Langley Credit Union Poquoson VA: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Langley, your trusted financial partner located at 415 Wythe Creek Rd, Poquoson, VA 23662. Established in 1936, our credit union has proudly served the community for over eight decades, helping members achieve their financial goals with personalized service and a range of competitive products. With a solid membership base of 384,941 individuals, we are dedicated to fostering financial well-being and stability. At Langley, we understand that every member's journey is unique. Whether you're looking for a new auto loan, a mortgage to buy your dream home, or just want to manage your day-to-day banking needs, we offer a variety of services tailored just for you. Currently, our total assets stand at an impressive $5,361,019,428, ensuring that we can support our members effectively. Our loans and leases total 218,991, while we have $357,894,169 in deposits demonstrating our commitment to both lending and saving. Under the leadership of CEO Thomas Ryan and Board President Audrey Douglas-Cooke, we strive to create an inclusive environment where everyone feels valued. Our team of 685 employees is here to help you navigate your financial options with ease and confidence. We also take pride in maintaining a net worth of $474,822,579 and keeping substantial cash on hand at $33,764,806 to ensure that we can meet your needs promptly. While you can visit us at our branch location for all your banking needs, if you need to send official correspondence, please use our mailing address: PO Box 120128, Newport News, VA 23612. Join us at Langley today! Call us at 757-827-5328 or visit our website here to learn more about how we can assist you on your financial journey. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Langley provides digital banking solutions such as online banking and mobile applications that enhance your experience while keeping your information secure. With features like e-statements and electronic signatures available, managing your finances has never been easier. We also prioritize accessibility at our branch. With ADA compliance measures in place and services like drive-thru banking available for those on the go, we ensure every member can comfortably access their accounts and services.

Join Us

With our shared service center offering additional convenience for members who may need transactions beyond what our branch can handle, Langley stands ready to serve you wherever you are. If you're interested in becoming part of a credit union that values its members and community deeply, visit us or reach out at 757-827-5328. Experience the Langley difference today! Together, let's build a brighter future for you and your family. For more information about membership or services offered, please check out our website at Langley FCU.

Our Mission

At Langley, our mission is clear: we strive to empower our members by providing exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to reliable banking solutions tailored to their needs. That's why we offer an array of products including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. In addition to serving your financial needs, we are committed to giving back. We actively participate in local events and initiatives that uplift our community. Our partnerships with various organizations allow us to make meaningful contributions, ensuring that we are not just a bank but a part of the fabric of Poquoson.

Branch Location & Accessibility

Accessibility Features

At Langley, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features and ramps to ensure everyone can access our services comfortably. Plus, we offer ample parking space right outside the entrance, making your visit hassle-free.

Call-to-Action

We invite you to visit us at the Langley Poquoson Branch today! If you have any questions or need assistance before coming in, feel free to give us a call at 757-827-5328. Your financial well-being is our priority, and we look forward to serving you!

Operating Hours

We are open Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 8:30 AM to 12:30 PM. These hours are designed to fit into your busy schedule so you can manage your finances when it's most convenient for you.

Services Offered

Our branch provides a wide array of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. You can also take advantage of our drive-thru service for quick transactions such as deposits and withdrawals without leaving your vehicle. For those who prefer online banking, we offer easy access through our website where you can manage your account anytime. And if you're a member of another participating credit union, our shared service center allows for basic transactions like deposits and withdrawals.

Member Eligibility

At Langley, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy and welcoming, whether you're looking to open your first account or simply switch banks. To become a member of Langley, you need to meet certain eligibility criteria which mainly revolve around living, working, or attending school in the areas we serve. We invite you to explore all the details about who can join by visiting our eligibility page at https://www.langleyfcu.org/become-a-member. Once you find that you're eligible, opening an account is a breeze! You can start your journey towards better banking by following the steps outlined on our account opening page at https://www.langleyfcu.org/personal-credit-cards/?utm_source=lfcu-site&utm_medium=lfcu-banner&utm_campaign=ten-percent. If you have any questions along the way, feel free to reach out to us at (757) 827-5328. We're here to help you every step of the way as you take advantage of all the benefits of being a member at Langley, located at 415 Wythe Creek Rd Poquoson Va 23662.

