Your journey towards financial success starts here!

Branch History & Mission

Langley has a rich legacy that began in 1936, deeply rooted in the community of Newport News, VA. From its humble beginnings, our Denbigh Branch has steadily grown to become a trusted financial partner for many. Located at 12644 Jefferson Ave, this branch is not just a place to manage finances; it's a cornerstone of support and service for our members. Over the years, we have evolved to meet the changing needs of our community while staying true to our core mission: to provide exceptional financial services while promoting growth and well-being among our members. Today, Langley proudly serves over 384,941 members and manages total assets of approximately $5.36 billion. This growth reflects the trust our members place in us and our commitment to their financial success. At Langley, we believe in making banking accessible and user-friendly. Our operating hours are designed with your convenience in mind Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 8:30 AM to 12:30 PM. Whether you visit us in person or access our online services, we strive to provide an experience that meets your needs seamlessly. Our mission extends beyond traditional banking. We actively engage with the community through various outreach programs and partnerships aimed at improving financial literacy and providing support where it's needed most. We understand that being a part of the community means giving back and ensuring that everyone has access to vital resources. In addition to our commitment to service, we take pride in offering modern conveniences such as ATM availability and drive-thru banking for those on the go. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to PO Box 120128, Newport News, VA 23612. As we look toward the future, Langley remains dedicated to embracing innovation while maintaining a strong focus on personal connections. We invite you to join us on this journey. Experience firsthand how being a member of Langley can help you achieve your financial goals while becoming part of a supportive community network. If you're ready to take the next step towards better financial health, don't hesitate! Visit us online or call us at 757-827-5328 today. Together, let's build a brighter financial future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near popular spots like the Patrick Henry Mall and the scenic Newport News Park, our branch is easy to find. We offer ample parking space right outside, ensuring you have a hassle-free visit. The location is also ADA compliant, featuring ramps and accessible entrances for all members of our community. While you're welcome to stop by at any time during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM don't hesitate to give us a call at 757-827-5328 if you have any questions or need assistance before your visit.

Services Offered

At Langley, we provide a variety of services tailored to meet your needs, including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. If you're looking for quick cash withdrawal services or basic transactions, our drive-thru service makes it easier than ever. Additionally, we have an ATM available on-site for your convenience. While members can visit us at 12644 Jefferson Ave for all their banking needs, official correspondence should be sent to PO Box 120128 in Newport News, VA. We invite you to drop by Langley today and discover how we can help you achieve your financial dreams!

Member Eligibility

At Langley, we believe that everyone deserves a supportive community where they can thrive financially. If you're looking to become a member, you'll be pleased to know that eligibility is quite inclusive! We welcome individuals who live, work, or worship in our local area, as well as those who have family members already part of our credit union family. By joining us at our branch located at 12644 Jefferson Ave Newport News Va 23602, you're not just opening an account; you're becoming part of a caring community focused on helping each other achieve financial goals. Ready to get started? The process is simple! You can find all the details about membership eligibility and requirements on our website at https://www.langleyfcu.org/become-a-member. Once you're ready to join, opening an account is just a few clicks away through this link: https://www.langleyfcu.org/personal-credit-cards/?utm_source=lfcu-site&utm_medium=lfcu-banner&utm_campaign=ten-percent. If you have any questions or need assistance, feel free to give us a call at (757) 827-5328. We're excited to welcome you to Langley!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments quickly and securely, whether online or in-person. This means more time for you to focus on what really matters growing your business! Our goal is to empower you with the tools you need for success. Located at 12644 Jefferson Ave Newport News Va 23602 in Newport News, VA, our team is ready to discuss how we can assist your business today. Reach out at (757) 827-5328 and let's build a brighter future together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer tailored solutions through our business banking services. From merchant services that facilitate smooth transactions to business loans designed for growth and expansion, we support local businesses every step of the way.

Credit Cards and Rewards

Why not earn rewards while spending? Our credit cards come with various rewards programs that allow you to earn points for every dollar spent, making your purchases even more rewarding. Whether you're using it for everyday expenses or special occasions, we have options that suit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking options. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills from the comfort of your home or on-the-go. Plus, our ATM services make it easy to access cash whenever you need it.

Drive-Thru and ATM Access

For those quick transactions, take advantage of our basic drive-thru banking services where deposits, withdrawals, and simple transactions can be handled efficiently. Our ATMs also provide easy access for cash withdrawals and balance checks without stepping inside the branch. At Langley, we're committed to making your banking experience as easy as possible. If you're ready to discover how we can assist you further or if you have any questions about our services, don't hesitate to reach out at (757) 827-5328. We look forward to welcoming you into our community!

Personal Banking Services

We understand that managing your finances can be overwhelming at times. That's why our personal banking services are designed to make it easier for you. With options like checking and savings accounts, you can keep your funds secure while earning interest over time. If you're considering purchasing a car, our auto loans and vehicle financing options provide flexible terms and competitive rates to fit your budget. Need a place to call home? Explore our mortgage loans and refinancing options that can help turn your dream of homeownership into reality. For those unexpected expenses or projects, our personal loans and debt consolidation services offer quick access to cash when you need it most.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and puts you in control. You can enjoy the convenience of e-statements, which are available for your account. This means no more paper clutter just clear and concise statements delivered straight to your inbox. Plus, with electronic signature authorization, signing documents is quick and safe, allowing you to complete transactions without the hassle of printing or mailing. If you're always on the go, our mobile application makes banking even easier. You can manage your accounts directly from your smartphone and make person-to-person transfers with just a few taps. Imagine sending money to a friend or family member without needing cash or checks; it's that simple!

Security and Support

Your security is our top priority. Our online services incorporate strong security measures to protect your information while you bank from home or on the move. We strive to give you peace of mind so you can focus on what matters most. With Langley, accessing your finances has never been easier or more secure. Whether you're paying bills late at night or checking balances during lunch breaks, our digital banking services are here for you whenever you need them. Join us today at https://www.langleyfcu.org/ and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

We have a robust member base with 808,886 total share accounts, showing trust from our community. Net Shares available for lending and investments stand at $0, allowing us to grow alongside you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 12644 Jefferson Ave Newport News Va 23602 or call (757) 827-5328 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $99,396 in used auto loans and $4,508,440,303 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $8,473,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $158,384,606 provide the capital needed to grow and expand. If you're considering refinancing any existing loans or looking for eligibility options, our team is here to assist you through every step of the process. Whether you're at our branch located at 12644 Jefferson Ave Newport News Va 23602 in Newport News, VA, or reaching out via phone at (757) 827-5328, we're dedicated to providing personalized service and expert guidance tailored to your financial situation. Explore our loan offerings today and see how we can support you on your financial journey! Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can fit your lifestyle, allowing you to make purchases while managing your budget.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring users receive reliable information when comparing rates. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. The goal is to provide unbiased results that truly reflect the current market. Users benefit from real-time rate comparisons across multiple institutions, which helps them understand their options clearly. Many have shared positive experiences using LendMesh; for example, one member stated, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Call to Action

If you're ready to compare real-time loan offers and find the best rates for your needs, visit LendMesh today. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LANGLEY FEDERAL CREDIT UNION - Newport News, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Newport News, VA (23602)

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Solutions

Credit Cards and Rewards

Digital Banking Convenience

Drive-Thru and ATM Access

Personal Banking Services

Digital & Online Banking

Key Features

Security and Support

Financial Strength

Commitment to Growth

Investing in Your Future

Member-Centric Savings Options

Operational Efficiency

Solid Financial Foundation

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

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