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also believe in uplifting the entire business community: - We support non-members with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to purchase equipment or need assistance with cash flow management, Langley is here to provide tailored solutions that fit your goals. Visit us at 415 Wythe Creek Rd Poquoson Va 23662, Poquoson, VA, or call us at (757) 827-5328 to explore how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM availability and drive-thru service, accessing your cash is quick and hassle-free. Need to make a deposit or withdrawal? Simply visit our branch or use one of our ATMs for basic transactions like balance checks or cash withdrawals. At Langley, we strive to provide comprehensive services that are easily accessible. If you're ready to explore how these offerings can benefit you, give us a call at 757-827-5328 or visit us at our branch in Poquoson. We're here to help you achieve your financial goals!

Auto Loans and Vehicle Financing

Thinking about purchasing a new car? We offer auto loans and vehicle financing tailored to fit your budget. With competitive rates and flexible terms, getting behind the wheel of your dream vehicle has never been easier. Our team is here to guide you through the process and ensure you find the best option.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Langley provides business banking services such as merchant services and business loans. We understand the challenges of managing a business, so we aim to make banking as straightforward as possible.

Credit Cards with Rewards

Enjoy shopping and earning rewards at the same time! Our credit cards offer attractive rewards programs that allow you to earn points on every purchase. Whether it's travel perks or cashback on groceries, there's something for everyone.

Mortgage Loans and Refinancing

For those looking to buy a home or refinance their current mortgage, our mortgage loans come with various options that can be customized to suit your financial goals. Picture yourself settling into a home you love, knowing you secured an excellent rate through Langley.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can manage your accounts from anywhere using our secure platform check balances, transfer funds, or pay bills with just a few taps on your phone.

Personal Banking

Our personal banking services include checking and savings accounts that cater to various lifestyles. Imagine having a checking account that not only simplifies your daily transactions but also offers features like online banking for easy access anytime, anywhere. Our savings accounts help you grow your money while keeping it safe.

Personal Loans and Debt Consolidation

Need some extra cash for an unexpected expense or want to consolidate debt? Our personal loans can provide the support you need. We work with you to create a manageable repayment plan that fits within your budget, helping reduce financial stress.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.langleyfcu.org/, you can check your account balances, pay bills, and transfer money whenever you need to. Our user-friendly platform ensures that all your banking needs are just a few clicks away. Whether you're using a computer or our mobile application, accessing your accounts has never been simpler.

Enjoy Mobile Convenience

For those who prefer banking on the go, our mobile application provides all the features you need in one handy app. While mobile payments aren't available yet, our app allows for quick access to account management and bill payments right from your smartphone. At Langley, we believe that banking should fit into your lifestyle seamlessly. Experience the freedom of real-time account management today!

Secure Transactions Made Easy

When it comes to security, we take it seriously. With features like electronic signature authorization, you can sign documents securely without needing to visit a branch. Plus, our person-to-person transfers let you send money directly to friends or family with ease no cash or checks needed!

Stay Informed with E-Statements

Keeping track of your financial activities is crucial. That's why we offer e-statements, allowing you to view and download your account statements electronically. This means no more paper clutter! You can easily access your financial information whenever you want while enjoying added security against identity theft.

Financial Strength

Growing Member Base

Total Share Accounts stand strong at 808,886, showing a growing member base that trusts us with their finances. With net shares available for lending and investments totaling $0, you can be assured of our commitment to serving your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 415 Wythe Creek Rd Poquoson Va 23662 or call (757) 827-5328 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $99,396 in used auto loans and $4,508,440,303 in total loans and leases, supporting members' financial goals across various sectors.

Operational Efficiency

Our impressive $8,473,426 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle as straightforward as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $158,384,606 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that meet various financial needs, from startup costs to operational expenses.

Eligibility and Refinancing

If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, our team is here to assist you. We can help guide you through the process and find the best solution for your situation. At Langley, we are committed to providing personalized service and effective solutions. If you have questions or want more information about any of our loan offerings, feel free to reach out at (757) 827-5328 or visit us at 415 Wythe Creek Rd Poquoson Va 23662 in Poquoson, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We offer a range of mortgage products tailored to fit your specific needs, whether you're a first-time buyer or looking to refinance your current home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $199,066,943 in loans helping members manage their finances effectively. Enjoy the convenience of credit with competitive interest rates and no collateral required.

Loan Aggregator

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LANGLEY FEDERAL CREDIT UNION - Poquoson, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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